$200 to repair a camera & purchase a photo printer for my photography business
Bernard
Adansi Fumso, Ghana
100% repaid
Entrepreneur
Name
Bernard
Member since
August 2015
On-time repayments
152 installments • 83%
About Me
I completed senior High School in the year 2004, coming out of school to face life was quite a complicated situation for me because there was nothing I look onto to survive my daily bread irrespective of the fact I was living with my parents. Coming by money was difficult since my family business broke down as result of natural disaster making home not comfortable to live. Been the first son of my father I had to struggle to be the breadwinner of the family which left me nothing but a street hustler. All these while I was serving as a pupils teacher in about three private schools teaching at the Junior High school level. I still didn’t forget my vision to continue my education to the tertiary level by pursuing my dream to be a professional teacher that I wanted to do all this while. I entered into the mining sector to get an adequate financial freedom to continue my education at the tertiary level. I really pass through the school to ensure I get most of it numerous advantages it has to offer at hand. With hard work and determination I was elected as the main chaplain serving the Christian board wholeheartedly. I came out as professional teacher in the year 2009 teaching. With a lot of mouth to feed, funds raised from teaching were not good enough to fully support the family. With my childhood aim to become an entrepreneur I then establish a photographing industry and to make as wide as I can to fulfil my life career I am now a part time photographer working hardly to meet my life time goals by the grace of Almighty God I will make my dream real lfe situation.
My Business
I have been in the photographing industry for some years now and I really love this work. My work as a photographer has earned me a social status as a result of high quality jobs that I neatly do for the people. This has relieved me from the effects competition in my respective business because I have become the choice everybody looks up to when it comes to photo snapping. My business could have grown bigger than it is now but it is still at the infant level due to inadequate capital to buy the necessary and latest technological machines to deliver work faster and awesome job as I hope to do to still maintain reputation in my respective business which has turn other way round due lack of requisite material to use them. It makes me say that until now I still move from house to house, church to church, school to school to carry out without any formal approach because the greater percentage of what should have been earn by me is given to respective graphic studios to deliver the final work done by me which I lost everything as a result of the monopolistic business here in terms of photo editing. With the aim to get expand my business to achieve it stated goals of getting the required equipment to work to deliver an awesome work to bring what is really in me out and to also establish a graphic studio where formal business activities will be carried out which I hope I will earn as needed because most of the Job done is centered in the office. I will also want to train as many as I can in graphic designing to be my students to help them earn a full time income to reduce the unemployment in the country. Aside I have added farming to my previous work due to the necessary assistance from zidisha.org. These are my business and I love doing it.
Loan Proposal
With the help of the first loan, I have been able to raise a little sum of money which will help me to maintain my photo camera through regular maintenance and also buy a new printer for my work.
I have now re-locate my business which cost me a lot at Gyadam,Asant Akim South District in Ashanti Region nearer to Akwatia in Eastern Region. The competition here very tight to the extent that only Photographers using photo printers are surviving.
Therefore I need this loan very badly to catch up with this competition at my area.
With this it help my business to grow and also give my customers a desirable service. As this continues, it will increase my profit margin a little.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$295.00
Date disbursed
Apr 5, 2016
Repayment status
On Time
Projected term
7 months
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