Lilian

Githurai Manguu, Kenya

100% repaid

Entrepreneur

Name

Lilian

Member since

May 2013

On-time repayments

4 installments  •  25%

About Me

I am happily married and reside in Githurai Manguu and blessed with one child and he is aged 5 years. He is in kindergarten within our community. My Husband is a civil servant with the ministry of Health in Kenya.

I have successfully completed post secondary in sales and marketing hence I run a business which entails selling second hand clothes.

I started this business for the passion of economic development and prosperity for my life thus engaging in this rare business which many business people have declined to venture.

My Business

My business involves door to door services and it entails buying second hand clothes from Gikomba and reselling them in the following places Githurai, Kasarani, Mwiki, kahawa and Zimmerman.

My business is purely selling of males clothes like shirts, T-shirts, trousers, socks and many other things.

My business lacks adequate capital to ensure I have all my clients require hence through your support I will be in a position to get permanent location and store my products.

I have adequate skills and experience in sales and marketing to ensure my business is successful.

My business makes average monthly sales is Kshs 30 000 and average expenses is Kshs 23 000 and the average monthly profit is Kshs 7 000 but with the support my business will prosper.

Loan Proposal

My business involves buying and reselling second hand male clothes and I usually do it through hawking from door to door and offices to offices in Githurai, Kahawa, Kasarani, Zimmerman and other neighboring places. I intend to restock my business with adequate items which my customers requests hence through your contribution towards the Zidisha Loan, I will purchase male under garments worth Kshs 2000, branded male T-shirts worth Kshs 2000, Male caps worth Kshs 2500 and male casual trousers worth Kshs 2200. This stock will enable my business to meet the demand of my customers hence earning more proceeds which I will use to expand my business in preparation for high demand during Christmas festival. I will also use part of the proceeds to repay the Zidisha loan. Thanks for your interest and willingness to support my business and may the Heavenly Father bless you and your family.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 18, 2013

Repayment status

On Time

Projected term

8 months

Lenders

M

michael

Mornington, Australia

Hope2012

United Kingdom

T

tommy0579

Salt Lake City, UT, United States

B

BigWillie

Belfast, United Kingdom

D

Dealbert

Stockholm, Sweden

C

Carlos

Barcelona, Spain

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  • Lilian    Mar 7, 2014

    Am grateful to all the lenders who contributed towards my loan because it has really assisted my business as currently my stock is good and also have many clients. I have also rented a permanent place and now intend to introduce also women clothes to capitalize on women who usually accompany their husband when they come to shop. I wish to repay the loan on weekly basis so that I can have access to another loan and expand my business.

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  • Lilian    Dec 13, 2013

    Hi, my business has picked up and I am taking advantage of the christmas festival to make more sales hence being in position to repay the loan thus I kindly request ypou to allow me start paying in January so that I can plough back the current profit to increase my sales during december hence in January I will start paying.

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  • Lilian    Nov 14, 2013

    My child fail ill and he is admitted to hospital thus am not in position to pay this loan at this time till next month but I will ensure to repay. My business is doing good but I hard to use the proceeds to offset the medical bills of my child. I have also received support from my family members thus my business will not be badly affected by as from next week I will be back to capitalize on the christmas

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  • Lilian    Sep 19, 2013

    Dear Zidisha Members,

    I am the happiest person on earth today because my dream is about to the realized and this is because I have received cash from Zidisha which I will use to pay today for my reservation then supply to my intended clients. Thanks all who have contributed towards my loan and you have become partners to my business thus I will keep you posted and I will ensure to repay the loan on time so that other people can benefit.

    Thanks all and God bless you.

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  • Lilian    Sep 18, 2013

    Dear Zidisha Members,

    Thanks all who have contributed towards my loan hence you have now become partner to my business thus I will ensure to update you on the progress and also I will ensure to repay the loan on time. I am going to pay for the goods as soon as I receive the money.

    Have a blessed day and God bless you.

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  • Carlos    Sep 17, 2013

    Lilian, all the best for your family, community and your business!

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    • Lilian    Sep 18, 2013

      Dear Carlosf,

      Thanks for contributing towards my loan and God bless you abundantly. You have now become a shareholder in my business hence I will keep you posted.

