Opening of new shop of dygro-organic fertilizer

Ernest

Accra, Ghana

100% repaid

Entrepreneur

Name

Ernest

Member since

February 2015

On-time repayments

47 installments  •  70%

About Me

My name is Ernest Kwakugah.I come from Kpando in the Volta Region. I am a businessman and am precisely into network marketing, both online and offline. I have been into network marketing for the past eight years. I am happily married to a lady teacher with one boy, three daughters. She is a primary 4 teacher, who also has taken keen interest in Zidisha loan. I reside at North Kaneshie. I am very sociable person as well as a team player. I am Higher National Diplama holder. As a network Marketer I help a lot of my team members improve upon their finances. Most of them are currently doing very well in business. I intend assisting those of them who need some financial assistance by referring them to Zidisha.

My Business

As a network marketer for almost 10years, I have had lots of successes in the industry. I am a very focused person who does one thing at a time. The bedrock of the industry is honesty and friendliness as well as selflessness. I am always desirous to see my followers succeed and that had been my passion all these years. In this regard I have more followers that always respond whenever am introducing them into anything new. “Ecashplanet.com” and “Dynapharm Ghana limited” are some of the main networks I am into. Ecashplanet is a board system in which we do referrals and Dynapharm Ghana limited deals in organic fertilizer and natural health products. I travel length and breadth of Ghana,doing these network market business. My main problem has been access to loans. Loan requirement throughout my country goes with a lot of demand for collaterals. Besides, they always ask for huge interest rate that could sometimes collapse your business. It is for this reason that I decided to join Zidisha when Benjamin Ghansah introduced it to me, because it is business friendly and the best in the system for my country.

Loan Proposal

It is my wish to open a new dygro- Organic fertilizer shop in the Volta region of Ghana.Demand of the fertilizer in the region is on the rise,whilst the cost of meeting it is quite high because my transportation cost.It will however be good if am able to site a shop close to the farmers in the Volta region.This will certainly reduce the number of times I travel there to send the products to the farmers in the month.Besides,there it will enhance availability and accessibility by my customers.This project shall cost me not less than $350.
As I have already mentioned,it will save me a lot of money since my frequency of going there shall be minimized.There will be more saving of cash since my transportation cost is reduced.It shall also increase my sales since there is proximity.
My profit margin shall go up about 30%.Thus, after paying my shop attendant.I shall be very grateful if my next loan is approved.Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$488.00

Date disbursed

Aug 8, 2015

Repayment status

On Time

Projected term

3 months

Lenders

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

KM

Kirsty M

United Kingdom

T

TZ

Singapore, Singapore

Ask Ernest a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ernest    Jan 22, 2017

    hello,
    I have been indisposed for sometime now.Hence my inability to make payment of my loan all this time.Thank you zidisha for being there for us.I shall however resume payment by next month.Hope you would not hold this against me.Iam therefore expecting an exciting relationship with you this year.Thank you.

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  • Ernest    Sep 12, 2016

    Am great by the grace of God.May the good lord strengthens you for the good works you guys are doing for us.More grease to your elbows.

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  • Roy    Apr 10, 2016

    Ernest, How are you?

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  • Ernest    Nov 30, 2015

    Thanks so much,Zidisha for funding my loan.It will help me in adding weedicide and pesticides to my stock of dygro-fertilizer.Thank you.

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  • Ernest    Nov 30, 2015

    Thanks so much,Zidisha for funding my loan.It will help me in adding weedicide and pesticides to my stock of dygro-fertilizer.Thank you.

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  • Ernest    Nov 30, 2015

    Thanks so much,Zidisha for funding my loan.It will help me in adding weedicide and pesticides to my stock of dygro-fertilizer.Thank you.

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  • Ernest    Nov 30, 2015

    Thanks so much,Zidisha for funding my loan.It will help me in adding weedicide and pesticides to my stock of dygro-fertilizer.Thank you.

