Name
Joseph Love
Member since
February 2018
On-time repayments
54 installments • 11%
I'm a guy of 28 who has a first degree in Economics. Due to the condition of our economy I have now turned to selling Over-The_Counter medicine. I've, through education, lived in communities with different cultural setting. That, I lived in Tamale for Senior High education, at this end, I learnt how the people of the North, even though in the city value tradition and celebrate the Fire Festival and love to help one another out of trouble. Growing up, at certain points, I nearly left school to join my peers who enjoyed everything but school. I really had to discipline myself to go through my primary education. In a community where they spoke a different language from my mother tongue, at Senior High, life after the classroom wasn't easy but I diligently learnt the language and after a year I could find my way around in the life-after-class. All this aside, financially I had to struggle through since my father's income was enough to take care of all the kids satisfactorily.
I'm into the sale of Class C drugs. This business is prudent in my community because most of the people around do manual and almost always demand drugs that can get them going the next day. Sales from the shop would be used in the loan repayment. The typical costs at the shop are the utility bill, house keeping and salary for the shop attendant. The typical revenue outweighs the cost to a very large margin. All the profit gained from the business are reinvested in the the business. I'm looking at a future of turning the shop into a pharmacy so that I can sell wider range of drugs while serving a wider range of people and a wholesale so that other shop would be supplied by my shop.
When I receive this loan it will be used to furnish my shop. I need a counter at the shop that would aid me in serving my customers. Some drugs would be displayed in its glass and on the it.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$51.00
Date disbursed
May 10, 2018
Repayment status
Late
Projected term
11 months
Amount repaid
$16.81
Amount remaining
$34.52
Expected completion
Apr 14, 2019
Status
Repaying late
Installment amount
$6.72
Expected Payments | Actual Payments | ||
---|---|---|---|
May 20, 2018 | $10.09 | Oct 28, 2018 | $10.09 |
May 27, 2018 | $0.00 | ||
Jun 3, 2018 | $0.00 | ||
Jun 10, 2018 | $0.00 | ||
Jun 17, 2018 | $0.00 | ||
Jun 24, 2018 | $0.00 | ||
Jul 1, 2018 | $0.00 | ||
Jul 8, 2018 | $0.00 | ||
Jul 15, 2018 | $0.00 | ||
Jul 22, 2018 | $0.00 | ||
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Sep 16, 2018 | $0.00 | ||
Sep 23, 2018 | $0.00 | ||
Sep 30, 2018 | $0.00 | ||
Oct 7, 2018 | $0.00 | ||
Oct 14, 2018 | $0.00 | ||
Oct 21, 2018 | $0.00 | ||
Oct 28, 2018 | $0.00 | ||
Nov 4, 2018 | $0.00 | ||
Nov 11, 2018 | $0.00 | ||
Nov 18, 2018 | $0.00 | ||
Nov 25, 2018 | $0.00 | ||
Dec 2, 2018 | $6.72 | Mar 5, 2019 | $6.72 |
Dec 9, 2018 | $0.00 | ||
Dec 16, 2018 | $0.00 | ||
Dec 23, 2018 | $0.00 | ||
Dec 30, 2018 | $0.00 | ||
Jan 6, 2019 | $0.00 | ||
Jan 13, 2019 | $0.00 | ||
Jan 20, 2019 | $0.00 | ||
Jan 27, 2019 | $0.00 | ||
Feb 3, 2019 | $0.00 | ||
Feb 10, 2019 | $0.00 | ||
Feb 17, 2019 | $0.00 | ||
Feb 24, 2019 | $0.00 | ||
Mar 3, 2019 | $0.00 | ||
Mar 10, 2019 | $6.72 | ||
Mar 17, 2019 | $6.72 | ||
Mar 24, 2019 | $6.72 | ||
Mar 31, 2019 | $6.72 | ||
Apr 7, 2019 | $6.72 | ||
Apr 14, 2019 | $0.90 |
Ask Joseph Love a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.