Nic's Digital Agency

Nicholas

Machakos, Kenya

100% repaid

Entrepreneur

Name

Nicholas

Member since

December 2014

On-time repayments

119 installments  •  75%

About Me

My name is Nicholas Kyalo, Am 24 years old and came from Kenya, Machakos County ,Muthini Kiima Kimwe location. I live with my family of a single mother with one brother and one sister. I attended st. mary's boys primary school, from there i went to Pope Paul Vi Junior Seminary. After my Kenya Certificate of Secondary Education i joined Machakos Institute of technology and Stafford college in Machakos and learned Graphics Design.
I am still living in Machakos and Working there

My Business

After college i worked with different organization and companies like caritas machakos, bridge international academies etc.
As a graphic designer i have worked with Birch technologies for 3 years up to present and have acquire alot of knowledge, skills, creativity and experience in Graphic designing and printing, i have been working in birch technologies as graphic designer and reception. Due to the skills, knowledge and experience i have acquired within the three years in graphics and printing, i have decided to begin my own job/business for graphics and printing.
i kindly request for a loan to help me start my own job/business cause the capital i have from my savings is not enough to buy all the machines required for the job.
The machines require for the job are: 2 computers, printer, laminator, business card cutter, printing papers, chairs, tables and money for renting the office. so far i have some of the machines eg 1 computer, laminator and other accessories.
The loan am requesting would help me purchase the rest of the machines which will help me start my own job/business. The machines will cost:
1. computer $ 274.428
2. printer $ 2744.282
3. chairs $ 219.543
4. tables $ 329.314
etc
Kindly help me am in need of the loan .

Loan Proposal

I will use the loan to purchase a business card cutter machine rounded corners (Round corner card cutter) which will cost 45.445 dollars .
Round corner card cutter is used for cutting business cards/cards with round corners thus increasing the quality of the business cards or cards. I normally cut the business cards/cards with sharp edges/corners. I was charging one business card/ cards at 5 shilling KES each
When i purchase the machine i will increase the price to 13 shillings KES each whereby i will make better profits than before. thus enhance my business. eg if i print 1 round corner cards i will make 13 shillings KES where by 6 shillings will be profit.
kindly give me the loan

Feedback

10

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jan 20, 2015

Repayment status

On Time

Projected term

2 months

Lenders

Kitty

Hailsham, United Kingdom

B

blahblah

Nuernberg, Germany

CharlieBfl

Vaduz, Liechtenstein

ads68

Melbourne, Australia

camilberlin

Berlin, Germany

jan73

Eugene, United States

T

thebonseung

Republic of Korea

KM

Kirsty M

United Kingdom

Angelina

Northants, United Kingdom

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  • Nicholas    Jan 16, 2019

    hi guys i had and have serious financial crisis and my business is almost dead and i send an email to julia kurnia and told her to use my Members Loan Fund payment that zidisha had taken from my past loan to repay my loan and am trying to keep my business

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    • Nicholas    Jan 16, 2019

      secondly as time goes on i will pay you your money and everything

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  • Nicholas    Dec 31, 2016

    due to low income last month and this month am not able to pay 400sh so i would like to reduce the amount am pay to 100 and when my income increase. i will change back to normal

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  • Nicholas    Oct 17, 2016

    this is the laptop i bought and its good and has maded my job efficient. thanks lenmders for every thing

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  • Nicholas    Oct 17, 2016

    thanks lenders, this the laptop i bought and its working very good. thanks once more and God bless you

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  • Kitty    Sep 29, 2016

    Best wishes again and I hope the new laptop works well

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  • Nicholas    Sep 28, 2016

    hi, lenders hope you good, i would like to take this opportunity to thank you for financing my loan and my business. thank you once more.

    Am going to purchase a laptop for my office. it will make my job efficiency and easy due to meeting clients at their offices with my laptop for approval of some design work i will be doing for them

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  • Nicholas    Sep 19, 2016

    thanks lenders for everything have be so successful due to your loans and and help
    thanks in advance for every everything you have done for me

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  • Nicholas    Jun 25, 2016

    due to increased incomes/profits in my business i feel am able to pay 2000 per week so i would refer to increase my installments for paying my loans

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  • Nicholas    May 5, 2016

    hi, lenders my business is doing good and i would like to thank you for everything you have done for me and your continued support. thank you. looking forward for bigger loans

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  • Nicholas    Apr 8, 2016

    due to low income this month am not able to pay 1600 kshs from my business. i need to reduce the amount to 200 kshs which i can ford per week. thank lenders for what you are doing to me

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  • Kitty    Mar 21, 2016

    Best wishes for your continued success and thank you for the updates

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  • Nicholas    Mar 14, 2016

    thanks lenders for changing my life

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  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

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  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share
  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share
  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share
  • Nicholas    Dec 23, 2015

    Hi, Zidisha. org, Lenders and Members, I would request If It Is Possible For Us To Develop A Phone App For Zidisha. Org So That We Can Reach More People In World and share the goodness of zidisha, this is because Nowadays Every Body Got A Smart Phone and it will be easy to access zidisha account on phone for every member from his business, home and anywhere in the world with his/her phone. this will also save time wasted for members going to the cyber, money spend browsing etc so if its possible lets be creating and creat zidisha.org app for phone incase you need help i will be available

    Log in to reply • Share
  • Nicholas    Dec 22, 2015

    hi, hope you are fine, me too, my business is good and growing bigger every day. but i have been having few challenges of money since last month and the beginning of this month. this financials challenges/problems started due to late payments from some clients who i had done job for them and delayed to pay me. But some have managed to pay me. any way i hope the best from my business. thanks lenders for what you have done for me. Merry Christmas and happy new. lenders and the entire zidisha community

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  • Nicholas    Oct 22, 2015

    hi, lenders i received the money and my business is doing well expect the financial crisis in Kenya as a country. my business has improved greatly due to the loan you gave to me. thanks alot for improving my life. God bless you and thanks in advance for what you have done for many people like me

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  • Nicholas    Sep 10, 2015

    thanks lenders for funding my loan but the 7,000.00 Kenya shillings for Zidisha Members Loan fund contribution is too much for me. so am not in a position to pay that amount

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