New computer so I can add an employee to my typesetting service

Geoffrey

Nairobi, Kenya

8% repaid

Entrepreneur

Name

Geoffrey

Member since

August 2014

On-time repayments

232 installments  •  1%

About Me

My name is Geoffrey Kuira Mureithi and am aged 23 years. I was born on 25th August 1991 in Tumu Tumu hospital in Nyeri county in Karatina. I am the first born in a family of six. I have two sisters and one brother. My sister (Catherine Nyaguthii) is aged 20 years and she studies in Masinde Muliro University in Kakamega county. She is currently in her second year. My other sister just completed her O level education and she is waiting to join the university. My brother is in class six studying in Karatina in Nyeri County. I am currently in the university studying Sociology as my major. I am in my forth year waiting to graduate in 2015. My hobbies include reading investment and self help books. I am a prolific writer with a book under my name i.e Think and Grow Rich. I like to do research about anything that interests me for example crime rates, employment. This comes as a result of my studies in Sociology. I love doing business and ever since I can remember I have been conducting small business since I was young. The first business venture I conducted was when I was 13 years whereby I used to sell shoes and clothes that were in fashion. My dad helped me with the capital to start the business but I had to quit when I was about to join secondary school for my O level education. I am really passionate about making profits and investing in business opportunities that come my way. I am planning to start water melon farming which will be a pilot project because I want to start a juice manufacturing company in future.

My Business

I am currently working with a company that specializes in research. I work with www.writers.ph which is an online company dedicated to help people with their research work. I conduct research in the areas of sociology and other social science subjects such as social work and community development. I also conduct research for clients who specialize in areas such as marketing, economics and nursing. I have been an academic writers and an article writer for the last for years. This has enabled me to pay my university fees, rent and other miscellaneous costs. Working as an academic writer has enabled me to earn a decent living. In 2012 I started a video game business where people came to play video games. I sold the business after a one year since I had already made some decent incomes from it. I started the business with $150 and later sold it for $ 650. Working as an academic writer at www.writers.ph enables me to make at least $350 in a good month. In a low month where there are no jobs, I am capable of making at least $150. Working as an academic writer is very profitable because I do not incur costs such as travel costs. I work online at the comfort of my own home. My monthly costs normally amount to $ 100.

Loan Proposal

The loan that I will get from Zidisha I will use it to buy a new desktop computer to expand my professional writing services as an academic writer. I have been writing for some years now and I think it is time that I expand my business so that I can make more money. The new desktop computer will ensure that I employ one employee because I currently have an inflow of work. Since I cannot work on all the tasks alone, I believe that it is time that I employ one person who will work for me. This will be an excellent opportunity for me because I will give another individual a source of employment whereby he can uplift his financial standards. I will also be able to earn extra income and expand my business. Later on I will further expand my business to employ new people and in turn earn more money.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 4, 2014

Repayment status

Late

Projected term

54 months

Lenders

ErikN

Stockholm, Sweden

T

tkromm

Agia Paraskevi, Greece

Sarasota

Sarasota, Fl, United States

Justin

Connecticut, United States

camden01

Connecticut, United States

T

Tony1

Australia

Ask Geoffrey a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Geoffrey    May 4, 2015

    I am currently struggling financially

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  • Geoffrey    Jan 15, 2015

    I would like to reduce the amount because I am in deep financial problems because my project did not go as I had expected. I would however like to say that I am hopeful and believe that things will get better. We as academic writers are in the low season meaning there are no jobs at the moment. The peak season will resume in March but in the meantime I am fully committed to pay the small amount. Kindly bear with me, I am fully committed to repay the loan in full.

    Regards

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  • bconrad    Dec 1, 2014

    Dear Lenders,

    Due to a data entry error, a payment from Geoffrey on November 21st was entered multiple times erroneously. Once this error is fixed in our system, the funds in your lender accounts will decrease accordingly. We apologize for this error and any inconvenience it causes you!

