New copier cartridge and machines for my cybercafe

Paulson

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Paulson

Member since

July 2016

On-time repayments

137 installments  •  51%

About Me

My business started way back in 2012. I didn't have enough resources to sustain my business, yet through perseverance and hard work using the little resources [I had], I started growing. Commitment and being creative made me pull through the hard times. I am a first born in the family of six, and I would like to be a role model to my siblings by showing determination and hard work at all times. Some months ago, I got a loan from Zidisha, which in turn helped change the face of my business. I have again decided to request for a loan to purchase a new cartridge for my photocopying machine that I bought in an auction sale. This will enforce on the number of copiers in my centre.

My Business

My business offers services including photocopying, printing and typing, and internet services, which helps me make about ZMK1700 (USD $193) monthly on average, though at times business can be on the bad side, so I can make much less than the figure highlighted above. The location is near 5 government schools and a newly built private school: this in turn makes my business ideal as the services are in demand. Despite being near these locations, business has become hard because of [bad] luck in some equipment, thus the need to buy more equipment to improve services and my profit base.

My culture is characterized by social and loving people who always want to cooperate and mingle with others. My hobby is soccer: I like watching and playing during my free time. I also have a team of young soccer players who I coach in my free time.

Loan Proposal

When this loan is given, I will purchase a new cartridge for my copier, a binding machine, and a laminating machine. The equipment cost as follows: the sharp AR copier cartridge is at US$210, the spiral binding machine is at US$105 and the laminating machine at US$85.

When the mentioned equipment are purchased, they will help in offering the services that have always been in demand by my clients and are currently unavailable; this will in turn increase my profit base by 10%, thus helping improve the living standards of my family (considering the increase in my rent payments & living costs)and my soccer team. It will also help my business grow and will make my customers happy continuing to enjoy the relationship we share.

Show original English  

About Me

My business started way back in 2012. I didn't have enough resources to sustain my business yet through perseverance and hard work using the little resources, I started growing. Commitment and been creative made me pull through the hard times. Am a first born in the family of six, o would like to be a role model to my siblings by showing determination and hard work at all times. Some months ago, I got a loan from zidisha which in turn helped change the face of my business, i again decided to request for a loan to purchase a new cartridge for my photocoping which was given and I finished paying for it. During the last loan, I purchase a much more better and bigger photocopying machine that can do a back to back copying, staple and do insertion. I want to further bring in a new laminating and binding machines to enhance service provision.

My Business

My business offers Services including photocopying, printing and typing, internet services which helps me make about ZMW5000 monthly on average though at times business can be on a bad side that I can make much less than the figure highlighted above. The location is near 5 government schools and a newly built private school, this in turn makes my business ideal as the services are on demand. A lack of adequate equipment has somehow made business being slow thus the need to buy more equipment to improve services and my profit base. My culture is characterized by social and loving people who always want to cooperate and mingle with others, a people who are very accommodating, who are willing to learn new things and socialize. My hobbies is soccer...I like watching n playing during my free time, I also have a team of young soccer players who I coach in my free time. my little efforts that I do also do help the youths in the community.

Loan Proposal

When this loan is given, i will purchase a new cartridge for my copier, a binding machine and a laminating machine, the equipment cost as follows: the sharp AR copier cartridge is at US$210, the spiral binding machine is at US$105 and the laminating machine at US$85. When the mentioned equipment are purchased, they will help in offering the services that have always been on demand by my clients and are currently unavailable, this will in turn increase my profit base by 10% thus help improve the living standards of my family (considering the increase in my rent payments & living costs) , my soccer team, help my business grow and will make my customers happy continuing to enjoy the relationship we share.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$404.00

Date disbursed

Jul 29, 2017

Repayment status

On Time

Projected term

5 months

Lenders

Brian

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CThelper

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AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

