Name
Edmond
Member since
February 2013
On-time repayments
80 installments • 68%
My name is Edmond Khisa Barasa,Im yet married,live in a family of eight.I live in Webuye sub-location in Webuye location in Webuye Division in Bungoma county.My business is to operating a cyber cafe.I'm a form four leaver.I started this business mainly to earn a living and to improve my life.I do purchase the following items from the earnings of my business:papers,pens,smart phones,cables,ear phones,lens,modems,multimedia speakers,mouse,internet,new computers,printing machine etc.Hope to open many cyber cafes in fast growing towns like Mtwapa and Malindi to improve my income.
My business is cyber cafe.This involves operating your internet connected computers for people to browse,this normally done in shops arranged with a good number of computers in a special room called cyber cafe.There is high demand of this business in that people daily need to communicate with their people either within or from abroad by mail or by Skype.The customers prefer to my business in that I'm a computer literate I help them in case they find some difficulties in there browsing sessions.The business is profitable because I buy monthly internet at ksh:6000 and by month-end I get ksh:45000/= when the cyber is busy,the risks that face my business are lack of fund to buy new/sophisticated programs and and the Kenya power rationing program,which sometimes leaves my cyber without power for a lengthy period of time.My typical monthly income is ksh:39000/= and my monthly expenses is ksh:21000/= ,my profit is therefore ksh:18000/= of which I can pay Zidisha loan without any problem. The business is currently doing very well currently. Ill never forget Zidisha for the support you have blessed me with.
Iv been using one printer which i had bought specifically for photo printing to also print documents. Now im having a collision between photoes customers and normal documents printing ones. That meant i need a separate document printer. With this loan, ill be able to purchase another printer Worth Kshs38000 so as to ease the jam im currently experiencing. This also will help me save time on customer service delivery thus making my work flexible as i wish. This is my current greatest challenge that i only have Zidisha to help me with as previously it has done. God bless Zidisha.
Positive
6
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$422.00
Date disbursed
Dec 6, 2015
Repayment status
Late
Projected term
6 months
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Amount repaid
$140.40
Amount remaining
$303.18
Expected completion
Jun 5, 2016
Status
Repaying late
Installment amount
$17.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 13, 2015 | $32.00 | Dec 12, 2015 | $32.00 |
Dec 20, 2015 | $2.00 | Dec 12, 2015 | $2.00 |
Dec 27, 2015 | $17.00 | Dec 19, 2015 | $11.00 |
Dec 28, 2015 | $6.00 | ||
Jan 3, 2016 | $17.00 | Dec 28, 2015 | $0.50 |
Jan 2, 2016 | $16.50 | ||
Jan 10, 2016 | $17.00 | Jan 2, 2016 | $8.50 |
Jan 5, 2016 | $8.50 | ||
Jan 17, 2016 | $17.00 | Jan 5, 2016 | $2.40 |
Jan 14, 2016 | $14.60 | ||
Jan 24, 2016 | $17.00 | Jan 14, 2016 | $0.40 |
Jan 20, 2016 | $8.00 | ||
Jan 22, 2016 | $8.60 | ||
Jan 31, 2016 | $17.00 | Jan 22, 2016 | $1.40 |
Feb 22, 2016 | $15.60 | ||
Feb 7, 2016 | $17.00 | Feb 22, 2016 | $4.40 |
Feb 14, 2016 | $17.00 | ||
Feb 21, 2016 | $17.00 | ||
Feb 28, 2016 | $17.00 | ||
Mar 6, 2016 | $17.00 | ||
Mar 13, 2016 | $17.00 | ||
Mar 20, 2016 | $17.00 | ||
Mar 27, 2016 | $17.00 | ||
Apr 3, 2016 | $17.00 | ||
Apr 10, 2016 | $17.00 | ||
Apr 17, 2016 | $17.00 | ||
Apr 24, 2016 | $17.00 | ||
May 1, 2016 | $17.00 | ||
May 8, 2016 | $17.00 | ||
May 15, 2016 | $17.00 | ||
May 22, 2016 | $17.00 | ||
May 29, 2016 | $17.00 | ||
Jun 5, 2016 | $18.58 |
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