Entrepreneur
Name
Rael
Member since
February 2015
On-time repayments
227 installments • 39%
About Me
I was born and raised in Nairobi. I met my husband in college and after we graduated we got married. Our wedding ceremony plans were tight due to budgetary constraints. My husband-to-be asked me to make my gown! I did, and that saved us thousands of shillings. Then many friends began to ask for gowns too. Our first baby came and when I wasn't nursing her I was working on several dress designs fro my new clients. I realized I had a God-given talent and immediately set forth labor charges. Today, ladies bring in their fabric and we discuss the dress design and charges , then I sew the dress in three days. Although this has worked, there is still greater potential in buying the fabric myself and making all-size dresses, boys' and girls' outfits for sale in and out of Nairobi. We have seven kids and I love looking after them while working from home. I don't have a maid. Our teenage daughter Michelle loves what I do and has began learning the ropes. Our garage serves as my studio (we don't have a car). My husband doesn't have a regular job. He is training for Christian ministry. All my earnings go into our upkeep and I am unable to raise my own stock. I am happy to learn about Zidisha because this is just what I need.
My Business
Besides the occasional wedding gowns, I design and stitch dresses, make earrings and necklaces to match, handbags, curtains, aprons, bed covers, seat covers and pillow cases. Ladies love the African "kitenge" for weddings. This has been my most popular line of production. I charge an average of $20 per dress. This brings me a monthly income of $270 although in a good month I can make up to$400. All this goes towards our upkeep.
Loan Proposal
I have managed to improve my business especially in the area of ready-made outfits. Thanks to Zidisha! More fabric is always a good step for my business, but this time,I will give priority to purchasing an overlock machine that does " finishing". This machine makes sure the inside of the outfit is done neatly.Once again, thank-you Zidisha.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$243.00
Date disbursed
Mar 20, 2016
Repayment status
On Time
Projected term
43 months
Other loans
Lenders
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Summary
Amount repaid
$242.99
Amount remaining
$0.00
Date repaid
Jul 22, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 27, 2016 | $3.02 | Apr 3, 2016 | $3.02 |
| Apr 3, 2016 | $3.02 | Apr 3, 2016 | $3.02 |
| Apr 10, 2016 | $3.02 | Apr 10, 2016 | $3.02 |
| Apr 17, 2016 | $3.02 | Apr 27, 2016 | $3.02 |
| Apr 24, 2016 | $3.02 | May 12, 2016 | $3.02 |
| May 1, 2016 | $3.02 | May 12, 2016 | $3.02 |
| May 8, 2016 | $3.02 | May 19, 2016 | $3.02 |
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $1.01 | May 28, 2016 | $1.01 |
| Jun 5, 2016 | $1.01 | Jun 5, 2016 | $1.01 |
| Jun 12, 2016 | $1.01 | Jun 5, 2016 | $1.01 |
| Jun 19, 2016 | $1.01 | Jun 5, 2016 | $1.01 |
| Jun 26, 2016 | $1.01 | Jun 23, 2016 | $1.01 |
| Jul 3, 2016 | $1.01 | Jun 23, 2016 | $1.01 |
| Jul 10, 2016 | $1.01 | Jun 30, 2016 | $1.01 |
| Jul 17, 2016 | $1.01 | Jun 30, 2016 | $1.01 |
| Jul 24, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
| Jul 31, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Aug 7, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Aug 14, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Aug 21, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Aug 28, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Sep 4, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Sep 11, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Sep 18, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Sep 25, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Oct 2, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Oct 9, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Oct 16, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Oct 23, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Oct 30, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Nov 6, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Nov 20, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Nov 27, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Dec 11, 2016 | $1.01 | Aug 7, 2016 | $1.01 |
| Dec 18, 2016 | $1.01 | Mar 24, 2019 | $1.01 |
| Dec 25, 2016 | $1.01 | Mar 24, 2019 | $1.01 |
| Jan 1, 2017 | $1.01 | Mar 24, 2019 | $1.01 |
| Jan 8, 2017 | $1.01 | Mar 24, 2019 | $1.01 |
| Jan 15, 2017 | $1.01 | Mar 24, 2019 | $1.01 |
| Jan 22, 2017 | $1.01 | Mar 24, 2019 | $1.01 |
| Jan 29, 2017 | $1.01 | Mar 25, 2019 | $1.01 |
