Expand my inventory of electronics and spare parts

Albert

Githurai Mwiki, Kenya

47% repaid

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Entrepreneur

Name

Albert

Member since

April 2013

On-time repayments

235 installments  •  40%

About Me

I have completed my secondary education then acquired vocational training in electronics. I am married and blessed with one child who is 7 years old.

I reside in Githurai Mwiki and have also established electronic business in the community. My wife operates a tailoring business where is makes women & children clothes.

Revenue from my business and the tailoring business for my wife is used for upkeep, saving to expand the businesses and savings for the children education.

I am actively involved in community development thus serving in the local development committee.

My Business

My electronic business is based in Githurai Mwiki. It involves selling of spare parts of television sets, decoders, Dvds and mobile phones and also offering repair services.

The demand for my goods and services is high because of the technology era whereby at least every household has a mobile phone hence I am the only provider of the services in the community.

Customers prefer my business because of good repair skills & experience and good customer services. My business is at risk because it can't sustain the needs of customers who require mobile phone spare parts thus reducing my sales but with financial boost, I will be in position to purchase the mobile phone spare parts hence meeting customer demands.

The average monthly sales is Kshs 74000 and the average monthly expenses is Kshs 52000 hence the average profit is Kshs 22000.

Loan Proposal

if i get the loan am planning to expand my business through buying more stock like television sets which will cost 200 dollars, dvds at acost of 100dollars spare parts at acost of 100 dollars and 10 dollars as operating expense.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$588.00

Date disbursed

May 8, 2016

Repayment status

Late

Projected term

37 months

Other loans

May 2013:  $100

Nov 2013:  $214

Apr 2015:  $431

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Ask Albert a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Albert    Jul 24, 2020

    Hi zidisha family, I'm happy to inform you that I will be back soon after Corona virus and I believe everything will be ok in Jesus name

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  • Albert    Nov 10, 2018

    Hii Zidisha organization I would like ask you to give time so that to look another way of resources, because my business right now is going down because of economy problem in our country,I'm struggling paying where i can,when looking how to get more money to pay my bills, Thank you, God bless you

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  • Albert    Jul 20, 2018

    I affected for many reason(1)2017 election where by I was one of candidate contesting as ward representative from opposition party,my property destroyed including my shop by supporters from another side,( 2)my mother was hospitalized for many days until she died,my father also is sex staying with drugs that is the reasons,but I will make sure to see my loan payments increasing by 90%and above .thank you Zidisha family, God bless you.

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  • R

    Rembrandt    May 3, 2017

    Dear Roy, thank you for the update. I hope your father's health has been improving. All the best, Rembrandt

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  • Albert    Jun 10, 2016

    l am paying my fathers hospital bills. he is so sick.

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  • Alex    Jun 9, 2016

    I contacted Albert and he explained his situation, he promised to make the repayments up to date

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  • Albert    May 7, 2016

    Loan Proposal

    If i get the loan am planning to expand my business through buying more stock like television sets which will cost 200 dollars, DVDs at a cost of 100dollars spare parts at a cost of 100 ,dollars 100 dollars phones and phone accessories, 50 dollars power extensions , sockets and switches, 28 dollars improve the face of my shop by attractive paints and drawing of the things and services I sell and 10 dollars as operating expense. I do appreciate the kindness and care about my business and well being. It has no equal. Many thanks indeed.

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  • Albert    Apr 28, 2016

    thank you for your contribution God bless you

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  • Albert    Apr 23, 2016

    Hi zidisha organization. i could like to say a word of thanks for the last three loans now i have finished paying the third loan though my mother fall sick from the month of June 2015 to march 2016 when she passed away i have been struggling paying the loan but am grateful for what God has done. thank you and God bless you.

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  • Albert    Sep 1, 2015

    Dear great lenders.

    I am overwhelmed by the great support you do extend to my business. All I see is great success in my life and that my family.
    Many thanks to you for thinking about me and my business is such a big way. The best that ever happened in my life was meeting Zidisha. The great smile on my face is all because your great deeds for me.
    I have no better words to thank you but just believe I am.

    Albert Ondera

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  • Albert    May 8, 2015

    hi zidisha lenders I receive a loan of ksh38838 the last 5 days go, I like to say thank for a good God bless you're

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  • Albert    May 1, 2015

    Thanks you for contributing towards my loan request.

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  • Albert    Jan 21, 2015

    I am so greatful for the loan that has really changed my life and that of my family and dependants. Business is now good and am able to pay for most of my basic bills. Am hoping to pay for the February loan installment. I wish to complete this loan earlier to enable me think and invest in other business projects

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  • Lisbeth    Jul 28, 2014

    On a rocky, unpaved street in Githurai in north eastern Nairobi, Albert Ondera runs the small Major Blue Electronics shop. He offers various services to his customers including the repair of electrical items such as mobile phones, TVs, DVD players, computers and other items. He also buys second hand electrical items, repairs and resells them. Albert further sells a range of new electrical items such as phone covers and chargers, power boards and other small items. When required, he visits customers’ houses to repair items there as well as installing new lights and power sockets.
    As a secondary business, Albert offers small, short term loans to people in the neighbourhood with cash flow problems. Such loans serve a vital purpose in Kenya where unemployment is high, most people are employed in the informal labour market so have no regular income and even those employed formally are often paid erratically.
    Zidisha loans have allowed Albert to purchase electrical repair equipment and additional stock allowing him to expand the number of services he offers his customers and therefore increase his profits. He has also used some of the money to make the further short term loans but is still unable to meet the high demand for these services.
    In the future Albert would like to expand his shop, possibly open more stores and to also sell new electrical items as there is more profit in this field.
    Albert’s wife’s tailoring business is going well and the income from their two businesses combined is used to support themselves and their six year old son who will start primary school next year.
    When he’s not busy in his shop, Albert is also a local politician with his role as a councillor for the Mwiki ward in Kiambu County giving him the opportunity to represent his local community.
    ***
    Lisbeth Overheu, Kenya Client Relationship Volunteer
    Photographs:
    1. Albert taking a customers’ order.
    2. Albert outside his shop. The brown sign details some of the services he offers.
    3. Some of the new stock Albert purchased with his current Zidisha loan.
    4. Albert hard at work repairing a customer’s radio.
    5. The street Albert’s shop is on.

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  • Lisbeth    Jul 28, 2014

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  • Albert    Jun 17, 2014

    i have fixed less phone this months.but i recently started a small business of renting soft loan to local people.hoping it will expand my business.

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  • Albert    Nov 30, 2013

    Thank you zidisha lenders for financing my second loan, through it i will expand my electronic shop even further. Am now realizing that there is people out there who are willing to support when it seems there is no hope. THANK YOU ONCE MORE.

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  • Albert    Oct 21, 2013

    zidisha has really made it happen as thousands of young men and women can now be able to expand there business through loans that are granted by the organization hope many more will benefit like me long live whoever is behind its foundation. God blesss

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  • Albert    May 6, 2013

    Dear Lenders,

    I am very grateful for contributing towards my loan hence I will use the loan effectively to ensure my business has the required spare parts thus meeting the customers demand hence increasing my sales and profit margin. I will ensure to repay the loan as agreed so that more people can benefit from this initiative. Also as from now you are all part of my business as I will ensure you are updated on the progress of the business.

    Thanks and God bless you all.

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  • Albert    May 3, 2013

    Dear Russell,

    I am very grateful for contributing towards my loan hence after successful receiving the loan, I will put in good use to ensure my business expands and increase sales thus high profit. I will ensure the loan is repaid on time to ensure other people benefits from your contribution.

    Thanks and God bless you

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