Entrepreneur
Name
Derick Louis
Member since
June 2015
On-time repayments
187 installments • 5%
About Me
my names are Derick Louis Zika, I was born on 9th august 1990 in southern Zambia to Mr David Zika and Mrs Criter Likukela who actually never married. I never had a chance to live with my parents because I had no idea of where they where, my grandmother (the mother to my mom) raised me, I came to learn that my Dad was alive when I was 17 years. I went to school through the help of my Aunt who paid for my school fees up to the time I finished my secondary school.At the time of completing my secondary education,i went to stay with my Dad,that was in 2011,upon staying with my father,the wife who happened to be my step mom never liked me so I left home to go look for something to do.at that time i never considered what would happen to me,I was given a job to work as a general worker at Chartonel Estates North East of Lusaka where I was later promoted to assistant dispatch clerk,a post that I held for Two years..I later resigned due to some financial challenges.In may 2014,I received news that my Dad had died,this forced me to come back to my Dad's home for being the eldest in the family,after the funeral I thought of doing something for myself, that's when I started the Cellphone Business with only US$20..since then i have managed my business very well and have really helped me in so nany ways..
I have always done my best to keep my dreams alive,the business helps me support my siblings from both my Father's and Mother's side for I am the first born.
My Business
Since I began my business, I have been able to progress well and even managed to help the family ,Technology is advancing almost on a daily basis and this is the reason why I decided to venture into the Mobile phones business.
It's so challenging especially if you have old model phones,I started this business in 2014 and since then I have been able to sponsor my family and pay for the education fees of my kid brothers. The aim of the business is to see it grow and be able to employ people who can benefit from it as to reduce the high levels of unemployment among the youths and to contribute positively to the community by building hospitals and school so that the future generation can have a better life.
For through the things I have been through in the past, I have learnt to work hard and endure the test of time. Because it is only through hard work, focus and determination that one achieves his dreams
I decided to go into the mobile phones business because they are on demand, people these days use them because of the advancement in technology.
The profit I make after the sales is used to invest into the business and also helps in my day to day needs like food...
Loan Proposal
