Purchase of raw materials

Andhy

Batubara, Indonesia

100% repaid

Entrepreneur

Name

Andhy

Member since

February 2018

On-time repayments

21 installments  •  71%

About Me

My name is Andhy Soerya, has 1 wife and 2 children. I graduated from Medan State Polytechnic State from Electrical Engineering Department Diploma III degree. Before I start my work. I work in a plantation company in Merauke Papua. I decided to sell because of the distance between where I live from my job and my child"s school considerations. So I went back to my hometown in Batubara District, North Sumatra, Indonesia. With a little capital I ventured to open a business selling household needs in the form: Home furnishings, vegetables and groceries. With very little capital I opened the business with my wife. I am sure any effort if run well then the results obtained will also be good. Especially we can keep the trust of the relationship. In early February 2018 I found a zidisha website where it can provide loans. I try to venture to borrow by building the trust of the funders. Thank you zidisha and the funders who are willing to finance my loan. I can only pray with loans given that my business is getting bigger. Besides my children"s education can be as high as possible. Gratitude I say now with the effort that I run the school children also improved. I hope that they will be able to boast of their parents.

My Business

My business sells home furnishings, vegetables and groceries. The profits I have gained now since financed by zidisha and funders have shown an improvement. From my first profit of 30000 idr to 50000 idr. Since I joined zidisha I can earn 100000 idr to 300000 idr per day. But there are times when my profit is only 150000 idr per day. On a monthly basis my income is approximately 6000000 idr sd 7500000 idr My sales by using direct and weekly pay system. I think by paying weekly there are results that I expect to pay my installment in zidisha. The benefits I get I use for the needs of the household, the cost of school children and the future savings of children. My desire will be able to send my child to college in the country both in Indonesia and abroad. As long as we believe we can keep trust and trust given by people. Then people will pray for us good. Hopefully the funders and the zidisha team will finance this loan. God bless us all.

Loan Proposal

I will use this fund to finance the purchase of food raw materials because this month has entered the month of Ramadan where raw materials for food is needed to break the fast or before Eid. I please zidisha can approve my loan. thank you

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About Me

Nama saya Andhy Soerya, mempunyai istri 1 dan 2 anak. Saya tamatan dari perguruan Tinggi Negeri Politeknik Medan dari jurusan teknik elektro gelar Diploma III. Sebelum saya memulai pekerjaan saya . Saya bekerja di perusahaan perkebunan di Merauke Papua. Saya putuskan berjualan dikarenakan jauhnya antara tempat tinggal saya dari tempat pekerjaan saya dan pertimbangan anak saya sekolah. Sehingga saya pulang ke kampung halaman saya di Kabupaten Batubara, Sumatera Utara , Indonesia. Dengan modal sedikit saya memberanikan diri untuk membuka usaha penjualan kebutuhan rumah tangga berupa : Perabotan rumah tangga, sayur mayur dan sembako. Dengan modal yang sangat minim saya buka usaha tersebut bersama istri saya. Saya yakin usaha apapun jika dijalankan dengan bagus maka hasil yang didapat juga akan bagus. Terutama kita bisa menjaga kepercayaan dari relasi.

Pada awal pebruari 2018 saya menemukan website zidisha dimana bisa memberikan pinjaman. Saya coba beranikan melakukan pinjaman dengan membangun kepercayaan para pendana. Terima kasih zidisha dan para pendana yang sudah mau membiayai pinjaman saya. Saya hanya bisa berdoa dengan pinjaman yang diberikan semoga usaha saya semakin besar. Selain itu pendidikan anak-anak saya bisa setinggi-tingginya. Syukur saya ucapkan saat ini dengan usaha yang saya jalankan anak-anak sekolahnya juga membaik. Harapan saya semoga mereka kelak bisa membanggakan orangtuanya.

