Shadrack
Zimmerman, Kenya
100% repaid
Name
Shadrack
Member since
June 2014
On-time repayments
107 installments • 33%
Am 29 years of age.I hail from Mathira division in Nyeri county.I completed my education at Jodan college in 2007 where i graduated with a diploma in 'Sales and marketing'.Thereafter i joined the 'Blueshield insurance company as a sales executive until 2009.In mid 2009 i ventured into my personal business of direct sales in mobile phones accesories[like batteries,chargers,lines,powerbanks,housings,cardreaders,memorycards etc]upto date.Being in this business for a couple of years i would say it pays since i have been relying in it as my source of income.I also have in mind to own a chain of businessess for instance selling dolly shoes for ladies which is in high demand.I usually visit the childrens home during my leisure time and also adventuring in various game parks.While visiting childrens home i usually carry clothings,blankets,baby toys,bathing soaps and foodstuffs to motivate the kids and keep a good relation with the society.I at times volunteer by sponsoring 2 best candidates by paying trips to various orphanages or museums
I operate my own business that deals with mobile phone accessories like batteries,housings,chargers,memorycards,flash disks,cardreaders and some selected electronics.In this case i usually distribute the products to their destined places of work which is approximately 250 kilometers from Nairobi town.Most of my customers do prefer my business in that they don't count the cost of getting the products in town plus time consumed because all this is waived since i bring the products to their doorstep.By doing this i gain a rise in number of customers and their trust in my business.Although there are challenges culminating while doing this business like rise in price of the products,i always make them aware of the changes of the products in time to avoid inconveniencies.Being in this business for the last 5 years,i would say it fetches good income because i pocket approximately 25 dollars in a good day and approximately 15 dollars when the market is low.
Having completed my first loan despite the predicaments,i have set eyes on some new ladies shoes which are selling at 2 dollars in wholesale price per pair.In this case i am planning to shop for fifty pairs which will cost me a 100 dollars.With this new shoes in my stock it will help me in moving the dead stock because customers will have variety to choose from.One pair of shoe will be selling at 5 dollars,thus making a cool profit of 3 dollars which will help me to buy more stock and on the other hand to repay my loan.
Regards,
Shadrack Ndiritu.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$134.00
Date disbursed
Aug 11, 2015
Repayment status
On Time
Projected term
5 months
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Amount repaid
$140.03
Amount remaining
$0.00
Date repaid
Jan 16, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 23, 2015 | $10.00 | Aug 21, 2015 | $10.00 |
Aug 30, 2015 | $10.00 | Aug 21, 2015 | $0.50 |
Aug 28, 2015 | $9.50 | ||
Sep 6, 2015 | $10.00 | Aug 28, 2015 | $1.00 |
Sep 5, 2015 | $9.00 | ||
Sep 13, 2015 | $2.00 | Sep 5, 2015 | $2.00 |
Sep 20, 2015 | $5.00 | Sep 11, 2015 | $5.00 |
Sep 27, 2015 | $5.00 | Sep 18, 2015 | $5.00 |
Oct 4, 2015 | $5.00 | Sep 18, 2015 | $0.50 |
Sep 25, 2015 | $4.50 | ||
Oct 11, 2015 | $5.00 | Sep 25, 2015 | $0.80 |
Sep 29, 2015 | $4.20 | ||
Oct 18, 2015 | $5.00 | Sep 29, 2015 | $0.80 |
Oct 2, 2015 | $4.20 | ||
Oct 25, 2015 | $5.00 | Oct 2, 2015 | $0.80 |
Oct 9, 2015 | $4.20 | ||
Nov 1, 2015 | $5.00 | Oct 9, 2015 | $1.00 |
Dec 6, 2015 | $4.00 | ||
Nov 8, 2015 | $1.00 | Dec 6, 2015 | $1.00 |
Nov 15, 2015 | $0.00 | ||
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $10.00 | Dec 11, 2015 | $10.00 |
Dec 20, 2015 | $10.00 | Dec 11, 2015 | $10.00 |
Dec 27, 2015 | $10.00 | Dec 12, 2015 | $10.00 |
Jan 3, 2016 | $10.00 | Dec 12, 2015 | $5.00 |
Jan 12, 2016 | $5.00 | ||
Jan 10, 2016 | $10.00 | Jan 12, 2016 | $3.00 |
Jan 12, 2016 | $7.00 | ||
Jan 17, 2016 | $10.00 | Jan 12, 2016 | $5.00 |
Jan 16, 2016 | $5.00 | ||
Jan 24, 2016 | $12.03 | Jan 16, 2016 | $12.03 |
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