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ldron7

Utah, United States

C

cjmenchaca

Austin, United States

A

AlexCheng

Seattle, United States

indeh

London, United Kingdom

Cloudways

Malta, Malta

ads68

Melbourne, Australia

IM

Isak Maaseide

Tromso, Norway, Norway

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

P

Pavane

Kungsbacka, Sweden

O

ormung13

Christchurch, New Zealand

A

akshu71

Ottawa, Canada

O

osubucks45

United States

Paul Buchheit

Mountain View, United States

S

stuartxyz

Denver, Colorado, United States

smastermind

Jerusalem, Israel

SimonD

Lincoln, Uk, United Kingdom

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

K

Keith

Luxembourg

S

satheajay

United States

B

Bennphoto

United Kingdom

M

me.iulian

Iasi, Romania

JL

Joao Leal

United Kingdom

E

Erich

Zurich, Switzerland

A

AER

Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Elly

Woudrichem, United Kingdom

PC

Patrick Clavette

Hartford, Wisconsin, United States

jtreyes

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

Lou Kaucic

Sanbornton, NH, United States

KO

Kevin OBrien

Denver, CO USA, United States

JD

Jeff DePree

United States

YM

Yelka Mikolji

United States

George

Corvallis, Oregon, United States

CNV

United States

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

AH

ajay hampapur

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

J

JB

Germany

R

Richard

United Kingdom

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  • Paulson    Nov 15, 2019

    To all my lenders, i would love to appreciate your love and help you rendered to me in the past loan. It has really helped my family as I was able to buy food from the little profits I am making. My business centre is growing everyday because of your inputs. I truly thank you and wish you blessings and good health.

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  • Paulson    Oct 2, 2019

    I want to finish the loan in the next two weeks because it has delayed. I have the capacity to complete the payments now.

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  • Paulson    Oct 1, 2019

    Hello everyone, I wanted to share with you my wonderful life experience. My son is now 4 months and growing each day. He is truly a bundle of joy. The lord blessed me with him. Through your loans, I am even able to support my small but lovely family. God bless you all.

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    • (Comment deleted by author)

  • Paulson    Jul 10, 2019

    I have changed the repayment installment so that I finish repaying in time and request for another loan.

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  • Paulson    Jul 10, 2019

    Greetings to you my lenders. I am pleased to inform you that I was blessed with a bouncing handsome baby boy. An addition to my family. It's really an exciting moment. Thank you zidisha family for you support through these loans. They are really of great help. On the balance remaining, I will clear it by Friday. Thank you all.

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  • Paulson    Mar 19, 2019

    Hello my wonderful lenders. Kindly be informed that business is picking up. The machine (attached) I purchased using the current loan am servicing is yielding fruit. Since my shop was reopened, I have started winning my customers back. Business today was better than yesterday and hope to improve everyday. For me, this is a success story indicating that my business is coming back to life. By God's grace, everyday will be a success story. Tha k you for your help in funding me. Blessings on you all!

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  • Paulson    Mar 18, 2019

    Hello dear lenders, thank you for the tireless efforts been done by Zidisha to remind me on the outstanding payments. It isn't deliberate that I haven't managed to make payments on time. I have always been along them on time until late last year. Our businesses were shut down due to the Keep Lusaka Green and healthy campaign which saw most of our shops Removed from their locations awaiting local council approval of the structures and area of trading. We have just been located a well planned and permanent location for trading and business. I even managed to deposit something last week. I will finish off the balance this week. Thank you for your support and help. Please continue to support us to help elevate the standard of living. God bless you and shalom!

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  • Paulson    Dec 27, 2018

    Greetings to you my special and wonderful lenders. I wanted to just wish you many blessings and more joy during this feastive season. Wishing you all a prosperous and healthy 2019. God bless you all. Much love for you!