My Business

Usaha saya menjual perabot rumah tangga, sayur mayur dan sembako. Keuntungan yang saya peroleh saat ini semenjak dibiayai oleh zidisha dan pendana sudah menunjukkan peningkatan. Dari pertama keuntungan saya sebesar 30000 idr sd 50000 idr. Semenjak saya bergabung di zidisha saya bisa memperoleh keuntungan 100000 idr sd 300000 idr perhari. Tetapi ada saatnya keuntungan saya hanya 150000 idr perhari. Secara bulanan penghasilan saya lebih kurang 6000000 idr sd 7500000 idr Penjualan saya dengan memakai sistem bayar langsung dan mingguan. Saya berpikir dengan membayar mingguan ada hasil yang saya harapkan untuk membayar angsuran saya di zidisha. Keuntungan yang saya peroleh saya pergunakan untuk kebutuhan rumah tangga, biaya anak sekolah dan tabungan masa depan anak. Keinginan saya kelak bisa menyekolahkan anak saya sampai perguruan tinggi negeri baik di Indonesia maupun di mancanegara. Selama kita yakin bisa menjaga kepercayaan dan amanah yang diberikan orang. Maka orang akan mendoakan kita yang baik. Semoga saja pendana dan tim zidisha mau membiayai pinjaman saya ini. Tuhan memberkati kita semua.

Loan Proposal

Dana ini akan saya pergunakan untuk membiayai pembelian bahan baku makanan dikarenakan bulan ini sudah memasuki bulan ramadhan yang mana bahan baku untuk buat makanan sangat diperlukan untuk berbuka puasa maupun menjelang lebaran. Saya mohon zidisha dapat menyetujui pinjaman saya. terima kasih

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$156.00

Date disbursed

May 3, 2018

Repayment status

On Time

Projected term

2 months

Lenders

PG

Paul Graham

United States

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  • Andhy    Oct 1, 2022

    Because of the tragedy that happened to me. With this I will start scheduling my loan repayments and I apologize for the delay.

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  • Andhy    Sep 13, 2022

    The project I'm currently working on is starting from a fresh start

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  • Andhy    Sep 13, 2022

    With the opening of the Zidisha project, hopefully it will bring change among entrepreneurs...

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  • Johannes    Aug 20, 2018

    Hello Andhy Soerya how are you.
    I hope good.
    I'm writing to you, because of that you are a few weeks overdue loans.
    When can we expect the repayment.'
    Remember that due to the lack of repayments, other borrowers will have to wait for their allocation.
    Please let me know.
    Best regards
    John

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  • ADK    Jul 31, 2018

    Hi Andhy, how is everything going?

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  • Andhy    Jul 3, 2018

    Thank you for the funding I have received and I have spent the needs of ru, mah ladder in the form of rice, cooking oil, wheat flour and dry noodles. Hopefully my profit can improve the progress of my business and my family. God bless us all.

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  • Andhy    Jul 2, 2018

    Thank you Mr. ADK on the loan I received this loan was beneficial for the development of my business. May God reward your kindness and family. Amin

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  • ADK    Jul 2, 2018

    Good luck!

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  • Andhy    Jul 2, 2018

    Hopefully there are funders who want to finance my loan so that my business can grow better.

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  • Andhy    Jul 1, 2018

    Thank you Mr. Malte on the loan given to me. God bless.

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  • Andhy    Jul 1, 2018

    Thank you the pendanya for financing my loan. hopefully this loan will benefit me.

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  • Andhy    Jul 1, 2018

    Hopefully my loan can be funded.

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  • Andhy    Jul 1, 2018

    Thank you Mr. Johannes for financing my loan. God bless ....

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  • Andhy    Jul 1, 2018

    If the loan is financed then this fund will be used for rice and daily household needs that are very needed by the people around my house. With this loan after I will I buy rice and cooking oil with the details: 10 sak rice x Rp. 130000, - = Rp. 1300000 with profit of Rp. 600000, - Cooking oil 15 kilograms x Rp. 150000 = Rp. 150000 with profit = Rp 200000, - Wheat Flour 2 sak x Rp. 300000 = Rp. 600000 with profit of Rp. 250000, -. With this loan I have a profit of Rp. 1000000, - Hopefully this loan can be approved. God bless us all.

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  • Andhy    Jun 30, 2018

    I ask the pendidian and the zidisha team will finance my loan. thank you.

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  • Andhy    Jun 29, 2018

    My efforts increase hopefully after I repay the loan later hopefully I will be given a bigger loan to increase my efforts.

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  • Andhy    Jun 26, 2018

    Enterprises are increasing and hopefully I can pay on time. thank you pendana and zidisha

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  • Andhy    Jun 14, 2018

    On this Idul Fitri day there are many buyers in my store. hopefully my store is well developed ...

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  • Andhy    Jun 6, 2018

    With the development of my business I hope I can pay on time according to the time specified.

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  • Andhy    Jun 3, 2018

    Toward the end of my day sales increased so the occupation was increasing.

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