Entrepreneur
Name
Jacinta
Member since
January 2015
On-time repayments
238 installments • 69%
About Me
My name is Jacinta, born in Nakuru county in Kenya. I was born typical African family where I lived with my both parents and my brothers and sister all in one house. I grew up helping my parents with their daily chores and went to school, first 8 years of primary school and later 4 years of secondary school.
I got married shortly after finishing my secondary school education. I then relocated to Mombasa where my husband lived. I started my married life as a housewife since my husband had a job and he was the family provider. We were blessed with three kids – two girls and one boy. One girl has cleared her school education but the other two are still schooling. Unfortunately the one who is out of school got addicted to hard drugs and she is now in a rehabilitation center.
We lived happily as a family until 1998 when tragedy struck. This is when I lost my husband and the father of my children after a sudden illness. This crashed my world because I lost my companion and family’s breadwinner. With a very young family I had to think about their survival. My husband was not a man of means and he did not leave much for us save for his three months salary which we got from his employer.
I got a job as a (roadside) hotel waiter where I worked for a few months. The owner was very abusive and the pay was very low. I quit and started buying and selling second hand clothes. I had a friend who was in that business and she taught me on how to run the business.
My Business
I sell second hand clothes in an open market. I normally buy the clothes in bales and then wash and iron them to make them fetch more money. The clothes come from Europe and North America and they are very popular with the locals due to their good quality and friendly cost.
I sell all types of clothes of both sexes and children. This is business I enjoy doing because I have learned all tricks of the trade; moreover it brings food on the table and also gives me money to sustain the family.
I make a modest net income of $50 per week and the business has potential to grow much bigger if supported with credit like what I am applying for in Zidisha.
Loan Proposal
We are now approaching the last term of the year. This means that all school fees for the year has to be cleared. My business is not big enough to cater for my children's school fees and the purpose of this loan is to get money for school fees so that I use the money generated from my business to make it grow while still making this loan repayments.
I have two children in boarding secondary school and their total school fees amounts to USD 250. This loan will cover most of the required amount and I will raise the rest from income of my business.
Thank you.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$182.00
Date disbursed
Sep 9, 2015
Repayment status
On Time
Projected term
15 months
Other loans
Lenders
Belfast, United Kingdom
Taiwan
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Summary
Amount repaid
$190.19
Amount remaining
$0.00
Date repaid
Aug 5, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 20, 2015 | $3.00 | Sep 21, 2015 | $3.00 |
| Sep 27, 2015 | $3.00 | Sep 21, 2015 | $1.00 |
| Sep 27, 2015 | $2.00 | ||
| Oct 4, 2015 | $3.00 | Sep 27, 2015 | $2.00 |
| Oct 4, 2015 | $1.00 | ||
| Oct 11, 2015 | $3.00 | Oct 4, 2015 | $3.00 |