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  • Carlos    Sep 17, 2013

    Lilian, all the best for your family, community and your business!

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  • Carlos    Sep 17, 2013

    Lilian, all the best for your family, community and your business!

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  • Lilian    Sep 17, 2013

    Dear zidisha Lenders,

    Thanks to Dealbert and michael for contributing towards my loan hence I kindly request other members to contribute towards my loan. This is a gate way to expanding my business and meeting my clients demand. I will use the proceeds to repay the loan and expand my business. Thanks all and wellcome to my business and you are requested to invest.

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  • Lilian    Sep 17, 2013

    Dear Zidisha Lenders,

    Thanks tommy0579 for considering my requests hence I kindly request other Zidisha Members to consider contributing towards my loan so that I can access funds before the end of this week to enable me pay for the goods that I have made the reservation. This will enable me to meet my clients demand hence make sales as I prepare for the Christmas seasons because the demand for the goods are usually high hence making more sales which will enable me to repay the loan and also expand my business. The deadline to pay for my reservation is almost here so I kindly request other Zidisha lenders to consider contributing towards my loan.

    Thanks for investing into my business hence I will keep you updated on the progress as now you are a partner in the business.

    Asante sana

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  • Lilian    Sep 16, 2013

    Dear Zidisha Lender,

    My distributor has requested me to pay for the reserved goods by the end of this week thus I kindly request you to consider supporting towards my loan so that I can take up the reserved goods. Kindly assist me and God bless you.

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  • Lilian    Sep 14, 2013

    Dear Zidisha Lenders,

    Thanks all who have supported the various loans hence they are facilitating reduction of poverty and I wish to request you lenders also to support my loan so that I can expand my business. Yesterday My distributor called me regarding the reservation I made and now am left with only 7 days to have submitted the cash or risk loosing the reservation. Dear Zidisha lenders, I do request you to consider supporting me through funding this loan so that I can take the stock in time.

    Thanks for the support and God bless you.

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  • Lilian    Sep 13, 2013

    Dear Zidisha Lenders,

    Great be to God for another day!

    Thanks BigWillie for contributing towards my loan and God bless you. Kindly Zidisha Members contribute towards my loan and you will have supported the whole community of Githurai because through this loan I will be in position to expand my business, create employment for a local young person, meet the clients demand, offset my family expenses and contribute towards community development.

    Thanks for considering to investing in my business hence I will keep you posted on the progress and also repay the loan as proposed to ensure more local people escape poverty through small business like mine.

    I have made some reservation for some stock at my distributor thus I kindly request you to contribute towards my loan so than I can get the products because if I delay then they will be sold and I will loose business.

    Thanks all and have a blessed day

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  • Lilian    Sep 11, 2013

    Dear Zidisha Lenders,

    Thanks be to God for this great day !

    I am very grateful for Prehders for considering to contribute towards my loan hence I request other Zidisha Lenders to consider contributing towards my loan so than I can purchase more stock which are in demand for customers and also in preparation for Christmas Festival. I have made some order from my suppliers to reserve particular products for my clients thus we I access this Zidisha loan then I will repay for the products on the same day then collect my stock then deliver to my clients. The proceeds will be reinvested and part of it paid to Zidisha to in time to avoid inconveniences of last minute because I don't want to disappoint you because you have trusted me with your cash.

    Kindly consider contributing towards my loan so that I can collect the stock in time.

    God bless you and have enjoyable day.

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  • Lilian    Sep 10, 2013

    Dear Zidisha Lenders,

    Great be to God for this excellent platform where people meet virtually and participate in reducing poverty.

    I have a small business which entails buying and reselling second hand male clothes and I have established a good clientele base for my business but I have limited stock to meet the demand of my customers and in preparation for Christmas festival, my clients have started to request some items hence I can't afford thus I kindly request the Zidisha Members to consider contributing towards my loan so that I can use the loan to purchase the clothes requested by my clients. I will be in position to make more sales hence increasing my revenue thus reinvesting and repaying the Zidisha loan and this is the plan for the profit from my business after accessing the Zidisha Loan.

    Thanks for considering to support my loan hence you are now automatically partner to my business.

    God bless you and have a wonderful week.

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