Nipher

Nipher

Morpus, Kenya

100% repaid

Entrepreneur

Name

Nipher

Member since

February 2017

On-time repayments

66 installments  •  48%

About Me

i was born in a family of eight children i being the second born. first of all i went to primary school near my home where by it was mud walled and had a mud floor. each week twice we had to carry cowdung to smear the classes in order to make them conducive for learning. i would then do this occasionally but deep inside me i used to dream of going far despite the challenges in school. we would carry water for preparing lunch for teacher and also carry firewood daily for the same purpose. i later managed to get into secondary school which had almost similar challenges to the primary school. i would trek every morning to school and every evening back home since i was a day scholar. during rainy seasons i would remove shoes and walk barefooted in order to save my shoes. i later went to college and did my secretarial course. the funniest thing about my land is that they are still in the culture of the ancient times where they believe education is not a necessity. i have 3 kids a boy and 2 girls. the boy is 11 years old and the girls are 6 &1 years old respectively. my son wishes to be a pilot in future. my hobby is listening to gospel preachings and gospel songs.

My Business

my passion is farming. I do maize planting and also poultry in the farm. I am employed and the income I get is not enough to aide me expand the farming. I have opted to do agriculture because many nations depend in agricultural products for living. I believe I will make a lot of cash that will aide my kids and family in future.

Loan Proposal

i wil start using the loan to purchase minor tools for my business. i believe with each loan j take and repay i will be in a position to grow to greater heights and this will enable my dreams come true. i will also make the dreams of my children come true because by the time they grow up i will have had a business that is stable

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$5.00

Date disbursed

Feb 12, 2017

Repayment status

On Time

Projected term

6 weeks

Lenders

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  • Nipher    Jul 24, 2023

    To the good members who have funded me, I will buy chicks for my ongoing poultry farming, this will help me earn an extra coin with this hard and high economy. Thank you for funding me and making this project a dream come true

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  • Nipher    Jan 24, 2019

    The loan that I have finished repaying was of great importance to the life of my sin. I fell sick at some point and was unable to get school fees for my son. I harvested the crops and sold them thereafter paid fees for my son. Thank you zidisha lenders.

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  • Nipher    Jan 14, 2019

    I have been sick in hospital hence NY business was so down. I want to change instalment slightly lower and catch up and later I will review again to change the instalment higher and finish repaying the loan

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  • Nipher    Dec 21, 2018

    The change in instalment will assist me get adequate time to repay the loan because at the moment am experiencing fees problems for my children. Once am done with the fees u will be adjust the instalment to be higher again

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  • Wairimu    Nov 1, 2018

    Hello,
    I talked to the applicant and promises to regularize his payments once the challenges he is facing as communicated on September 12, 2018 have been ironed out. He will also consider adjusting his installment amount so as to be able to keep up with repayments.

    Thank you.

    Wairimu Gathii V.M

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  • Nipher    Sep 12, 2018

    I have gone through tough times. My business was broken down and everything stolen. Further more I became so much traumatized and have been in hospital for the past two months. I have been discharged and I wish to pay the loan at a slightly low instalment.

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  • Nipher    Jul 20, 2018

    Hello lenders. Am do much humbled to say I am greatful for the loan because it aided me to purchase the farm equipment which I needed most. I planted my land and the crops are doing well

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  • Nipher    Jun 26, 2018

    Hello lenders. The last loan actually helped so much in paying school fees for my son and treatment of my mother. The profits were of much support to my family

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  • Nipher    Mar 16, 2018

    thank you zidisha team of lenders. I am fairing on well with the business which is was mostly aided by funds from your organization. thank you so much.

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  • Nipher    Feb 6, 2018

    hello zidisha team, I am fairing on well with my small scale business which was funded by zidisha lenders. am so grateful because I can now afford to assist my son who is in school by paying his school fees. I have also managed to assist a needy student in high school by providing her basic necessities that she needs while in school. Thank you so much lenders for supporting and lending me with this loan.

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  • Nipher    Jan 29, 2018

    Hello lenders, I am grateful for the loan that I received from you. it has greatly been of help to my small scale business which is picking up well. I managed to purchase some equipment for my hotel which is bringing in some cash at the end of the day. my children and family can now smile because life is moving on smoothly. currently I have a student in high school whom I am assisting with her basic needs from the sales I make at my hotel. thank you so much because I have touched someone's life though you. Thank you

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  • Nipher    Jan 10, 2018

    Thank you my dear lenders for funding me this loan. it will be of great help to me and any other needy persons. I will use it to purchase equipment for my hotel. thank you so much for taking your time and finances to fund me this loa,n.

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  • Nipher    Nov 4, 2017

    dear zidisha lenders team. am happy that you have always been there to assist. as i can see my loan is on the progres of funding and you can guess how happy i am because i know i will be able to accomplish the intended purpose. thank you team

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  • Nipher    Nov 3, 2017

    I love zidisha lending platform because it aims at improving peoples lives by lending money to people to run business and expand themalso. I thank zidisha because i can now live happily and am aiming higher. Thanks Zidisha team

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  • Nipher    Nov 2, 2017

    am grateful to my lenders because through zidisha am achieving my goals in life. i have managed to repay the loan on time meaning my business is growing. i have also been able to help my family by providing their basic needs. am glad because i trust am moving to the next level in my business. thank you team

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  • Nipher    Nov 2, 2017

    Am grateful to zidisha team of lenders. i was given a loan last month and i managed use in my progressing home office. i have repaid the loan fully and it really helped me because my children never lacked their basic wants. thanks for this lending platform as it is helping financially.

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  • Nipher    Nov 2, 2017

    Hello great team, I have just completed repaying the loan that was disbursed to me last month. i am so grateful because it was useful to me and my family at large. i have been able to support my children fully with their basic wants. in addition i have managed to repay the loan before the due date. i believe in you and may God bless you for helping the small business vendors with this micro lending platform which is aimed at boosting them. Thank you great team.

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  • Nipher    Nov 2, 2017

    Greeting zidisha team, i just finished repaying my loan that was disbursed to my account last month. I am so grateful because it was helpful to because i have managed to repay the loan on time before the due date and this means that my business was fine. I intend now to start a smoothe juice now that we are approaching the summer season and i believe the customers that i will be serving as they wait for their work to be done will purchase the juice and quench their thirst instead of going to nearby shops to purchase a soda. Thank you great team.

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  • Nipher    Nov 2, 2017

    Greeting zidisha team, i just finished repaying my loan that was disbursed to my account last month. I am so grateful because it was helpful to because i have managed to repay the loan on time before the due date and this means that my business was fine. I intend now to start a smoothe juice now that we are approaching the summer season and i believe the customers that i will be serving as they wait for their work to be done will purchase the juice and quench their thirst instead of going to nearby shops to purchase a soda. Thank you great team.
    In addition to that i wish to state that my children and family didn't have a hard time in terms of basic wants because i have been able to cater for the needs from the services i offer to people. Thank you lenders for supporting me and i am looking forward to getting help once more from you.

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  • Nipher    Nov 2, 2017

    Greeting zidisha team, i just finished repaying my loan that was disbursed to my account last month. I am so grateful because it was helpful to because i have managed to repay the loan on time before the due date and this means that my business was fine. I intend now to start a smoothe juice now that we are approaching the summer season and i believe the customers that i will be serving as they wait for their work to be done will purchase the juice and quench their thirst instead of going to nearby shops to purchase a soda. Thank you great team.

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