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  • Ernest    Nov 15, 2015

    My last loan has enable me expand my stock of organic dygro fertilizer to other regions of my country Ghana.Consequently,it boosted my income a great deal.It help me improve upon my parental responsibilities as a Father.Thank zidisha!!

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  • Ernest    Oct 9, 2015

    I have duely paid 150 ghana cedis to zidisha on the 4/10/2015 which was last Sunday.The money was sent to 0549217199 as usual.My MTN number however is 0544216651.Please cross check properly and stop texting me to pay another 150 ghana for the above date.
    Thank you.

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    • Marcus M    Oct 9, 2015

      Sorry for the inconvenience. Your payment should be posted soon. If you have any other concerns about your payment, please send us an email ([email protected]) with the details of your payment (date, amount, mobile number).

      Thank you,
      Marcus
      Zidisha Team

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  • Ernest    Aug 9, 2015

    I am grateful to have received a loan amount of GHS 1803. As I have already stated earlier,this loan is meant purposely for my new dygro organic fertilizer shop in the volta region.Thank you.

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  • Ernest    Aug 6, 2015

    I am grateful to Zidisha for accepting and funding my loan.This will enable me open a new shop in the Volta Region of Ghana.As a results,there is going to be over 30% increase in my profit margin.My expectation is to have my dygro-fertilizer shop in all the regions of Ghana.I hope with the help of Zidisha,this dream of mine shall be fulfilled,Thank you to management of zidisha and may God bless us all.

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  • Ernest    Jul 29, 2015

    My last zidisha loan facility which payment I have just finished,has help me expand my dygro-organic fertilizer stock by 50% of my initial capital.As a result, my profit margin was boosted upward.This has consequently brought some changes in my standard of living.I can now take my family out at least every weekend for dinner.Its all joy,thank you zidisha for your incredible service.

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  • Ernest    Jul 2, 2015

    Zidisha loan facility has improved my profit margin by 30%.This is as a result of increase in my dygro organic fertilizer stock. I can now take my children out on week ends and on public holidays.My general standard of living has improved.I pray that should my next loan be approved,I shall open a new shop in the central region of Ghana.This is necessary in order to satisfy the growing demand there.God bless our generous lenders and Long lived Zidisha loan facility.

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  • Ernest    Jun 11, 2015

    My last zidisha loan facility has enable me increase the stock of my Dygro-fertilizer business.As a result of this,about 20% extra profits is being realize every fortnight.Am so enthused and now beginning to save towards an acquisition of a van,for wider mobility.By this,my market shall be widen in future.Thank you Zidisha and may you continue to assist us.

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  • Scangaid    Apr 20, 2015

    Great work and best of luck to you - I hope that you prosper from your hard work. Jim

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  • Ernest    Apr 20, 2015

    I am grateful for my second loan of 931 ghana cedis.I shall increase my organic dygro -fertilizer stock.As a result of increase in stock .there will be appreciable increase in profit as well.
    God bless zidisha loan lenders.Thank you.

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  • Ernest    Apr 14, 2015

    I am grateful to Zidisha loan.I shall increase my dygro-fertilizer stock.The increment in my stock shall without doubt bring about an improvement in my profit.
    May God bless Zidisha,may zidisha live long.Thank you and thank you!!

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  • Ernest    Mar 30, 2015

    I am grateful for zidisha loan facility.I thank God for making it possible for me to finish paying my first loan on schedule.Thank God for zidisha staff as well.Hope my next loan shall be approved as promptly as the first.Thank you.

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  • Ernest    Mar 19, 2015

    Zidisha loan is the best.I have been able to acquire some more office chairs for my clients.This is how I used my first loan.I can therefore accommodate much more customers and the overall effect is increase in revenue.Zidisha Loan:the best.

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  • Ernest    Feb 24, 2015

    Zidisha Loan is the best and the fastest.It offers true financial assistance to the helpless in society.It gives hope to the hopeless.
    Keep up the good works.

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