    Thank you,
    Bayle, Country Liaison Manager

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  • Geoffrey    Nov 22, 2014

    I would like to reduce the amount because business has not yet picked. the peak season for academic writers has not yet started so there is a lower inflow of work at the moment. I would like to reschedule my loan because business is not good at the moment. I am however hopeful that things will get better, I might even pay the full amount at once if things get well coming next month.
    Regards

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  • Geoffrey    Sep 30, 2014

    The reason for rescheduling my loan is based on the fact that the peak season has not yet started. My online business has seasons and currently we are in the low season which is expected to end in mid October. As an academic writer, we have two seasons whereby we get plenty of jobs to do. The peak seasons are two in a year. The first peak season starts on March and ends sometime in May. The second peak season starts in mid October. The reason for the high and low season is because our clients are not always in school. When our clients break for the holiday, we get a low season because there are no assignments to be done. Peak season picks when students have to report back to their universities. When they do so they get numerous research works which we help them with. . The first peak season starts on March and ends sometime in May. The second peak season starts in mid October
    The second peak season was supposed to kick in early this year but I am afraid that is not the case. with the lateness I am afraid I will not be able to commit myself to repay the loan with the stated weekly payment. I am therefore seeking a rescheduling of the loan repayment so that I cannot burden myself with too many worries. I will however be able to commit myself to repay the loan with the requested repayment amount that I have included in the rescheduling form. It is imperative to note that I am fully committed to repay the loan. In case I get some money before the peak season starts, I will offset the loan so that I do not lose my credibility. It is imperative to note that I am fully committed to repay the loan. In case I get some money before the peak season starts, I will offset the loan so that I do not lose my credibility. I am therefore seeking a rescheduling of the loan repayment so that I cannot burden myself with too many worries.
    The amount that I have put as the new weekly payment is enough for me to handle at this time. I believe that however coming this next month I will be in a better financial position to repay what will be left as my loan balance to the fullest. I pray that my credit worthiness will not be lost because of this move. I will be able to repay the loan even if it is by depositing simple amounts. I will ensure that I repay the loan in time. Peak season is around the corner so I am affirmative of my commitment.
    The amount that I have put as the new weekly payment is enough for me to handle at this time. I believe that however coming this next month I will be in a better financial position to repay what will be left as my loan balance to the fullest. I pray that my credit worthiness will not be lost because of this move. I will be able to repay the loan even if it is by depositing simple amounts. I will ensure that I repay the loan in time. Peak season is around the corner so I am affirmative of my commitment.

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  • Geoffrey    Sep 12, 2014

    The reason for rescheduling my loan is based on the fact that the peak season has not yet started. My online business has seasons and currently we are in the low season which is expected to end in mid October. As an academic writer, we have two seasons whereby we get plenty of jobs to do. The peak seasons are two in a year. The first peak season starts on March and ends sometime in May. The second peak season starts in mid October. The reason for the high and low season is because our clients are not always in school. When our clients break for the holiday, we get a low season because there are no assignments to be done. Peak season picks when students have to report back to their universities. When they do so they get numerous research works which we help them with. . The first peak season starts on March and ends sometime in May. The second peak season starts in mid October
    The second peak season was supposed to kick in early this year but I am afraid that is not the case. with the lateness I am afraid I will not be able to commit myself to repay the loan with the stated weekly payment. I am therefore seeking a rescheduling of the loan repayment so that I cannot burden myself with too many worries. I will however be able to commit myself to repay the loan with the requested repayment amount that I have included in the rescheduling form. It is imperative to note that I am fully committed to repay the loan. In case I get some money before the peak season starts, I will offset the loan so that I do not lose my credibility. It is imperative to note that I am fully committed to repay the loan. In case I get some money before the peak season starts, I will offset the loan so that I do not lose my credibility. I am therefore seeking a rescheduling of the loan repayment so that I cannot burden myself with too many worries.
    The amount that I have put as the new weekly payment is enough for me to handle at this time. I believe that however coming this next month I will be in a better financial position to repay what will be left as my loan balance to the fullest. I pray that my credit worthiness will not be lost because of this move. I will be able to repay the loan even if it is by depositing simple amounts. I will ensure that I repay the loan in time. Peak season is around the corner so I am affirmative of my commitment.
    The amount that I have put as the new weekly payment is enough for me to handle at this time. I believe that however coming this next month I will be in a better financial position to repay what will be left as my loan balance to the fullest. I pray that my credit worthiness will not be lost because of this move. I will be able to repay the loan even if it is by depositing simple amounts. I will ensure that I repay the loan in time. Peak season is around the corner so I am affirmative of my commitment.

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  • Geoffrey    Sep 7, 2014

    I am taking this opportunity to say a word of thanks to you lenders. I was able to purchase a second hand desktop computer with the loan money. The desktop is in perfect condition and I am expecting to reap good profits from it. Thank you very much.

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