Once My loan is funded,I will use the funds to Buy some more advanced Mobile phones,For this is a way I keep my Business Running,
My Business was kind of affected with the situation I was going through,But this time I Believe all will be well....
thank you so much the Zidisha Community and The People who funded me in my Previous Loans..thank you
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$72.00
Date disbursed
Jun 4, 2016
Repayment status
Late
Projected term
39 months
Other loans
Lenders
United States
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Summary
Amount repaid
$22.06
Amount remaining
$53.50
Expected completion
Aug 30, 2019
Status
Repaying late
Installment amount
$2.21
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 17, 2016 | $13.24 | Nov 9, 2018 | $13.24 |
| Jun 24, 2016 | $0.00 | ||
| Jul 1, 2016 | $0.00 | ||
| Jul 8, 2016 | $0.00 | ||
| Jul 15, 2016 | $0.00 | ||
| Jul 22, 2016 | $0.00 | ||
| Jul 29, 2016 | $0.00 | ||
| Aug 5, 2016 | $0.00 | ||
| Aug 12, 2016 | $0.00 | ||
| Aug 19, 2016 | $0.00 | ||
| Aug 26, 2016 | $0.00 | ||
| Sep 2, 2016 | $0.00 | ||
| Sep 9, 2016 | $0.00 | ||
| Sep 16, 2016 | $0.00 | ||
| Sep 23, 2016 | $0.00 | ||
| Sep 30, 2016 | $0.00 | ||
| Oct 7, 2016 | $0.00 | ||
| Oct 14, 2016 | $0.00 | ||
| Oct 21, 2016 | $0.00 | ||
| Oct 28, 2016 | $0.00 | ||
| Nov 4, 2016 | $0.00 | ||
| Nov 11, 2016 | $0.00 | ||
| Nov 18, 2016 | $0.00 | ||
| Nov 25, 2016 | $0.00 | ||
| Dec 2, 2016 | $0.00 | ||
| Dec 9, 2016 | $0.00 | ||
| Dec 16, 2016 | $0.00 | ||
| Dec 23, 2016 | $0.00 | ||
| Dec 30, 2016 | $0.00 | ||
| Jan 6, 2017 | $0.00 | ||
| Jan 13, 2017 | $0.00 | ||
| Jan 20, 2017 | $0.00 | ||
| Jan 27, 2017 | $0.00 | ||
| Feb 3, 2017 | $0.00 | ||
| Feb 10, 2017 | $0.00 | ||
| Feb 17, 2017 | $0.00 | ||
| Feb 24, 2017 | $0.00 | ||
| Mar 3, 2017 | $0.00 | ||
| Mar 10, 2017 | $0.00 | ||
| Mar 17, 2017 | $0.00 | ||
| Mar 24, 2017 | $0.00 | ||
| Mar 31, 2017 | $0.00 | ||
| Apr 7, 2017 | $0.00 | ||
| Apr 14, 2017 | $0.00 | ||
| Apr 21, 2017 | $0.00 | ||
| Apr 28, 2017 | $0.00 | ||
| May 5, 2017 | $0.00 | ||
| May 12, 2017 | $0.00 | ||
| May 19, 2017 | $0.00 | ||
| May 26, 2017 | $0.00 | ||
| Jun 2, 2017 | $0.00 | ||
| Jun 9, 2017 | $0.00 | ||
| Jun 16, 2017 | $0.00 | ||
| Jun 23, 2017 | $0.00 | ||
| Jun 30, 2017 | $0.00 | ||
| Jul 7, 2017 | $0.00 | ||
| Jul 14, 2017 | $0.00 | ||
| Jul 21, 2017 | $0.00 | ||
| Jul 28, 2017 | $0.00 | ||
| Aug 4, 2017 | $0.00 | ||
| Aug 11, 2017 | $0.00 | ||
| Aug 18, 2017 | $0.00 | ||
| Aug 25, 2017 | $0.00 | ||
| Sep 1, 2017 | $0.00 | ||
| Sep 8, 2017 | $0.00 | ||
| Sep 15, 2017 | $0.00 | ||
| Sep 22, 2017 | $0.00 | ||
| Sep 29, 2017 | $0.00 | ||
| Oct 6, 2017 | $0.00 | ||
| Oct 13, 2017 | $0.00 | ||
| Oct 20, 2017 | $0.00 | ||
| Oct 27, 2017 | $0.00 | ||
