Opening an mpesa money transfer service
Harron Lang'at
Embakasi Village In Nairobi; Kenya, Kenya
44% repaid
Entrepreneur
Name
Harron Lang'at
Member since
February 2014
On-time repayments
272 installments • 23%
About Me
Harron is married with one daughter. I am a small businessman courtesy of Zidisha. late last year i had a business idea but not the capital to start, after googling around my friend told me about Zidisha and here i am. So by the grace of God I started my business on January 2014 when i got the loan from Zidisha.
Currently, i ran a small business, a Beauty Shop called Carah's Beauty Shop which has most products needed for beauty at affordable prices, and FYI i sell genuine products, i won't "bleach" your faces ladies. THANK YOU ZIDISHA TEAM.
My Business
My dream is to be self employed one day. Where i live, i realized that most youths of that area love beauty; its part and parcel of their daily living and therefore i decided to do beauty stuff. On January 5, 2014 i started a Cosmetics' Shop called Carah's Beauty along North Airport road towards Jomo Kenyatta International Airport. I was able to add a lot of stock from the Zidisha loan especially the 2nd loan of USD150. Lately, i have realized i should buy an Mpesa money transfer line and operate both business under same roof so as to gain more profits to improve on the stock quantity and quality.
I am very sure even if Beyonce and Jay Z pass by this road, they'll stop to shop from my shop.
I therefore borrow a loan of USD450 from Zidisha lenders so as to expand my Business. i have been loyal with the repayments of the previous loans and i hope this grants me a better level of trust to the lenders.The business will definitely start repaying on time. Thanks.
Loan Proposal
Once again let me thank you all for lending me the previous loan to expand my business up to where it is now, the current stock is able to run it well though i am still adding the stock. I was able to add a lot of stock from the Zidisha loan especially from the second loan of USD150. Lately, i have realized i should buy an Mpesa Money Transfer Line and operate both businesses under same roof so as to gain more profits to improve on the stock quantity and quality hence employing more jobless youths. Mpesa Money Transfer Service is offered by the largest service provider in Kenya; The Safaricom Kenya Limited hence its safe and legal. I am kindly requesting that you may fund me a loan of USD 450 so that i may start this business. The minimum float to start the service is USD 410 but the higher the float the more the profits. This service doesn't require much space and i am therefore using a small space at the corner of my Beauty Shop to