Another branch for "Joyvicah Cake Shop"

Bernard

Nairobi-ruai, Kenya

8% repaid

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How it Works

Entrepreneur

Name

Bernard

Member since

April 2015

On-time repayments

88 installments • 65%

About Me

I was born in 1984 and i went to school upto degree level.When things were not working out i used to go to informal jobs to make my ends meet.I started my own business when i realized my salary can not sustain the achievements i want to get.
The economic growth and physicla growth of this place.
One wants to become a doctor and another a pilot.
My hobby is reading books of successful people and how they have made it in life.

My Business

I provide foodstuffs because i run a bakery and candy shop.
People in the area i operate from they love these service they use my products.
I enjoy serving people and i get alot of satisfaction when i bake.
My costs run from purchases and production and my revenues come from the same products.
I use my profits to expand this bisuness.-I plough back all the profits to the business so that it can grow.

Loan Proposal

I Want to a Sister branch for joyvicah cake Shop.I have seen the business grow ï desire That i take it to the next level of operation. This will make me realize more profits

Feedback

Positive

Neutral

Negative

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,249.00

Date disbursed

Dec 23, 2016

Repayment status

Late

Projected term

6 months

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Ask Bernard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Bernard Jul 28, 2020

OGS94HB2EL Confirmed. Ksh8,000.00 sent to Zidisha Inc. for account 0712307640 on 28/7/20 at 9:49 AM New M-PESA balance is Ksh23.28. Transaction cost, Ksh34.00. Amount you can transact within the day is 292000.00.

Good morning as I promised early have started to make the payments

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Bernard Jul 27, 2020

Good morning lenders
Please bear with me ,have been going through tough times financially , After the accident I was involved in my mama was diagnosed of cancer
I had a sick mama for long and it forced me to carter for her treatment and also the partners whom we were working with messed me up and sold the business without my knowledge.
We have been in and out of courts .
But have decided I will start marking my payments the end of this month.
The case is still pending .
In the past I was a good customer but things went wrong ,
I can make right again.
I know have been given out to debt collectors but I commit myself to make payments as from end of this month

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Judith Apr 27, 2017

Hello Lenders,
Bernard has just sent me a message saying he just arrived from India where he went for a major surgery. He is going to organise and repay the arrears.

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Bernard Jan 31, 2017

Am sorry havent deposited the payments
Was involved in an accident my business came to rocks am working on a way out o make sure i clear the balances
Have never failed to pay am working out to deposit

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- RB
  Ruth Brown Feb 19, 2017
  
  Hello Bernard, glad to hear that you're okay after the accident.
  
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Judith Jan 19, 2017

Dear Lenders,
I spoke with Bernard and he told he was involved in a road accident an was in the hospital but he is being discharged and will clear the arrears over this weekend.

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Bernard Dec 22, 2016

Thanks to the lenders have only received part of the amount am yet to receive it to the full.thanks again for making this business grow

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Bernard Dec 18, 2016

I will start a sister branch of joyvicah cake shop I have already identified a place for the same. This will help in establishing a new customer base in turn profits will flow in.
I thank all my lenders for your continued support things are becoming more beautiful at joyvicah cakes

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Bernard Dec 14, 2016

It Is my humble appreciation for this nice experience have had with my lenders. The business is growing everyday and as I look forward to start a new sister branch I know it will cause slot of impact in this society

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Bernard Dec 3, 2016

Good day ahead I made the payment to clear up the balance yesterday but it hasnt been captured yet. What is your advice and what am supposed to do on this?
KL33EPXETX Confirmed. Ksh11,332.00 sent to Zidisha Inc. for account 0712307640 on 3/12/16 at 8:27 AM New M-PESA balance is Ksh592.50. Hakikisha! Press any letter or number and send to stop transaction.

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Bernard Dec 2, 2016

The business is growing everyday.my next project is to open up a sister branch for joyvicah cakes the home of sweet cakes. Lenders thanks for your support for making things work out for me

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Bernard Nov 10, 2016

KKA27NYNZK Confirmed. Ksh13,000.00 sent to Zidisha Inc. for account 0712307640 on 10/11/16 at 10:05 AM New M-PESA balance is Ksh703.00. Hakikisha! Press any letter or number and send to stop transaction.this payment was made for 21 and 28

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WE
Wendy Emlyn Nov 3, 2016

Hello Bernard.
You're getting a bit behind with your repayments now. Please contact [email protected] and ask them to reduce your payments to a level you can manage. You can always increase them later if you want. They're always happy to help, but you need to ask them!
God bless you,
Wendy

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Bernard Oct 5, 2016

KJ58VNPKA4 Confirmed. Ksh6,500.00 sent to Zidisha Inc. for account 0712307640 on 5/10/16 at 10:35 AM

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Bernard Sep 11, 2016

KIA7O6Y04T Confirmed. Ksh6,500.00 sent to Zidisha Inc. for account 0712307640 on 10/9/16 at 6:59 AM
Thanks lenders to the good work you are doing an getting established every day in the bakery industry

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Bernard Aug 31, 2016

This is so great have received 85,075 kshs and have bought a generator for the business.
My lenders am humbled on your continual support I want to thank you as you have put so much in my business

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Bernard Aug 30, 2016

KHT7KV3OQX Confirmed.You have received Ksh70,000.00 from Zidisha Inc. 600201 on 29/8/16 at 2:07 PM New M-PESA balance is Ksh70,043.50. Buy goods with M-PESA.thanks loan received now what happens to the balance which haven't received. Please advice

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Bernard Aug 23, 2016

Generator for my business
This will help me keep on producing .my work is production.
I want to thank the lenders who are always making things happen

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Bernard Aug 21, 2016

This loan has really helped my business now Joyvicah cake shop ihas become a name in the city.
Now I want to get into a new level get a generator in case we have a power outage because it happens in my country the production of products to my clients Will always be there

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Bernard Aug 19, 2016

Every day the business is getting to levels and this is courtesy of your support.Have seen clients increase everyday and this has made the profits go high everyday

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Bernard Jun 10, 2016

Zidisha team thanks for making my bakery become to this level i Just employed another person to deliver the products to our esteemed clients

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Another branch for "Joyvicah Cake Shop"

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