Cherotich

Nakuru, Kenya

Funds disbursed

$0 to go

100% funded of $462 goal

0

days left

Entrepreneur

Name

Cherotich

Member since

August 2013

On-time repayments

23 installments  •  4%

About Me

I am a Kenyan citizen aged 24 years and a resident of Nakuru town in Nakuru County of Kenya. I hold a diploma in Cooperative management from Egerton University and have also attended various professional trainings in marketting. I am a business person having operated a general computer services for a period of five years since the year 2008. I am married and live in Milimani estate in Nakuru town in a rental apartment for which I pay Ksh 3,000 as house rent every month. I commute to and from town every day, a distance which costs Ksh 60 one way. I was employed for one year as a marketing officer in a busy enterprise and this gave me the opportunity to acquire skills and experience in business management. This is what compelled me into business and gave me the desire to strive to build and advance my business investment.

My Business

My business is located in Nakuru town in Nakuru County of Kenya. This business operates under the name of CHERROS general supply and computer services. I have operated this business for a period of FIVE years since the year 2008. The business is located in Nakuru town along Kenyatta Avenue on a building called CK PATTEL . The building is located directly opposite Family bank and boarders Master's Plaza to the left. The business majorly deals in photocopy, printing, scanning an d billboards branding as basic computer services. It also deals with stationary supply which include books, printing and photocopying papers are also sold within the business. We buy products from Nairobi in large quantities at wholesale price and sell them in retain within the premises of the business. CHEROS business has two office assistants and one director. I am the director of the enterprise and I am in charge of the financial operations of the business. My customers include individuals, institutions, churches and companies that buy stationery from my business. I am in charge of marketing and always strive to attract and retain more customers to the business; and this has seen it grow to greater heights over time .most of people prefers my products as i do offer quality products and and even offers favorable prices to the costomers.

Loan Proposal

My business is located in Nakuru town in Nakuru County of Kenya. This business operates under the name of CHERROS general supply and computer services. I have operated this business for a period of FIVE years since the year 2008. The business is located in Nakuru town along Kenyatta Avenue on a building called CK PATTEL . The building is located directly opposite Family bank and boarders Master's Plaza to the left. The business majorly deals in photocopy, printing, scanning an d billboards branding as basic computer services. It also deals with stationary supply which include books, printing and photocopying papers are also sold within the business. We buy products from Nairobi in large quantities at wholesale price and sell them in retain within the premises of the business. CHEROS business has two office assistants and one director. I am the director of the enterprise and I am in charge of the financial operations of the business. My customers include individuals, institutions, churches and companies that buy stationery from my business. I am in charge of marketing and always strive to attract and retain more customers to the business; and this has seen it grow to greater heights over time .most of people prefers my products as i do offer quality products and and even offers favorable prices to the costomers.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$462.00

Date disbursed

Jan 12, 2014

Repayment status

Late

Projected term

4 months

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Sundstroms

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E

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  • Bavarian    Nov 11, 2014

    Agnes!!!! Please tell us what is going on! You are expected to communicate and to inform investors when you are going to resume your payments! If you do so, investors might understand your situation. If you don't communicate, we will think you are a thief, which we hope you are not. Are you?

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  • SeeMeeFi    Jul 19, 2014

    Thank you, Agnes, for repaying your first loan so quickly. I hope that your business continues to do well and that your current loan progresses as well! Best wishes!!

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    • discoball    Jul 29, 2014

      Unfortunately, Agnes never paid this loan and it was written off as a loss.

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  • discoball    Jun 25, 2014

    Hello, is there a lending mentor who is in touch with Agnes? She paid back her previous loan 100% and mentioned having difficulties with the Zidisha website in January. Maybe there is some way to resolve the 0% repayment of this current loan.

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  • discoball    Feb 3, 2014

    Hello Cherotich, I was wondering how things are going with your Cheros business? Did you ever get help with your question about your Zidisha profile problems? I'm one of your lenders and I hope everything is running smoothly on the borrower side of Zidisha! Maybe we can get someone to help you if there is some problem. Many warm wishes to you from California, USA!

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  • Cherotich    Jan 7, 2014

    Hallow, I have currently serviced my first loan completely. I was looking forward to applying for another loan from Zidisha so that I could expand my business investment activities. However, My profile seems to be having some problems since it doesn't reflect clearly my current and future credit limits which should guide my loan application. I also tried to apply for another loan on the "click here to create a new loan application" column but the figures indicated are not relevant. I.e. The column with the loan for loan amount is Ksh 0 and the column for weekly repayments is also Ksh 0.

    Kindly assist me on how to go about this.

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    • discoball    Feb 3, 2014

      Did you get help with this problem?

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    • bconrad    Feb 18, 2014

      Dear Agnes,

      Have you made any payments on this loan that have not been reflected on your account? As of now, it looks like you are a few weeks overdue on your current loan. Can you send us an email at [email protected] and let us know more about any payments you have made?

      Thank you!
      Bayle, Zidisha Team

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  • Cherotich    Nov 14, 2013

    HI zidisha team ,i would like to reschedule my loan repayment time ,this is due to some problems on the business as the building we are operating in were set on fire last month and this reduces the flow of cash in my business i hope to reschedule it up to next month please.and i hope i shall be able to pay the loan on time and i hope i wil be able to setle it on time

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  • Cherotich    Oct 2, 2013

    Hi once again the zidisha team,i i m very geatful for the surport you gave to me ,It realy improve my business and also increase the number of my customers as i m able to serve my customers on time with out a delay ,i m now looking foward to add some products in my business to enable expand my business and serve more customers as possible,I hope i will make it through your support .
    THANK YOU VERY MACH.

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  • Cherotich    Oct 2, 2013

    Hi the zidisha team, i hereby wish to reschedule ma date of payment ,This is due to supply delay of products from my supplier, This has made me not to settle and resale the products on time to my customers .This will enabled me to repay the back loan and also to purchase another stock on time so that i dont be late on time payment of the loan .also this will make generate some enough money wich can improve the nartuer of ma business.I hope you will consider my request.
    Thank you in advance.

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  • Cherotich    Sep 6, 2013

    thank you very mach the zidisha team

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