operate it. Once i get the funds, i will employ one more person as an Mpesa Service attendant to help in the transactions. From my earlier uploaded photos, you can see i have already branded that corner of the shop and put a sign post outside to direct the clients. Also from this profits, i will also be able to add the stock of my Beauty Shop and after a short while it will employ one more person as i look for more money open another money transfer service. My dream is to open a Mini Supermarket then God wiling a Supermarket later. i promise to continue complying with the terms and conditions that are required concerning the repayment of my loans. i will appreciate your support again of the amount stated above and hope it will be of much help to my business. Thank You Zidisha Team.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$443.00
Date disbursed
Jul 21, 2014
Repayment status
Late
Projected term
62 months
Other loans
Lenders
Chicago, United States
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Summary
Amount repaid
$357.56
Amount remaining
$456.56
Expected completion
Aug 28, 2019
Status
Repaying late
Installment amount
$2.91
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 30, 2014 | $17.44 | Aug 1, 2014 | $17.44 |
| Aug 6, 2014 | $17.44 | Aug 7, 2014 | $17.44 |
| Aug 13, 2014 | $0.00 | ||
| Aug 20, 2014 | $0.00 | ||
| Aug 27, 2014 | $5.81 | Aug 26, 2014 | $5.81 |
| Sep 3, 2014 | $5.81 | Aug 26, 2014 | $5.81 |
| Sep 10, 2014 | $5.81 | Aug 26, 2014 | $5.81 |
| Sep 17, 2014 | $5.81 | Aug 26, 2014 | $5.81 |
| Sep 24, 2014 | $5.81 | Aug 26, 2014 | $5.81 |
| Oct 1, 2014 | $5.81 | Aug 26, 2014 | $5.81 |
| Oct 8, 2014 | $5.81 | Nov 11, 2014 | $5.81 |
| Oct 15, 2014 | $5.81 | Nov 11, 2014 | $5.81 |
| Oct 22, 2014 | $5.81 | Nov 11, 2014 | $5.81 |
| Oct 29, 2014 | $0.00 | ||
| Nov 5, 2014 | $0.00 | ||
| Nov 12, 2014 | $0.00 | ||
| Nov 19, 2014 | $2.91 | Nov 14, 2014 | $2.91 |
| Nov 26, 2014 | $2.91 | Nov 14, 2014 | $2.91 |
| Dec 3, 2014 | $2.91 | Dec 9, 2014 | $2.91 |
| Dec 10, 2014 | $2.91 | Dec 12, 2014 | $2.91 |
| Dec 17, 2014 | $2.91 | Dec 17, 2014 | $2.91 |
| Dec 24, 2014 | $2.91 | Dec 24, 2014 | $2.91 |
| Dec 31, 2014 | $2.91 | Dec 29, 2014 | $2.91 |
| Jan 7, 2015 | $2.91 | Jan 9, 2015 | $2.91 |
| Jan 14, 2015 | $2.91 | Jan 20, 2015 | $2.91 |
| Jan 21, 2015 | $2.91 | Jan 22, 2015 | $2.91 |
| Jan 28, 2015 | $2.91 | Jan 24, 2015 | $2.91 |
| Feb 4, 2015 | $2.91 | Feb 1, 2015 | $2.91 |
| Feb 11, 2015 | $2.91 | Feb 13, 2015 | $2.91 |
| Feb 18, 2015 | $2.91 | Feb 18, 2015 | $2.91 |
| Feb 25, 2015 | $2.91 | Feb 23, 2015 | $2.91 |
| Mar 4, 2015 | $2.91 | Mar 5, 2015 | $2.91 |
| Mar 11, 2015 | $2.91 | Mar 13, 2015 | $2.91 |
| Mar 18, 2015 | $2.91 | Mar 18, 2015 | $2.91 |
