Samuel    Jan 10, 2015

Dear lenders,
I have resolved to leave this borrower for the next VM to follow up on. My efforts have been unfruitful for about a year now.
I have already alerted Zidisha on the same. Systematic challenges only have delayed my replacement to take over my responsiblity here.
Thank you.

VM Shehi.

Samuel    Nov 19, 2014

I phoned Kambi today at 7.40am . He says he had gone to his countryside for a while.
Now that he is back in Mtwapa town, he will restart repayments.

VM Shehi

Samuel    Apr 23, 2014

I phoned Kambi today at 11.20am . Still he is complaining that since he closed the video show business he has no income. I told him that he should be sending even small amounts to repay but he is totally making no effort repaying. He is one of my difficult assigned borrowers. He is very frustrating!

Samuel    Mar 6, 2014

I phoned Kambi today 5.15pm. He says he spent most of his savings on treating his ailing relative for better part of last year. The relative unfortunately passed on. He is however now back to business and expects to re-start repayment soon in small amounts.

Samuel    Mar 5, 2014

I phoned Kambi today 6.12pm and his contact was unreachable. His community leader has also been removed from his profile.

Andrew    Mar 13, 2014

Hello zidisha am so sorry that i have missed several instalments in my loan repayment mode. i actually had family problems which resulted to closing my business. My father had been ill for more than a half a year all this time i being the only family rescue while atending my father too, to make it worse my dad never waked up ftpm his sick bed!!! This has been a big problem since am now responsible of the whole family with my young sister doing her KCSE this year other two brothers in primary school!!! am so sqeesed that i could not manage as i earlier promised. due to this i would like to slash my repayments so that i could at least send in the payments any way. Thank you so much for your patience in the long silence. may God bless you.

russell    Nov 16, 2013

Hi could you make at least a small token payment to show us you are still there and have not forgotten us.

Andrew    Oct 2, 2013

Hello my dear lenders, though i could not manage to sent other payments as i had promised, i now prepare to sent by the weekend when i will have added some amount to what i already have since there are still more matches over the weekend. Thank you for your continued patiennce. God bless you.

Andrew    Sep 26, 2013

Hello, I have today seen that my repayments have been updated. Am really thankful for helping me in my business so far. Am now preparing for another payment as soon as possible so that i cover the difference in my repayment. With my business catching up now i will make sure that i send all the balance so i can step into the next level. Thank you once again for your efforts. I will make sure that i dont let you down. God bless you all.

Andrew    Sep 23, 2013

Hello my dear lenders, After the silence i have now revived and would be willing to clear my loan balance as soon as possible, I have today posted Kshs 5,000 and i will again send another payment by Thursday this week and this will continue untill i finish my balance. Am targeting to finish before 15th of October. Thank you for your patience.

Andrew    Sep 19, 2013

Hello to all my lenders and the entire zidisha cmmunity. I really have been so worried about mt past hard business situation, i had been worried because i have the pending loan balance, and yet still need your financial help. It really kept ringing in my head and the fact that i could no longer reschedule, i really was so much afriad of the situation. But am now very happy that the soccer season has resumed and business has started picking up again. A good sign that i will be in a position to clear my loan balance in the shortest period possible. I thank God for the way the business has now started to show good hopes. Thank you once again for your patience and may God bless you.

Andrew    Sep 19, 2013

Hello, my dear lenders, am sorry i have been so silent in repaying my loan, this was because i have been facing some difficulties with my video cafe business because, i solemnly depend on soccer and since the season had come to an end making my payments was abit difficulty on my side. The season has now resumed giving me full force in sending my repayments.In regard to this i will start this weekend sending in my repayments as we have good matches this weekend. I want to make the payments within the shortest period possible so i get to the next level, i really need to my business more valueable by getting a bigger screen t.v which will add more value to my business.But i have to work hard and finish my balance as soon as possible. Once again i thank you so much for your patience. May God bless you.

