Stephen
Nairobi, Kenya
53% repaid
Name
Stephen
Member since
January 2014
On-time repayments
357 installments • 32%
Personally am a born again christian since 2002 and I fellowship at JCC parklands.Am married to one wife and very soon to become a father.Been married for 4yrs.Am a marketer and as a result of it I developed an urge to create multiple streams of income so as to leverage on my monthly income and through this I have had a good response from whatever I set out to indulge into.Am one fellow that many have described me as ago gettter because as long as I have the passion and zeal towards something I will not rest till I get it.
I developed an interest towards fashion long time ago and after high school I immediately went to Gikomba and I would buy ladies wear and after sell I would make good money.This went on until I discoverd other ways of getting new clothes locally without having to incur the cost of flying out and this time around I switched frrm doing ladies stuff to Mens clothes because I realised that was one unmaximized opportunity that many business guys had not utilised.I looked for orders first from friends,weddings and also from churches like where I worship I got the opportunity to be supplying uniform to the worship team and choir.This has created a demand that am planing to get a stall within CBD since I have been doing mobile.For example a designer shirt I purchase it from sh.1000 and end up reselling it at sh.1500.I can summarise by saying that on a monthly basis I have been in a position currently to atleast make sh.5000 profit having deducted all costs and am seeking a loan to get more stock I intend to begin selling designer shoes for men which cost upto sh.5000 a pair.
Hi lenders let me begin by saying that am proud to be part of this great family.My first loan I got from zidisha was about $150 and this money saw me introduce new clothes for men and also men accesories like shoes.This was a major breakthrough because at first I could not afford a stall/shop for my business which I use to operate in a mobile system.Having clients that I supply clothes to like choir uniforms for men and also during occasions like weddings I have been able to grow my business as a result of my first zidisha loan.Am glad to report that I managed to repay it on time and now I have an opportunity to apply for second one.
Am planing to get a LAPTOP for the following reasons:
1.To create a platform online to market my stuff and with a personal laptop I believe I will not be limited as to when i should get in touch with my clients.
2.To have a good book keeping as early as now since my business is at a very important stage if I manage it a professional way am good to go.
3.The laptop will also aide in finding out the latest trends online since Kenyans are so unique in fashion.This will enable me to buy the right clothes and shoes for the men hence avoiding dead stock
4.With the laptop it will assist me to engage more with my customers.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$443.00
Date disbursed
Jul 2, 2014
Repayment status
Late
Projected term
82 months
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