Peris    Mar 24, 2015

I haven't been in a situation to repay my installments on time. I feel that lowering my repayment amount could make it easier for me to pay on time while I recuperate. I have reopened my business after quite some time and I think this is my year. I even intend to complete my payments before the end of the year.

Vincent    Feb 9, 2015

Hi Lenders $ Management,
I have ringed Peris Karuku this morning but I was unable to meet her although I managed to speak to her brother through her line who told me that Peris does not have a phone and she had left home in the morning but once she will be back in the evening, the brother promised me that they well discuss over the loan and he will get back to me on the agreement.
Hope things will be well and I request lenders and the management to be patient as I await for the response from the brother.

Regards ]
Vincent VM Kenya

Peris    Dec 23, 2014

I have not been able to cover my repayment amount in the past. Rescheduling will enable me to lower the amount I have to repay on the first repayment. I intend to continue with my repayments at once. Thanks to my lenders for being patient with me. I will be more reliable in future and intend to resume my payments forthwith

Vincent    Dec 15, 2014

Dear Lenders
good morning all to you.
I have been trying to reach Peris Karuku on his phone and the return answer I get is that her phone is switched off, but previously had talked to her brother who assured me that Peris will be clearing her loan arrears soon once she get her first salary since she got a new job.

Regards
Vincent VM Kenya

Vincent    Nov 5, 2014

Dear Zidisha lenders for Peris Karuku, I have just tried reach her on phone today my I could not manage as the response was that the phone number was trying to reach was switched, Kindly know that I will again keep trying if I will not succeed I will have to call the brother Simon Karuku as I did last time.

Thank you and hope to update you soon again once I get the updates concerning Peris,

Regards
Vincent VM Kenya

Vincent    Sep 30, 2014

Dear Zidisha fraternity,
I have this evening tried to reach Peris Karuku on phone but was unable to reach her and later I deceide to contact Simon Karuku who seems to be a brother to her, although someone else picked the phone and she informed me that Simon was not arround but he will be back in about 5 minutes and indeed he called me back.

Simon, informed me that Peris loosed her job and therefore she has been unable to raise money to enable her to repay her loans, but she got a job this month and she will be making payments any day soon as she will be getting her first salary anytime from tomorrow through monday.

Thank you all for the patience.
Regards
Vincent VM Kenya

Vincent    Aug 29, 2014

Dear lenders and the management team,
I have several times today tried to reach Peris karuku but she is not available on phone and if I will not manage to reach her today and next week I will arrange to call her community leader or family members as see if I can get her well being.

Thank you all the lenders and the management team for your patience as am also trying to reach peris for the updates.

Regards
Vincent VM Kenya

Peris    Aug 9, 2014

Hello lenders. I have not been doing well with my business. In fact my business went down after I had an accident. I am however trying to resume my payments. I just made my first payment today and will cover up with the arrears later in the month. around 20th. I want to see if I can cover my arrears first and then start paying either weekly or monthly.

Vincent    Jul 15, 2014

Dear Zidisha Fraternity,
I have this afternoon tried to reach Peris Karuku through her phone but I was unable to reach her, immediately I took the imitative to contact her community leader Mr Simon Thondu who was also not reachable of his phone whereby I also decided to contact the family member her brother Simon Karuku who informed me that he has also talked to Peris and she is planning to resume repaying per he profile schedule this week, although she is a having a fault phone which is not allowing her to be reached.
I was also happy to hear that she managed to recover well from the road accident she had last time I talked to her. I hope gain to contact Peris this week and see if I will be able to reach herself and if not again I will be able to call his brother to confirm the progress of the loan repayment.
Regards
Vincent VM Kenya

Peris    May 29, 2014

Hello. I am requesting to reschedule my loan as my brother and I had aa motorbike accident and cannot resume working soon. I however will be able to resume my payments earlier than 14th may since there is something I intend to start doing from home. Thanks for for listening to me and sorry for any inconvenience caused.

Peris    May 29, 2014

Vincent    May 23, 2014

Dear Lenders,
Have just again talked to Peris Karuku concerning her zidisha loan and also her business she told me that she got road accident through the motorbike and she is still mending up, she was so sorry that she has been unable to resume to her business work, she has promised to resume her repayment on 14th June 2014, but have advised her to login to her online account and reschedule for the same.

Peris I wish you well and have a quick recovery on your mend.

Regards

Vincent - VM Kenya

Vincent    May 23, 2014

Dear Zidisha lenders and management team, I have managed to reach Peris Karuku this morning although our conversations was not that good concerning her loan arrears with zidisha, she requested me that she will call me back because where she was she could not be able to discuss with with, so kindly I request all lenders and the zidisha team that once I discuss with Peris into details and know exactly why she was unable to repay her loans in time then I will be able to update you all with the full details.
Thank you,
Regards -

Vincent - VM Kenya

Peris    Feb 18, 2014

i have decided that if i repay the loan fast, i may not be able to build a strong enough business by the end of the loan period. I have therefore decided to repay the loan in smaller instalments so that the business will be self reliant by the end of the loan period. I hope this is comfortable with all of my lenders and sorrry for any inconveniences i may cause

Vincent    Feb 11, 2014

Hi Peris, please update your lenders on your business progress since your first loan disbursed.

Regards Vincent
VM Kenya

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  Peris    Feb 16, 2014

  Thanks a lot vincent for your kind concern. I am doing very well with my business. I used the loan to add more stock in my business as well as introducing a variety of more environment friendly papers. Thanks a lot to all my lenders. I am working very hard to ensure that i repay only from my profits without skipping a single payment.
  Kind regards,
  peris

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Peris    Feb 5, 2014

Thanks a lot to those lenders who are giving me a hand. I promise to put this money into a profitable endevour and to ensure that i repay the loan so that you are able to assist someone else with the funds. Thanks a lot again.

diza2722    Jan 31, 2014

Hello Peris, do you still work at the US Embassy Cairo (as shown on your Facebook page)?

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  Peris    Jan 31, 2014

  hello Diza. No i dont and havent. I actually finished high school in 2012. I am on my first year in university studying entrepreneurship and procurement. I put that there just for fun. I however dream working with them. It would be fun

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Peris    Jan 30, 2014

Hi lenders. Please feel free to comment on my loan application with advice on my business as well as this loan. Questions are also welcome