Mwanaisha

Mtwapa, Kenya

77% repaid

Entrepreneur

Name

Mwanaisha

Member since

November 2012

On-time repayments

5 installments  •  0%

About Me

My name is Madm Mwanaisha Juma.Im married with three children.the trio are all in school.Two are in high school and the other joined colledge recently.I live at Mikanjuni village in the Shimo la-tewa sub-location which is in Mtwapa Kilifi county.Iwork in a restaurant which is situated along the Mtwapa dispensary Mzambarauni minior road,few kilometers to the west of the Goldenkey school.It is also near to the K.A.R.I (Kenya Agricultural Research Institute) Im a class six drop-out.My parents were peasant farmers and were poor could not take me beyond that.I decided to employ myself.this is when I started the restaurant.For sure this business has greatly help me.I started this business to earn a leaving and to improve my life.I use the earnings from my business to buy hotel items like maize,beans,sugar,tealeaves,handcachiefs,trays,curtanins,plates glasses,saop,water,pay for funiture repare and pay for transport of goods etc.Its my sincere hope that after expanding my business it will help not only my family members but even the community either directly or indirectly but especially so the H.I.V and the H.I.V affected people in the village.

My Business

My main business is a Restaurant here in mtwapa mtomondoni,i stared this business about 4 years back and i thank God because it keeps on growing day by day.i cook foods like ugali,chapatis,omena,fried fish,beans,green peasomatoes stew,onions ,potatoes,pawpaws,green peepers,carrots,mangoes,oranges,cucumbers,green maize,coconuts soup and many foods..Demand for these items is so high due to high population within mtwapa and i also cook good food for them.my customers prefer here because i sell fresh food and services and too my level of hygiene is so high for that case therefore able to make more cash as a result of more customers.competition is there however my standards are high through cleanliness and reasonable prices that is able to attract customers.my business is profitable because i sell substance items that are used by the society on daily basis.my monthly gross profit is Kenya shillings 27,000.expenses is Kenya shillings 5,000.The balance of Kenya shillings 22,000 can be used to pay my lenders and also expand my busines

Loan Proposal

my many thanks goes to the entire zidisha team. you are doing a good job may God bless you. with this being my first loan from your organization. i intend to use this amount of money this way 5,000 to buy more stock of goods like wheat flour maize flour rice and beans and the rset i will buy cocking oil so that i can have this products ready availabe to me on my restaurant.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 1, 2013

Repayment status

Late

Projected term

5 months

Lenders

Ambrose

Calgary, Canada

R

RobBne

Brisbane, Australia

N

netsirkd

Highland, United States

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  • Haroun    Jan 27, 2014

    Talked to Mwanaisha on 27th jan 2014, her business was demolished by city council and she is out of business but by February she intends to be back i n business and resume paying the loan though she gives no specific date.

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  • Mwanaisha    Sep 13, 2013

    Hello, am so sorry to have delayed repaying my loan. This is because i have been waiting for my customers to pay as i mostly serve my food to schools here in my neighborhood and get paid monthly. There have been late payments so far and this is .the main reason for my delay. I apologize to that situation and hope this will not repeat another time. In the mean time am today paying Ksh 7,000 and hopefully expect to clear the rest by 15 of the next month. Thank you once again for your patience.

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    • Haroun    Mar 10, 2014

      Hello Mwanaisha, as we agrred you did not honor your promise n start paying and i cant reach you on phone, pliz update us

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    • Haroun    Mar 10, 2014

      Hello Mwanaisha, as we agrred you did not honor your promise n start paying and i cant reach you on phone, pliz update us

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