| Feb 5, 2017 | $1.01 | Mar 25, 2019 | $1.01 |
| Feb 12, 2017 | $1.01 | Mar 25, 2019 | $1.01 |
| Feb 19, 2017 | $1.01 | Mar 25, 2019 | $1.01 |
| Feb 26, 2017 | $1.01 | Mar 25, 2019 | $1.01 |
| Mar 5, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Mar 12, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Mar 19, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Mar 26, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Apr 2, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Apr 9, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Apr 16, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Apr 23, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| Apr 30, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| May 7, 2017 | $1.01 | Apr 6, 2019 | $1.01 |
| May 14, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| May 21, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| May 28, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jun 4, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jun 11, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jun 18, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jun 25, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jul 2, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jul 9, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jul 16, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jul 23, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Jul 30, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Aug 6, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Aug 13, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Aug 20, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Aug 27, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Sep 3, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Sep 10, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Sep 17, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Sep 24, 2017 | $1.01 | Apr 7, 2019 | $1.01 |
| Oct 1, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Oct 8, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Oct 15, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Oct 22, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Oct 29, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Nov 5, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Nov 12, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Nov 19, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Nov 26, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Dec 3, 2017 | $1.01 | May 18, 2019 | $1.01 |
| Dec 10, 2017 | $1.01 | May 22, 2019 | $1.01 |
| Dec 17, 2017 | $1.01 | May 22, 2019 | $1.01 |
| Dec 24, 2017 | $1.01 | May 22, 2019 | $1.01 |
| Dec 31, 2017 | $1.01 | May 22, 2019 | $1.01 |
| Jan 7, 2018 | $1.01 | May 22, 2019 | $1.01 |
| Jan 14, 2018 | $1.01 | May 22, 2019 | $1.01 |
| Jan 21, 2018 | $1.01 | May 22, 2019 | $1.01 |
| Jan 28, 2018 | $1.01 | May 22, 2019 | $1.01 |
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.00 | ||
| Nov 4, 2018 | $0.00 | ||
| Nov 11, 2018 | $0.00 | ||
| Nov 18, 2018 | $0.00 | ||
| Nov 25, 2018 | $0.00 | ||
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $0.00 | ||
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.00 | ||
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $0.00 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $0.00 | ||
| Mar 3, 2019 | $0.00 | ||
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.00 | ||
| Mar 24, 2019 | $0.00 | ||
| Mar 31, 2019 | $0.00 | ||
| Apr 7, 2019 | $0.00 | ||
| Apr 14, 2019 | $0.00 | ||
| Apr 21, 2019 | $0.00 | ||
| Apr 28, 2019 | $0.00 | ||
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $10.07 | May 23, 2019 | $10.07 |
| Jun 2, 2019 | $10.07 | Jul 2, 2019 | $10.07 |
| Jun 9, 2019 | $0.00 | ||
| Jun 16, 2019 | $0.00 | ||
| Jun 23, 2019 | $0.00 | ||
| Jun 30, 2019 | $0.00 | ||
| Jul 7, 2019 | $0.00 | ||
| Jul 14, 2019 | $2.01 | Jul 14, 2019 | $2.01 |
| Jul 21, 2019 | $2.01 | Jul 14, 2019 | $2.01 |
| Jul 28, 2019 | $10.07 | Jul 14, 2019 | $6.04 |
| Jul 22, 2019 | $4.03 | ||
| Aug 4, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Aug 11, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Aug 18, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Aug 25, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Sep 1, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Sep 8, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Sep 15, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Sep 22, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Sep 29, 2019 | $10.07 | Jul 22, 2019 | $10.07 |
| Oct 6, 2019 | $8.29 | Jul 22, 2019 | $8.29 |
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