| Nov 3, 2017 | $0.00 | ||
| Nov 10, 2017 | $0.00 | ||
| Nov 17, 2017 | $0.00 | ||
| Nov 24, 2017 | $0.00 | ||
| Dec 1, 2017 | $0.00 | ||
| Dec 8, 2017 | $0.00 | ||
| Dec 15, 2017 | $0.00 | ||
| Dec 22, 2017 | $0.00 | ||
| Dec 29, 2017 | $0.00 | ||
| Jan 5, 2018 | $0.00 | ||
| Jan 12, 2018 | $0.00 | ||
| Jan 19, 2018 | $0.00 | ||
| Jan 26, 2018 | $0.00 | ||
| Feb 2, 2018 | $0.00 | ||
| Feb 9, 2018 | $0.00 | ||
| Feb 16, 2018 | $0.00 | ||
| Feb 23, 2018 | $0.00 | ||
| Mar 2, 2018 | $0.00 | ||
| Mar 9, 2018 | $0.00 | ||
| Mar 16, 2018 | $0.00 | ||
| Mar 23, 2018 | $0.00 | ||
| Mar 30, 2018 | $0.00 | ||
| Apr 6, 2018 | $0.00 | ||
| Apr 13, 2018 | $0.00 | ||
| Apr 20, 2018 | $0.00 | ||
| Apr 27, 2018 | $0.00 | ||
| May 4, 2018 | $0.00 | ||
| May 11, 2018 | $0.00 | ||
| May 18, 2018 | $0.00 | ||
| May 25, 2018 | $0.00 | ||
| Jun 1, 2018 | $0.00 | ||
| Jun 8, 2018 | $0.00 | ||
| Jun 15, 2018 | $0.00 | ||
| Jun 22, 2018 | $0.00 | ||
| Jun 29, 2018 | $0.00 | ||
| Jul 6, 2018 | $0.00 | ||
| Jul 13, 2018 | $0.00 | ||
| Jul 20, 2018 | $0.00 | ||
| Jul 27, 2018 | $0.00 | ||
| Aug 3, 2018 | $0.00 | ||
| Aug 10, 2018 | $0.00 | ||
| Aug 17, 2018 | $0.00 | ||
| Aug 24, 2018 | $0.00 | ||
| Aug 31, 2018 | $0.00 | ||
| Sep 7, 2018 | $0.00 | ||
| Sep 14, 2018 | $0.00 | ||
| Sep 21, 2018 | $0.00 | ||
| Sep 28, 2018 | $0.00 | ||
| Oct 5, 2018 | $0.00 | ||
| Oct 12, 2018 | $0.00 | ||
| Oct 19, 2018 | $0.00 | ||
| Oct 26, 2018 | $0.00 | ||
| Nov 2, 2018 | $0.00 | ||
| Nov 9, 2018 | $0.00 | ||
| Nov 16, 2018 | $3.31 | Nov 15, 2018 | $3.31 |
| Nov 23, 2018 | $3.31 | Dec 12, 2018 | $3.31 |
| Nov 30, 2018 | $0.00 | ||
| Dec 7, 2018 | $0.00 | ||
| Dec 14, 2018 | $0.00 | ||
| Dec 21, 2018 | $0.00 | ||
| Dec 28, 2018 | $0.00 | ||
| Jan 4, 2019 | $1.10 | Jan 4, 2019 | $1.10 |
| Jan 11, 2019 | $1.10 | Jan 17, 2019 | $1.10 |
| Jan 18, 2019 | $0.00 | ||
| Jan 25, 2019 | $0.00 | ||
| Feb 1, 2019 | $0.00 | ||
| Feb 8, 2019 | $0.00 | ||
| Feb 15, 2019 | $0.00 | ||
| Feb 22, 2019 | $0.00 | ||
| Mar 1, 2019 | $0.00 | ||
| Mar 8, 2019 | $0.00 | ||
| Mar 15, 2019 | $0.00 | ||
| Mar 22, 2019 | $0.00 | ||
| Mar 29, 2019 | $0.00 | ||
| Apr 5, 2019 | $0.00 | ||
| Apr 12, 2019 | $0.00 | ||
| Apr 19, 2019 | $0.00 | ||
| Apr 26, 2019 | $0.00 | ||
| May 3, 2019 | $0.00 | ||
| May 10, 2019 | $0.00 | ||
| May 17, 2019 | $0.00 | ||
| May 24, 2019 | $0.00 | ||
| May 31, 2019 | $0.00 | ||
| Jun 7, 2019 | $0.00 | ||
| Jun 14, 2019 | $0.00 | ||
| Jun 21, 2019 | $0.00 | ||
| Jun 28, 2019 | $0.00 | ||
| Jul 5, 2019 | $0.00 | ||
| Jul 12, 2019 | $2.21 | ||
| Jul 19, 2019 | $2.21 | ||
| Jul 26, 2019 | $2.21 | ||
| Aug 2, 2019 | $2.21 | ||
| Aug 9, 2019 | $14.34 | ||
| Aug 16, 2019 | $14.34 | ||
| Aug 23, 2019 | $14.34 | ||
| Aug 30, 2019 | $1.65 | ||
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