Large oven for my cake baking business

Jane

Kassarani, Kenya

100% repaid

Entrepreneur

Name

Jane

Member since

April 2015

On-time repayments

57 installments  •  12%

About Me

i was born in a family of four 31 years ago. I went to Githiga primary school in murang'a county for my primary school education and after my primary school certificate i became the best girl in my location then i got an admission at a provincial school. my being in high school was a struggle to my parents and after my high school i decided to do casual jobs and after an year of saving i opted to enroll for a part time college studies. It is then that my employee discovered of my hard work and i got a promotion as well as a pay rise and i was therefore able to start a business that i had desired for ages.The business was so unique because the product promoted culture and it was affordable. my child is still young to decide on what she want to become when she grows up.I have been going to different counties to teach women and the young mothers the art of weaving and baking during my free times normally this happens every first and the last week of every month.

My Business

I am a baker by professional and i also do weaving of house mats. I also rear several pigs in my rural area. Cake baking normally has a very high demand and especially in the urban areas where by hardly do weekends pass without an occasion that is graced with a cake like birthday, anniversary and weddings. Again with the weaving of mats i just have a passion for design but i faithfully decided to go for mats since they are easy to make and there is so much fun in this. At the same time i am an outgoing, aggressive and a hardworking person and passionate about these fields.This being a newly opened business i get between25,000 to 30,000ksh. of which much of it is generated through baking and part of this money go to the growing of my new businesses as well as my home improvement.

Loan Proposal

an oven for baking 300$ this will enable me bake with ease and i will also take many orders since i am restricted by not having a big oven to do big cakes and when i get big and many orders my profit will shoot

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

May 19, 2015

Repayment status

On Time

Projected term

7 months

Other loans

Lenders

G

guggl

Vienna, Austria

JS

Johan Steen

Malmö, Sweden

Melinda

Boston, Ma, United States

Foster McNab

Palm Harbor, United States

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  • Jane    Dec 14, 2016

    this is because i was 200 because i had some other financial commitments bur now that the burden has lessen i feel comfortable to part with 300. the phone i bought with my current loan has helped me access internet and hence its become easier and convenient to transact business deal

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  • Nancy Hull    Nov 15, 2016

    Jane, thank you for working to catch up on your payments. How is your leg?

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  • Francis    Oct 15, 2016

    she further informs that she got a fructure on her leg and now she cant do her business. she says she expects by end month she will be able to resume her payments.

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  • Francis    Oct 15, 2016

    Jane has said that her business had just experienced a recession period but fortunately its recovering. she promises to resume her payments soon hopefully by next week. wishing her all the best

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  • Jane    Aug 19, 2016

    thanks so much for lending me a sum amount of 4463. i received the money and as i had indicated to you i bought the phone that i had so much wanted to have and it is indeed serving me well and better. once again i thank you very much and God bless you.

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  • Jane    Aug 1, 2016

    i am taking this special moment to thank you all for your generosity. thanks once again for funding me. This money will enable me buy a phone that i have for long wished to have since the current one is not serving me well. And therefore this will help me access internet and update from the digital world.

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  • Linda Dee    Jul 31, 2016

    Hi, Jane. Never give up on your dream to own a business. It took me five years to get my business off the ground, but I'm glad now that I kept at it. I can't imagine trying to operate without a phone so put it to good use. Sincerely, Linda

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    • Jane    Aug 3, 2016

      thanks so very much my dear i highly appreciate

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  • Jane    May 11, 2016

    the loan i got last time did help me the way i wanted because little did i know that there will be some deductions so i only got a 500 shillings but this time i hope to purchase some household goods that i have for years been yearning for

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  • Jane    May 2, 2016

    I am told that I am not eligible to invite someone. How does he go about it and he want to join?

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    • Roy    May 2, 2016

      Jane, I understand the specific reason for non eligibility will display on your "Invite New Members" page.
      I hope this helps you.

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      • Jane    May 5, 2016

        ok thanks sir. have applied for another loan and promise to keep to my words. thank you

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      • Jane    May 11, 2016

        hi how are you. you aren't lending me this time?

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      • Jane    May 11, 2016

        is this the reason i have not had a lender so far?

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  • Jane    Oct 28, 2015

    i am unwell and will be spending alot of my income buying drugs

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  • Jane    Oct 23, 2015

    i am concerned about my loan status because to the best of my knowledge my loan was of 4506 and i got a cash of 500 since they did some deductions so my concern is that i have paid a sum amount of 5,230 which to me is above the 4506. And you keep sending reminders to my references which is affecting me negatively cox i have not had any one to guide me over the said matter and my calls to my mentor are not answered. kindly sort me out before contacting my refences

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    • Roy    Oct 23, 2015

      Hello Jane,
      I am sorry for the confusion..... I expect the difference is the costs, which are deducted from the funds transfered...As this is your first loan they are significant (I have copied the details from your loan profíle. To the bottom of this message.) If you have any other questions I suggest you contact your VM or Zidisha at [email protected].

      Regards,
      Cost of this loan
      Service Fee: 5% of $50.00 = $2.50
      Cost paid to join Zidisha
      Upon joining Zidisha, Jane paid a lifetime membership fee of $11.10.
      Jane also deposited $33.29 into the Zidisha Members Loan Fund as security for lenders against default. Jane may withdraw the Members Loan Fund deposit at any time, as long as all outstanding loan amounts are repaid to lenders.

      These costs are only paid once and entitle Jane to raise an unlimited number of loans at zero interest.

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      • Jane    Apr 6, 2016

        hello Roy, so could someone please tell me how much exactly is my debt because according to my repayment schedule that money is far much than i expected and i want to take another loan. thanks

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        • Roy    Apr 8, 2016

          Hello Jane,
          From what I can see the amount remaining is $23.68....This is to say I do not know if you have made some payments, which have not been processed.
          I notice that you have not had a VM to help explain things to... This is a disappointment. It is my understand, that every borrower should have a VM (volunteer mentor) to help and explain how Zidisha works....And how you can make it work for you... Iwill try to fix this for you.
          Good luck.

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          • Jane    Apr 12, 2016

            OK thanks so very much. i think the problem is because i have never had a vm but its OK. now my worry is if i clear the loan can a get another one because honestly the reason i have not cleared is because i did not have anyone to guide and make me understand the whole process in a better way.

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  • Jane    Jul 8, 2015

    this is because i have a sick daughter and its becoming too expensive for me to cater for her drugs and medication and sincerely speaking its like i didnt get any money because i had not understood that out of the money was to be deductions 500 was far too little for a business

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  • Foster McNab    May 18, 2015

    Hi, my names Foster, I'm 17 years of age and living in America, you were my first donation and I'm glad it was you, I hope that finishing off the last bit of funds you needed will bring you happiness and joy.

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  • Jane    May 6, 2015

    i love the month of may because it is one month to my birthday. cant wait to bake myself a cake. mwaaaaaaaaaaaah

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