| Mar 25, 2015 | $2.91 | Mar 25, 2015 | $2.91 |
| Apr 1, 2015 | $2.91 | Mar 25, 2015 | $2.91 |
| Apr 8, 2015 | $2.91 | Apr 8, 2015 | $2.91 |
| Apr 15, 2015 | $2.91 | Apr 15, 2015 | $2.91 |
| Apr 22, 2015 | $2.91 | Apr 24, 2015 | $2.91 |
| Apr 29, 2015 | $2.91 | Apr 29, 2015 | $2.91 |
| May 6, 2015 | $2.91 | Apr 29, 2015 | $2.91 |
| May 13, 2015 | $2.91 | May 14, 2015 | $2.91 |
| May 20, 2015 | $2.91 | May 20, 2015 | $2.91 |
| May 27, 2015 | $2.91 | Jun 2, 2015 | $2.91 |
| Jun 3, 2015 | $2.91 | Jun 12, 2015 | $2.91 |
| Jun 10, 2015 | $2.91 | Jun 12, 2015 | $2.91 |
| Jun 17, 2015 | $2.91 | Jun 12, 2015 | $2.91 |
| Jun 24, 2015 | $2.91 | Jun 12, 2015 | $2.91 |
| Jul 1, 2015 | $2.91 | Jul 2, 2015 | $2.91 |
| Jul 8, 2015 | $2.91 | Jul 15, 2015 | $2.91 |
| Jul 15, 2015 | $2.91 | Jul 15, 2015 | $2.91 |
| Jul 22, 2015 | $2.91 | Jul 29, 2015 | $2.91 |
| Jul 29, 2015 | $2.91 | Aug 3, 2015 | $2.91 |
| Aug 5, 2015 | $2.91 | Aug 19, 2015 | $2.91 |
| Aug 12, 2015 | $2.91 | Aug 27, 2015 | $2.91 |
| Aug 19, 2015 | $2.91 | Sep 19, 2015 | $2.91 |
| Aug 26, 2015 | $2.91 | Sep 25, 2015 | $2.91 |
| Sep 2, 2015 | $2.91 | Oct 1, 2015 | $2.91 |
| Sep 9, 2015 | $2.91 | Oct 10, 2015 | $2.91 |
| Sep 16, 2015 | $2.91 | Oct 10, 2015 | $2.91 |
| Sep 23, 2015 | $2.91 | Oct 10, 2015 | $2.91 |
| Sep 30, 2015 | $2.91 | Oct 10, 2015 | $2.90 |
| Oct 14, 2015 | $0.01 | ||
| Oct 7, 2015 | $2.91 | Oct 14, 2015 | $2.91 |
| Oct 14, 2015 | $2.91 | Oct 20, 2015 | $2.91 |
| Oct 21, 2015 | $2.91 | Oct 20, 2015 | $2.91 |
| Oct 28, 2015 | $2.91 | Nov 1, 2015 | $2.91 |
| Nov 4, 2015 | $2.91 | Nov 10, 2015 | $2.91 |
| Nov 11, 2015 | $2.91 | Nov 20, 2015 | $2.91 |
| Nov 18, 2015 | $2.91 | Nov 20, 2015 | $2.91 |
| Nov 25, 2015 | $2.91 | Dec 22, 2015 | $2.91 |
| Dec 2, 2015 | $2.91 | Dec 22, 2015 | $2.91 |
| Dec 9, 2015 | $2.91 | Jan 9, 2016 | $2.91 |
| Dec 16, 2015 | $2.91 | Jan 9, 2016 | $2.91 |
| Dec 23, 2015 | $2.91 | Jan 19, 2016 | $2.91 |
| Dec 30, 2015 | $2.91 | Jan 19, 2016 | $2.91 |
| Jan 6, 2016 | $2.91 | Feb 4, 2016 | $2.91 |
| Jan 13, 2016 | $2.91 | Feb 12, 2016 | $2.91 |
| Jan 20, 2016 | $2.91 | Feb 17, 2016 | $2.91 |
| Jan 27, 2016 | $2.91 | Feb 26, 2016 | $2.91 |
| Feb 3, 2016 | $2.91 | Mar 1, 2016 | $2.91 |
| Feb 10, 2016 | $2.91 | Mar 17, 2016 | $2.91 |
| Feb 17, 2016 | $2.91 | Mar 17, 2016 | $2.91 |
| Feb 24, 2016 | $2.91 | Jun 3, 2016 | $2.91 |
| Mar 2, 2016 | $2.91 | Jun 3, 2016 | $2.91 |
| Mar 9, 2016 | $2.91 | Jun 3, 2016 | $2.91 |
| Mar 16, 2016 | $2.91 | Jun 3, 2016 | $2.91 |
| Mar 23, 2016 | $2.91 | Jun 3, 2016 | $2.91 |
| Mar 30, 2016 | $2.91 | Jun 3, 2016 | $2.91 |
| Apr 6, 2016 | $2.91 | Jun 14, 2016 | $2.91 |
| Apr 13, 2016 | $2.91 | Jul 2, 2016 | $2.91 |
