Zidisha |

Mary

Githurai, Kenya

Funds disbursed

$0 to go

100% funded of $99 goal

days left

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How it Works

Entrepreneur

Name

Mary

Member since

July 2013

On-time repayments

43 installments • 0%

About Me

My names are Mary Wanjiru Mwangi and a Kenyan by birth. I reside in Githurai Progressive and am married and blessed with four children.
My children are both in primary school within the community and they usually perform well.
I have successfully completed certificate in secretarial hence employed by the ministry of immigration of Kenya as a clerk. I have enrolled for diploma in secretarial classes so that when I complete, I can be promoted to higher position where I will have a better salary.
My husband is self employed whereby he runs and manages a fast food store in town hence we usually put all our revenue together at the end of the month to cater for our bills and putting a side for saving thus I have been using to save and start for a green grocery business which is being managed by an employee whom I have hired but over the weekend I do assist her.

My Business

My salary and revenue from my husband's business is used to offset the household bills, school fees and savings but I have been using the savings to start a green grocery project whereby I have hired a young lady who is involved in day to day activities but over the weekend I assist her.

I have many clients because I have maintained cleanliness at my premises and also good customers skills.

The average monthly sales is Kshs 45 000 and the average total net revenue is Kshs 7 000 hence with the loan I intend to introduce more varieties of fresh fruits and vegetables hence boosting the income of my family. I will use part of my salary to pay the loan so that my business can grow.

Loan Proposal

My business involves managing and running a green grocery and I have hired a young lady who is involved in day to day activities. My business currently involves buying some limited fruits and vegetables from farms then selling them to the local community but due to public demand I want to introduce more fruits and vegetable that have been requested by clients. The money will be used to purchase the following mangoes at kshs 2000, avocado at kshs 2000, Kales at kshs 2000 and potatoes at kshs 2500. New services of delivery products to residential places and offices will also be introduced so that we can reach out to more clients hence making more sales.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$99.00

Date disbursed

Nov 19, 2013

Repayment status

Late

Projected term

43 months

Lenders

Silver

Steiermark, Austria

Kjartan

Oslo, Norway

russell

leicester, United Kingdom

Pierfausto

Rome, Italy

Ingela

Falun, Sweden

CZC

Lake Zurich, United States

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Lewis Jul 6, 2014

Hi lenders,
its still unfortunate am trying to get in touch with mary and her endorsers and i understand that they are all out of service.
Regards
lewis njau( v.m)

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Lewis Jul 6, 2014

Hi lenders,
its still unfortunate am trying to get in touch with mary and her endorsers and i understand that they are all out of service.
Regards
lewis njau( v.m)

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Lewis Jul 6, 2014

Hi lenders,
its still unfortunate am trying to get in touch with mary and her endorsers and i understand that they are all out of service.
Regards
lewis njau( v.m)

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Samuel Mar 25, 2014

I am a VM. I phoned Wanjiru today at 6.07pm. Her number is not working and so are those of her relatives. I suggest a further investigation.

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- C
  CZC Mar 25, 2014
  
  Mr. Shehi,
  
  Thanks for looking into this. I totally agree with your suggestion of an investigation. What kind of investigation are we talking about, though? A police investigation? In my opinion, that would be best since I feel there has been bad faith on Ms. Mwangi's part.
  
  Thanks,
  Cris
  
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  - Samuel Mar 25, 2014
    
    Cris,
    I mean a police one so just borrowers like me to keep taking repayment seriously.
    
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C
CZC Mar 23, 2014

Zidisha,

Why does Mary Mwangi have a 100% on-time repayment rate if she has not made a single repayment and is past due?

Her loan was disbursed at the end of Nov 2013. Her initial repayment term was 13 months which has now increased to 43 months. After her reschedule her first repayment was due on Feb 7. We are now at the end of March 2014 and have no news and no repayments. When is this going to be looked into?

Does she not realize she has a duty to repay? This is a microlending organization, not a charity.

Cris

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Kjartan Mar 12, 2014

Hi Mary,

How are you and your business doing? An update and/or a small repayment would be appreciated!

Best wishes, Kjartan

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C
CZC Feb 26, 2014

Ms. Mwangi,

How are you doing? We would appreciate an update on your business situation and also a date when you might start making repayments.

Thank you,
Cris

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mewesten Feb 22, 2014

Hi Mary,
Did you get a phone? You have been good about posting messages, and that is appreciated, but still have not made your payments.
Thank you.

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Mary Jan 12, 2014

Thanks for the financial support hence my business is doing good despite the fact that I lost my phone and I have contacted our mobile provider to assist me recover my cellphone number then proceed with my business but for now no business because all my contacts were on my business line hence it my hope that I will secure my number then start to pay.

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Mary Dec 26, 2013

Hi,

You have made me celebrate this christmas in style because I hard cash to use. My business has been doing great and thanks to lenders. Happy christmas holiday and new year.

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Mary Dec 15, 2013

Dear Zidisha lelnders,

Thanks all who supported my loan by contributing because I received the cash and used it as I hard stated and the revenue from my business has increased because I have varieties on fruits and vegetable. I am capitalizing on this christmas because the buying power is high thus by end of this month I will have paid my first installement most likely half of my loan because the business is good and more profit. I will plan to import some fruiots from Uganda as from next month because in Kenya there will be few fruits and will be expensive. Thanks all who supported my busuiness.

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