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  • Paulson    Dec 4, 2018

    Greetings dear lenders. First and foremost, allow me to show gratitude to you all for the wonderful gesture you showed to me by funding my loan. Kindly be informed that after a long time of being unwell, I have fully recovered and certified fit. Just this week I had an opportunity to interact with my customers, we had discussion with them on how I can improve my service provision as we plan for 2019. Many plans have been put in place. Hoping to increase my profit by at least 5% by the introduction of contracts signed with the schools around me. The loan you helped me with are indeed bearing fruit. Continue doing so even to others. God bless you. Compliments of the season

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  • Paulson    Oct 21, 2018

    Dear lenders, despite my challenges. I managed to deposit the balance yesterday Saturday. I will surely work hard to make sure that my repaying is done on time and is consistent. Thank you for your funding and your social responsibility to help us small business minded people trying to make our lives better. God bless you

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  • Paulson    Oct 4, 2018

    Hello dear lenders, I want to express my sincere apologies for not repaying the past 5 weeks, I still have a challenge even now, my shop had experienced a power surge burning all my electronic equipment which are used for my daily operations..now it was very difficult for me to repair all of them at once and also service the loan with you. So I decided to is the little that was there to service the equipments so that through them, I can service the loan. Even the time that Zidisha Ambassador Daniel Cavarlho came through to my shop, he noticed that some equipment were not there as they were being repaired. But now I am settled and will repay the loan by Monday or even before. I will pay something today then finish next week on Monday. Thank you k you for your patience on me and your understanding. Kind regards to you all. Much Love and God bless you

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  • Paulson    Aug 27, 2018

    Dear lenders, thank you for your patience. Be informed that I have managed to deposit the money to cover the payments that were not done during the time I was unwell. I assure you that I will be making the payments as per the plan weekly. Thank you so much and God bless you all

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  • Paulson    Aug 20, 2018

    Hello Zidisha Team, allow me to sincerely apologise for the failure to make the weekly repayments as per the plan. I have been bed ridden and my business had come to a stand still. I have recovered and reopened my business today. I will do the deposit today to repay the outstanding balance and this week's payment. Kindly receive my sincere apologies. I will do the right thing to make sure I stick to the agreed repayment modes. Kind regards

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  • Treesforpeople    Jun 2, 2018

    Hi Paulson, Someone I know in Lusaka is interested in applying for a Zidisha loan. I wonder if you might be able to talk with him about it, and perhaps be a mentor for him? He is doing great things! My email address is [email protected] if that is a suitable way to contact me. Best wishes to you.

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    • Paulson    Aug 27, 2018

      Sorry for the late reply. Was unwell. I will surely contact you soon

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  • Paulson    Apr 4, 2018

    Hello my dear and wonderful lenders, this week has strted at a very good note! Won a tender to produce end of term test papers for a nearby school, this project will increase my profit by 12% which means I will even be able to increase my weekly installments and my business will continue growing. This is all because of you that am doing better, your Contributions towards the betterment of people's lives is a very good move, thank you so much. I will keep on working hard. Shalom!

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  • Paulson    Mar 20, 2018

    Am unable to pay the previous because I am unwell making it difficult for me to perform my duties with my full potential. I will increase when I feel better

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  • Paulson    Mar 6, 2018

    Hello dear lenders, I am happy and delighted to inform you that by God's grace I have moved to new offices where I will have enough space for all my activities. The environment is spacious and more appealing than the former thus hoping to attract more clients. On my progress, am on course and working extra hard to provide services that are more appreciated. Thank you for your wonderful works, keep up the good spirit

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  • Paulson    Feb 14, 2018

    Hello dear lenders, on this day, I hope you are enjoying this valentines day with your loved ones. I wish you the very best, more love and care as you celebrate this day. Happy Valentines day to you all. With lots of love.

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  • Paulson    Feb 8, 2018

    Hello dear lenders, am glad to share with you that from my little savings that I have been doing from the profits, I have managed to take my wife to college where is studying a diploma in physiotherapy. I thank God for you, my business is helping her with the small yet important needs. God bless you team. Thank you so much! Much love

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  • Paulson    Jan 30, 2018

    Dear lenders,

    Am glad to inform you that as at now, I have managed to attract some more customers from a newly built private school and the Teachers Association of Zambia offices...I have managed to record a profit increase of 5% with more increase to be recorded with the opening of the schools. Thank you so much for your help. Continue empowering us.

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