Relocating my family to a new apartment

Francis

Port Harcourt, Nigeria

100% repaid

Entrepreneur

Name

Francis

Member since

September 2020

On-time repayments

24 installments  •  25%

About Me

I have been helping many people set up and grow their own business as their content development strategist, working independently for the past 8 years.
I have had the opportunity of believing in myself, and by following my convictions every time, I have been able to overcome the challenges posed by naysayers around me.
I started my own startup named Frotbanks LLC by realizing the opportunity in banking and finance, especially with the opportunity for being a funding intermediary for supply chain transaction financing, and so I partnered with financing teams to help me service my clients.
I am proud of my nationality because it gives me the opportunity to do business with the government and bank, where I could become a developer of real estate assets and do much more in the oil and gas, power and energy industry, agriculture, education and financial services where there are several obviously observable gaps.
My children will be able to take on the mantle of leadership in the different departments of my startup, because I already created portfolios for them which means they will bear the responsibility for ensuring the sustainability of the startup when they grow up.
I spend 98% of my time everyday on the internet, researching, reading, writing, designing and developing new contents, my hubby is creative writing.

My Business

I am helping to promote a culture of collaboration in my society, and that is what my business is about.
I provide educational products to people who seek to make a living off the very little things they do, such as social media engagements. That's why I built the FINLEAD platform, where people on social media could start learning to understand and apply the concept, principles and practices of financial leadership, through financial literacy and social network building and team leadership.
I chose this kind of business because I love helping people become their best self, and I do it by creating contents, products and services that have my personal marks of commitment and care on them, and I love being personally involved in the lives and businesses of people I reach out to through my business.
I typically spend money on website hosting, library collections and cataloging, digital marketing, application software integration and premium package subscriptions for the effective functionality of my website, I am also looking to localize my business and so my business costs will increase to include office space management and, setup, maintenance, personnel, research, inventory management and utility costs.
The profit of my business helps me pay my bills, fend for the home, reinvest in the business, build new products, and expand my inventory.

Loan Proposal

I need to move my family to a new apartment. We are moving because a new baby is coming and we can't live in our old apartment because our family size will be increasing in 1 month from 4 to 5. We want to fix our home before our new baby is born.

Income Source

I will repay with other transactions I am already into, which involve sales of some products for which payment has not been made by my customer.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$70.00

Date disbursed

Sep 30, 2020

Repayment status

On Time

Projected term

6 weeks

Lenders

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  • Kolawole    Mar 27, 2021

    He said he has financial constraints but after several conversation he agree to repay soon

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  • Wisdom    Dec 31, 2020

    Francis says he is short of money but will try and pay up

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  • Francis    Dec 21, 2020

    Not having cash now

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  • Adegbiyi    Dec 7, 2020

    He has been ignoring my call

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  • Francis    Nov 9, 2020

    I received the full amount I was qualified for.
    I am still grateful as I put the funds to use this week.
    Thanks all.

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  • Francis    Nov 7, 2020

    I received the due loan I accepted.
    I will be buying new wrapper stocks and supplying them to fulfill all new pending orders.
    I am grateful to all my lenders.
    Thanks.

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  • Francis    Nov 7, 2020

    It was great having my loan funded 100% by the following lenders here:
    Christine (United Kingdom), Black and White Zebra (Vancouver, Canada), Framework Eyewear (Utrecht, Netherlands), moursund (Beaver Nation, United States), Dave Bogard (New York, United States), JV - Javier Vicente (Sarriguren, Spain), CA - Carles Alcolea (Barcelona, Spain), M-marycb (United States), CP- Colin Pardue (United States), BS - Brooke Schreier Ganz (Mill Valley, California, United States), GF-Gammon Family (United States), and LP - L Paul (Canada), among others.
    I have already taken the critical steps required to prepare to fund my wrapper supply with this loan.
    Now I will just go ahead and fulfill some new orders with this loan.
    I am really grateful to all you my lenders.
    I am proud of being a part of this community.
    Thanks all.

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  • Francis    Oct 27, 2020

    Hi everyone, my baby is coming tomorrow. Date has been given and it is going to be a C-Section method of Delivery.
    Please I need all your prayers as it is my third baby coming through the same C-Section, coupled with all the expenses associated with it.
    Kindly,
    I appreciate your support.

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  • Francis    Oct 25, 2020

    I am not entirely happy because I have to struggle with an amount that isn't able to fully attend to my urgent need, but that's why I am building my credit limit gradually, hopefully I will rank higher soon.

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  • Francis    Sep 30, 2020

    My loan of over N19,600 just arrived.
    I am grateful to my lender.
    I have to start packing now.

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  • Francis    Sep 30, 2020

    I currently have relocation challenge. My new loan will help me procure transportation for my relocation to a more accommodating home.
    I am grateful to my lender Bing-Shu Pan

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  • Francis    Sep 27, 2020

    I successfully utilized my previous loan, and I am now able to move forward.

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  • Francis    Sep 7, 2020

    It was great to have received my second loan so far, I got the amount I was qualified for, and it's going to help me fix home in preparation for our new baby. I am grateful to my lenders on Zidisha, I don't know what I would have done without you. Thanks a lot.

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  • Francis    Sep 6, 2020

    Baby still on the way and mummy still being checked for signs of any complications. In the meantime, there is no complication, we will continue to put our house in order and anticipate safe delivery.

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  • Nicole Niemoth    Sep 6, 2020

    Good luck, Francis!
    Tell us about your baby and how you are doing :-)

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  • Francis    Sep 3, 2020

    Good to tell that I received my first loan from Zidisha and it was just too easy to get. I got the amount I requested. I will be buying the items on my wife's delivery list in 3 days, and I am grateful to my lender.

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