| Oct 18, 2015 | $3.00 | Oct 11, 2015 | $3.00 |
| Oct 25, 2015 | $3.00 | Oct 11, 2015 | $1.00 |
| Oct 18, 2015 | $2.00 | ||
| Nov 1, 2015 | $3.00 | Oct 18, 2015 | $2.00 |
| Oct 27, 2015 | $1.00 | ||
| Nov 8, 2015 | $3.00 | Oct 27, 2015 | $3.00 |
| Nov 15, 2015 | $3.00 | Nov 1, 2015 | $3.00 |
| Nov 22, 2015 | $3.00 | Nov 1, 2015 | $1.00 |
| Nov 19, 2015 | $2.00 | ||
| Nov 29, 2015 | $3.00 | Nov 19, 2015 | $3.00 |
| Dec 6, 2015 | $3.00 | Nov 19, 2015 | $3.00 |
| Dec 13, 2015 | $3.00 | Nov 22, 2015 | $3.00 |
| Dec 20, 2015 | $3.00 | Nov 22, 2015 | $1.00 |
| Nov 29, 2015 | $2.00 | ||
| Dec 27, 2015 | $3.00 | Nov 29, 2015 | $2.00 |
| Dec 7, 2015 | $1.00 | ||
| Jan 3, 2016 | $3.00 | Dec 7, 2015 | $3.00 |
| Jan 10, 2016 | $3.00 | Dec 13, 2015 | $3.00 |
| Jan 17, 2016 | $3.00 | Dec 13, 2015 | $1.00 |
| Dec 20, 2015 | $2.00 | ||
| Jan 24, 2016 | $3.00 | Dec 20, 2015 | $2.00 |
| Jan 1, 2016 | $1.00 | ||
| Jan 31, 2016 | $3.00 | Jan 1, 2016 | $3.00 |
| Feb 7, 2016 | $3.00 | Jan 12, 2016 | $3.00 |
| Feb 14, 2016 | $3.00 | Jan 12, 2016 | $3.00 |
| Feb 21, 2016 | $3.00 | Jan 12, 2016 | $2.00 |
| Jan 22, 2016 | $1.00 | ||
| Feb 28, 2016 | $3.00 | Jan 22, 2016 | $3.00 |
| Mar 6, 2016 | $3.00 | Jan 22, 2016 | $3.00 |
| Mar 13, 2016 | $3.00 | Jan 22, 2016 | $1.00 |
| Feb 8, 2016 | $2.00 | ||
| Mar 20, 2016 | $3.00 | Feb 8, 2016 | $3.00 |
| Mar 27, 2016 | $3.00 | Feb 8, 2016 | $3.00 |
| Apr 3, 2016 | $3.00 | Feb 21, 2016 | $3.00 |
| Apr 10, 2016 | $3.00 | Feb 21, 2016 | $3.00 |
| Apr 17, 2016 | $3.00 | Feb 21, 2016 | $2.00 |
| Mar 4, 2016 | $1.00 | ||
| Apr 24, 2016 | $3.00 | Mar 4, 2016 | $3.00 |
| May 1, 2016 | $3.00 | Mar 4, 2016 | $3.00 |
| May 8, 2016 | $3.00 | Mar 4, 2016 | $1.00 |
| Mar 23, 2016 | $2.00 | ||
| May 15, 2016 | $3.00 | Mar 23, 2016 | $3.00 |
| May 22, 2016 | $3.00 | Mar 23, 2016 | $3.00 |
| May 29, 2016 | $3.00 | Apr 7, 2016 | $3.00 |
| Jun 5, 2016 | $3.00 | Apr 7, 2016 | $3.00 |
| Jun 12, 2016 | $3.00 | Apr 7, 2016 | $2.00 |
| Apr 27, 2016 | $1.00 | ||
| Jun 19, 2016 | $3.00 | Apr 27, 2016 | $3.00 |
| Jun 26, 2016 | $3.00 | Apr 27, 2016 | $3.00 |
| Jul 3, 2016 | $3.00 | Apr 27, 2016 | $1.00 |
| May 17, 2016 | $2.00 | ||
| Jul 10, 2016 | $3.00 | May 17, 2016 | $3.00 |
| Jul 17, 2016 | $3.00 | May 17, 2016 | $3.00 |
| Jul 24, 2016 | $3.00 | Jun 1, 2016 | $3.00 |
| Jul 31, 2016 | $3.00 | Jun 1, 2016 | $3.00 |
| Aug 7, 2016 | $3.00 | Jun 1, 2016 | $2.00 |
| Jun 15, 2016 | $1.00 | ||
| Aug 14, 2016 | $3.00 | Jun 15, 2016 | $3.00 |
| Aug 21, 2016 | $3.00 | Jun 15, 2016 | $3.00 |
| Aug 28, 2016 | $3.00 | Jun 15, 2016 | $1.00 |
| Jul 2, 2016 | $2.00 | ||
| Sep 4, 2016 | $3.00 | Jul 2, 2016 | $3.00 |
| Sep 11, 2016 | $3.00 | Jul 2, 2016 | $3.00 |
| Sep 18, 2016 | $3.00 | Jul 20, 2016 | $3.00 |
| Sep 25, 2016 | $3.00 | Jul 20, 2016 | $3.00 |
| Oct 2, 2016 | $3.00 | Jul 20, 2016 | $2.00 |
| Aug 5, 2016 | $1.00 | ||
| Oct 9, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Oct 16, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Oct 23, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Oct 30, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Nov 6, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Nov 13, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Nov 20, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Nov 27, 2016 | $3.00 | Aug 5, 2016 | $3.00 |
| Dec 4, 2016 | $1.19 | Aug 5, 2016 | $1.19 |
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