| Apr 20, 2016 | $2.91 | Jul 2, 2016 | $2.91 |
| Apr 27, 2016 | $2.91 | Jul 2, 2016 | $2.91 |
| May 4, 2016 | $2.91 | Jul 2, 2016 | $2.91 |
| May 11, 2016 | $2.91 | Jul 21, 2016 | $2.91 |
| May 18, 2016 | $2.91 | Jul 21, 2016 | $2.91 |
| May 25, 2016 | $2.91 | Dec 20, 2016 | $2.91 |
| Jun 1, 2016 | $2.91 | Dec 20, 2016 | $2.91 |
| Jun 8, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jun 15, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jun 22, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jun 29, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jul 6, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jul 13, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jul 20, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Jul 27, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Aug 3, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Aug 10, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Aug 17, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Aug 24, 2016 | $2.91 | Jul 12, 2017 | $2.91 |
| Aug 31, 2016 | $2.91 | ||
| Sep 7, 2016 | $2.91 | ||
| Sep 14, 2016 | $2.91 | ||
| Sep 21, 2016 | $2.91 | ||
| Sep 28, 2016 | $2.91 | ||
| Oct 5, 2016 | $2.91 | ||
| Oct 12, 2016 | $2.91 | ||
| Oct 19, 2016 | $2.91 | ||
| Oct 26, 2016 | $2.91 | ||
| Nov 2, 2016 | $2.91 | ||
| Nov 9, 2016 | $2.91 | ||
| Nov 16, 2016 | $2.91 | ||
| Nov 23, 2016 | $2.91 | ||
| Nov 30, 2016 | $2.91 | ||
| Dec 7, 2016 | $2.91 | ||
| Dec 14, 2016 | $2.91 | ||
| Dec 21, 2016 | $2.91 | ||
| Dec 28, 2016 | $2.91 | ||
| Jan 4, 2017 | $2.91 | ||
| Jan 11, 2017 | $2.91 | ||
| Jan 18, 2017 | $2.91 | ||
| Jan 25, 2017 | $2.91 | ||
| Feb 1, 2017 | $2.91 | ||
| Feb 8, 2017 | $2.91 | ||
| Feb 15, 2017 | $2.91 | ||
| Feb 22, 2017 | $2.91 | ||
| Mar 1, 2017 | $2.91 | ||
| Mar 8, 2017 | $2.91 | ||
| Mar 15, 2017 | $2.91 | ||
| Mar 22, 2017 | $2.91 | ||
| Mar 29, 2017 | $2.91 | ||
| Apr 5, 2017 | $2.91 | ||
| Apr 12, 2017 | $2.91 | ||
| Apr 19, 2017 | $2.91 | ||
| Apr 26, 2017 | $2.91 | ||
| May 3, 2017 | $2.91 | ||
| May 10, 2017 | $2.91 | ||
| May 17, 2017 | $2.91 | ||
| May 24, 2017 | $2.91 | ||
| May 31, 2017 | $2.91 | ||
| Jun 7, 2017 | $2.91 | ||
| Jun 14, 2017 | $2.91 | ||
| Jun 21, 2017 | $2.91 | ||
| Jun 28, 2017 | $2.91 | ||
| Jul 5, 2017 | $2.91 | ||
| Jul 12, 2017 | $2.91 | ||
| Jul 19, 2017 | $2.91 | ||
| Jul 26, 2017 | $2.91 | ||
| Aug 2, 2017 | $2.91 | ||
| Aug 9, 2017 | $2.91 | ||
| Aug 16, 2017 | $2.91 | ||
| Aug 23, 2017 | $2.91 | ||
| Aug 30, 2017 | $2.91 | ||
| Sep 6, 2017 | $2.91 | ||
| Sep 13, 2017 | $2.91 | ||
| Sep 20, 2017 | $2.91 | ||
| Sep 27, 2017 | $2.91 | ||
| Oct 4, 2017 | $2.91 | ||
| Oct 11, 2017 | $2.91 | ||
| Oct 18, 2017 | $2.91 | ||
| Oct 25, 2017 | $2.91 | ||
