Naomi's saloon expansion

Naomi

Machakos, Kenya

100% repaid

Entrepreneur

Name

Naomi

Member since

April 2014

On-time repayments

47 installments  •  51%

About Me

I am Naomi a second born and the only girl in my family of 5.I am a mother of two,a girl and a boy.I am based in Machakos town.
My business is situated in Eastleigh Machakos.I started it after realizing that it was a talent when i was a young girl,when competing with a friend of mine on who could do the best lines using grass in the open field.
As i grew up,i kept practising by plaiting my friends hair.After my o level education,i started the business proper with an office.i over come hardship by selling second hand clothes{mitumba]I was employed in a salon where by i saved some amount and thats how i started my small business.my county is developing in a very high rate and thats the unique part of the land where my business is situated.i would like ma daughter to be a lawyer and my sun to be a sergieon.
I use my earnings to pay for my children's school fees and for my sustenance.During the evenings,i do attend community development and guidance and counselling.
My hobbies are reading novels and magazines as well as socializing.

My Business

i do have a good base of clientee and to cater to their needs,they prefer my business as they get good service a swell as the latest hair styles.i would like to increase my work equipment to be able to provide more workstations thus increase my client throughput.I intent to increase the blow drier ,hair drier machines as well as tongs,towels to mention but a few.i chose this business because ladies like been decent and ammirable
I would plough back earnings from the business to be able to repay the loan promptly.From my business,my net take home is USD 220.With the Loan, i project my take home at the end of the month to hike to USD 300,This is after clearing my zidisha loan.am happy that zidisha has improved may earning and because of that have changed my son from a public school to a boarding school engaged with an sda sponsor.am greatfull ant thank the zidisha org for this oppotunity I wish to start exporting African items like busckets African sandlas and fabric am sure with you support i will succeed God bless Zidisha so much, am looking am dreaming of starting a childrens home through zidisha surport.may the lord provide alot for the zidisha lender to help others

Loan Proposal

I do intent to use the loan granted to purchase new machines to help open extra workstations at my work place.this will help increase the customer throughput at my work place.
My customer,by virtue of my good services are many and at times i may have a booking that leaves my fellow workers very tired at the end of the day,while at times some clients are not attended to due to time constraints.
Adding extra workstations will afford us more slots to service our clients,as well as afford us extra space to introduce new services.
The machines i do intent to purchase are ;
Hair driers
Tongs
towels
Blow driers
Foot massage machines

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Aug 28, 2014

Repayment status

On Time

Projected term

3 months

Lenders

A

Anninymouse

Southampton, United Kingdom

Hedwich

Gorssel, Netherlands

Sarasota

Sarasota, Fl, United States

B

Bjoernanders

Tromsø, Norway

Sputnik

Switzerland

K

Keith

Luxembourg

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  • Benedict    Jan 13, 2016

    I have called Naomi the second time now.First call she said the brother was so sick she wasn't able to make payments. Today she has said the whole of last December she fell sick also.I have advised her to reschedule to a lower amount she can pay and she has agreed.she has promised to begin payments by Wednesday next week.

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  • Benedict    Dec 3, 2015

    Hi lenders,
    i phoned Naomi Kioko this morning.She told me she had a few challenges with finances since her brother got seriously sick she had to come in.I advised her to at least make some payment even if she has challenges to build trust with the lenders.She promised to pay off the skipped installments as soon as as possible.Will make folow ups to see it done!Thanks.Benedict Makau

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  • Naomi    Oct 17, 2015

    Hi lenders I have received a loan of 8659and I Will buy the afrie sandals,thank you so much,God bless you to help others, regards Naomi

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  • Naomi    Oct 14, 2015

    I will purchase the African sandals and buskests to export, I wish I could get big orders to send them outside country's and even through you,it will help me earn more income I thank you so much my lenders for your suppor,may the Lord bless you abundantly

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  • Naomi    Sep 22, 2015

    Hi lenders am happy to have come cross with Zidisha organisation,it has helped me a lot,I bout second hand clothes and am doing well with my job, am planning to start am oxport of African fabrics, sandals and buskers,with your support am sure I'll make it

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  • Naomi    Sep 17, 2015

    Hi Zidisha,thanks for the support to the far I am,have been doing my kian payments on time but at the payment schedule is always with areas,its 2 weeks now since I finished paying my loan but still showing am due,,please do something about it because the delay is from your side

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  • Naomi    Sep 17, 2015

    Hallo Zidisha I completed my lian in 7th of September but u
    p to date it has never reflected, please check what the problem could be,regards Naomi

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  • Naomi    Sep 8, 2015

    hi zidisha am happy to have been with you because you help me alot

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  • Naomi    Jul 27, 2015

    Hi lenders, am happy I received s loan of 4600 and bought a blow dry for my salon,thank you so much and may the Lord give you more to support others,

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  • Naomi    Jul 6, 2015

    Thank you for the loan,i would wish to by blow dry.it will help me to work easier and get to increase ma earning

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  • Naomi    Jun 20, 2015

    am happy and thank the zidisha lenders because of the support they did to me because after get the loan i managed to improve my earning and changed ma son from a public school to a nice boarding school with better learning facilities.am now looking forward to my dream of starting a children home through your support.may the lord give you more funds to support others.my next loan i will buy second hand clothes(mutumba)

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  • John    Jun 17, 2015

    Hello,I am John Musevu,the VM for Naomi Kioko.I have tried to reach out to her for the past 3 days with no success.Even so,am still following up on her and will give an update soonest.Thanks

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  • Naomi    May 18, 2015

    Am happy to have gone a step a head with the zidisha loan.despite some problems occured i wish to go far through the help of zidisha org.am willing to start a childrens home from your support.thanks

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  • Naomi    Apr 29, 2015

    i can now manage to pay 1000 for my loan.i had a sick brother of mine that i could'nt afford to pay my loan in time.he was pshycatric running up and down looking after him so i never concentrated with my business

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  • Naomi    Mar 29, 2015

    Hi,i had a problem for my brother healthy situation.he has a mendal problem.please bear with me.regards

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  • Naomi    Jan 26, 2015

    thanks alot to zidisha for the support you"ve given to me

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  • Jeroen Decock    Jan 9, 2015

    Congratulations, Naomi with the loan. I wish you good luck with the purchase of the dryer and your business!

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  • Naomi    Jan 6, 2015

    i purchased a blowdry with the loan i received from zidisha, the blowdry has helped me alot because my customers increased and my income increased too because i had two of them after purchasing the second one.i started another project with the income{poultry}'am planning to take my son to boarding school

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  • John    Dec 1, 2014

    Hello,I am John Musevu,the VM for Naomi.I did visit her,as we reside in the same town.I did enquire as to the reasons as to why she has been unable to make repayments.She did explain to me that her son had not been feeling well thus medical costs as well as low business in the past month has been low.
    She has promised that in this month of December,she will endeavour to clear the outstanding balance.

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  • Milchjieper    Aug 27, 2014

    Good Luck :-)

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