Andrew    Aug 6, 2013

Hello am so sorry that i have not made my payments as rescheduled.I have a situation that made it had to accomplish as requested never the less i have a plan which may help me clear in even one installment. This should happen within these two months. Thank you again for your patience.

rhagen    Jul 31, 2013

Dear Andrew,

Hope all is well on your side, your family is healthy and that the rainy season does not too much trouble to your business.
I have a question since you are the mentor of a number of Zidisha member who I lend to: do you know how Beatrice Kafedha, Kaona Rombosha, Zeina Mwango and Raphael Gongo are doing? I have not heard from them since April.
Please give my regards to Stephen Karisa and thank him for the reimbursements he has done.
Best,

Richard

• Andrew    Aug 7, 2013

  Hello. am happy to hear from you. I know these members and am on the process of meeting with them because some are on available on phone so i have to visit to either their businesses or houses, should compile a report soon.

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• Andrew    Aug 7, 2013

  Hello rhagen, am happy to hear from you. I know these members and am on the process of meeting with them because some are on available on phone so i have to visit to either their businesses or houses, should compile a report soon.

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• Andrew    Sep 19, 2013

  Hello, i managed to meet Kaona Rombosha he complained of having a sick child and this kept him from his business activities and this resulted to the long silence in his loan repayment. He promised to work on the situation soon enough though he did not mention exactly when he will make his payments. Am looking forward to visit Zeina Mwango, Raphael Gongo and Beatrice Kafedha, I have a big deal meeting these members because they are far away from where iam and i dont get them by phone. I plan to visit them soon as i get free time.

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• Andrew    Sep 19, 2013

  Hello, i managed to meet Kaona Rombosha he complained of having a sick child and this kept him from his business activities and this resulted to the long silence in his loan repayment. He promised to work on the situation soon enough though he did not mention exactly when he will make his payments. Am looking forward to visit Zeina Mwango, Raphael Gongo and Beatrice Kafedha, I have a big deal meeting these members because they are far away from where iam and i dont get them by phone. I plan to visit them soon as i get free time.

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Andrew    Jun 3, 2013

Hello am so grateful that you have beenso patient with me as per repayment being so slow. As business is now reviving, i would like to compesate with the delayed months. This will enable me to plan for the betterness of my business. And i would like to start this as from this month as am on the process saving for this purpose. Again i say thank you so much.

Andrew    Feb 15, 2013

Hello zidisha i had a few repairs in my video cafe that made it hard for me to have the required amount by the expected date and for this reason i would like this little favor so that i organise my payments without any difficulties. I will be so grateful and be ready for the payments by that time. I will be so happy as my business is doing well only because i did the repairs but i hope to finish my payments even the due date. Thank you once again.

Andrew    Jan 16, 2013

I have today started repaying my loan and i hope to finish as soon as possible. Thank you for your continued support.

• beverly    Jan 17, 2013

  Hello Andrew,
  
  Happy new year. Hope you are doing well! Thanks for the repayment - I will use the money to fund another Zidisha loan.
  
  Best regards,
  Beverly

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  • Andrew    Jan 18, 2013

    Hi Beverly, happy new year to you! am so happy that the loan has helped me so much.My business is doing well and i would like to invite you here so that you can come and see what am doing. I'll be so grateful to see you!

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Andrew    Dec 12, 2012

Hello everyone! am happy to inform you that my business is doing well. I must return my thanks ti you because if it were not your kind help i could not have gone this far. Thanks once again and may you continue with that spirit!

Andrew    Nov 13, 2012

My great thanks to all that made my loan a success. I recieved the money yesterday and am so happy that today am going to buy the tv. Thanks to all lenders who trusted me with their money. I will work hard to make the zidisha idea a success. God bless you.

• Gooner    Nov 14, 2012

  cool. what size and brand?

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  • Andrew    Nov 14, 2012

    I got a sony bravia size 32' that will be better because i had a size 25' sanyo old model.

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Gooner    Nov 10, 2012

I hope that you are able to to get a few Arsenal games at the cafe.

• Andrew    Nov 11, 2012

  Hi, first thank you for your contribution. Yes i get all matches live via supersport. We watched the yesterday Arsenal game which ended on a 2, 2 draw, i was disappointed with Ateta's missed penalt.

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