| Nov 1, 2017 | $2.91 | ||
| Nov 8, 2017 | $2.91 | ||
| Nov 15, 2017 | $2.91 | ||
| Nov 22, 2017 | $2.91 | ||
| Nov 29, 2017 | $2.91 | ||
| Dec 6, 2017 | $2.91 | ||
| Dec 13, 2017 | $2.91 | ||
| Dec 20, 2017 | $2.91 | ||
| Dec 27, 2017 | $2.91 | ||
| Jan 3, 2018 | $2.91 | ||
| Jan 10, 2018 | $2.91 | ||
| Jan 17, 2018 | $2.91 | ||
| Jan 24, 2018 | $2.91 | ||
| Jan 31, 2018 | $2.91 | ||
| Feb 7, 2018 | $2.91 | ||
| Feb 14, 2018 | $2.91 | ||
| Feb 21, 2018 | $2.91 | ||
| Feb 28, 2018 | $2.91 | ||
| Mar 7, 2018 | $2.91 | ||
| Mar 14, 2018 | $2.91 | ||
| Mar 21, 2018 | $2.91 | ||
| Mar 28, 2018 | $2.91 | ||
| Apr 4, 2018 | $2.91 | ||
| Apr 11, 2018 | $2.91 | ||
| Apr 18, 2018 | $2.91 | ||
| Apr 25, 2018 | $2.91 | ||
| May 2, 2018 | $2.91 | ||
| May 9, 2018 | $2.91 | ||
| May 16, 2018 | $2.91 | ||
| May 23, 2018 | $2.91 | ||
| May 30, 2018 | $2.91 | ||
| Jun 6, 2018 | $2.91 | ||
| Jun 13, 2018 | $2.91 | ||
| Jun 20, 2018 | $2.91 | ||
| Jun 27, 2018 | $2.91 | ||
| Jul 4, 2018 | $2.91 | ||
| Jul 11, 2018 | $2.91 | ||
| Jul 18, 2018 | $2.91 | ||
| Jul 25, 2018 | $2.91 | ||
| Aug 1, 2018 | $2.91 | ||
| Aug 8, 2018 | $2.91 | ||
| Aug 15, 2018 | $2.91 | ||
| Aug 22, 2018 | $2.91 | ||
| Aug 29, 2018 | $2.91 | ||
| Sep 5, 2018 | $2.91 | ||
| Sep 12, 2018 | $2.91 | ||
| Sep 19, 2018 | $2.91 | ||
| Sep 26, 2018 | $2.91 | ||
| Oct 3, 2018 | $2.91 | ||
| Oct 10, 2018 | $2.91 | ||
| Oct 17, 2018 | $2.91 | ||
| Oct 24, 2018 | $2.91 | ||
| Oct 31, 2018 | $2.91 | ||
| Nov 7, 2018 | $2.91 | ||
| Nov 14, 2018 | $2.91 | ||
| Nov 21, 2018 | $2.91 | ||
| Nov 28, 2018 | $2.91 | ||
| Dec 5, 2018 | $2.91 | ||
| Dec 12, 2018 | $2.91 | ||
| Dec 19, 2018 | $2.91 | ||
| Dec 26, 2018 | $2.91 | ||
| Jan 2, 2019 | $2.91 | ||
| Jan 9, 2019 | $2.91 | ||
| Jan 16, 2019 | $2.91 | ||
| Jan 23, 2019 | $2.91 | ||
| Jan 30, 2019 | $2.91 | ||
| Feb 6, 2019 | $2.91 | ||
| Feb 13, 2019 | $2.91 | ||
| Feb 20, 2019 | $2.91 | ||
| Feb 27, 2019 | $2.91 | ||
| Mar 6, 2019 | $2.91 | ||
| Mar 13, 2019 | $2.91 | ||
| Mar 20, 2019 | $2.91 | ||
| Mar 27, 2019 | $2.91 | ||
| Apr 3, 2019 | $2.91 | ||
| Apr 10, 2019 | $2.91 | ||
| Apr 17, 2019 | $2.91 | ||
| Apr 24, 2019 | $2.91 | ||
| May 1, 2019 | $2.91 | ||
| May 8, 2019 | $2.91 | ||
| May 15, 2019 | $2.91 | ||
| May 22, 2019 | $2.91 | ||
| May 29, 2019 | $2.91 | ||
| Jun 5, 2019 | $2.91 | ||
| Jun 12, 2019 | $2.91 | ||
| Jun 19, 2019 | $2.91 | ||
| Jun 26, 2019 | $2.91 | ||
| Jul 3, 2019 | $2.91 | ||
| Jul 10, 2019 | $2.91 | ||
| Jul 17, 2019 | $2.91 | ||
| Jul 24, 2019 | $2.91 | ||
| Jul 31, 2019 | $2.91 | ||
| Aug 7, 2019 | $2.91 | ||
| Aug 14, 2019 | $2.91 | ||
| Aug 21, 2019 | $2.91 | ||
| Aug 28, 2019 | $3.07 | ||
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