Purchase of consumer electronics orders

Candra Widya

Palembang, Indonesia

100% repaid

Entrepreneur

Name

Candra Widya

Member since

April 2017

On-time repayments

27 installments  •  96%

About Me

I am a housewife with 2 girls aged 8 and 2 years. I am also a private employee at a hotel as head of HRD. in addition I also do small business to supplement my income

My Business

My side business is to give me a pickup credit. any items such as uniforms when children go to school, new clothes during Idul Fitri holidays or even mobile phones and electronic items that my customers need. with payment system in installments every month

Loan Proposal

2 weeks ago there was a customer I ordered a refrigerator worth 1,800,000 IDR. With the help of a Zidisha loan of 1,100,000 IDR, I only issue capital from my personal money of 700,000 IDR. Thus the capital that I have can to buy other goods later

Show original Bahasa Indonesia  

About Me

saya ibu rumah tangga dengan 2 anak perempuan umur 8 dan 2 tahun. saya juga karyawan swasta di sebuah hotel sebagai kepala HRD. selain itu saya juga berbisnis kecil-kecilan untuk menambah penghasilan saya

My Business

bisnis sampingan saya adalah memberikan kredit pengambilan barang. barang apapun seperti baju seragam pada saat anak-anak masuk sekolah, baju baru pada saat hari raya idul fitri atau bahkan handphone dan barang elektronik yg dibutuhkan pelanggan saya. dengan sistem pembayaran secara mengangsur tiap bulan

Loan Proposal

2 minggu yang lalu ada seorang pelanggan saya memesan lemari es seharga 1.800.000 IDR. Dengan bantuan pinjaman dari Zidisha sebesar 1.100.000 IDR saya hanya mengeluarkan modal dari uang pribadi saya sebesar 700.000 IDR. Dengan demikian modal yang saya punya bisa untuk membeli barang lain nantinya

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$89.00

Date disbursed

Aug 29, 2017

Repayment status

On Time

Projected term

5 weeks

Lenders

AndreaBravi

London, UK, Canada

L

ldron7

Utah, United States

ads68

Melbourne, Australia

M

mbarbier

United States

Jake Badger

Roskilde, Denmark

Ryan Keller

Hong Kong, Hong Kong

Paul Buchheit

Mountain View, United States

BG

Bruce Garretson

Portland, Oregon, United States

M

Mika

Switzerland

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  • Candra Widya    Nov 16, 2017

    little profit from my zidisha tube for my use rent place for my efforts forward. hopefully my savings multiply and target 1 year ahead I can be realized that is the target of opening a shop to start my business with a steady

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  • Candra Widya    Nov 16, 2017

    zidisha really helped me in improving my standard of living. zidisha is able to help me to grow my business to be bigger and better. hopefully my future will focus more on my efforts without leaving my primary duties as a housewife and worker. in the future with increasingly large and advance my efforts, I can focus on this effort. in other words I am ready to stop working if my business progresses further

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  • Candra Widya    Nov 16, 2017

    I got a chance to receive a loan from zidisha of IDR 5,000,000. with a loan of that size, I was able to buy a grill and a gas stove for IDR 750,000 and a refrigerator for IDR 1,600,000. the rest of the loan can help me increase my business capital which remains the main focus is the provision of electronic goods with payments system cicil to my customer. from the amount of loan above the remaining amount of IDR 2.350.000 that I can allocate to meet my customer demand for mobile phone. there is my customer who currently wants to be financed for the purchase of mobile xiaomi 4x for IDR 1,950,000

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  • Candra Widya    Nov 16, 2017

    good morning lender. this submission is my fourth loan application. I am much helped by the loan assistance from this zidisha. with this loan I plan to open a side business to open a small snack shop for children. it happened that my house is close to the mosque where every afternoon many children learn to study dimasjid it. other than that my house is on the side of a big road. therefore I intend to open a snack shop selling food that is selling in the market today such as sosi bakar, bakso bakar and others. this effort requires the availability of a grill and a gas stove, a small refrigerator for storing its raw materials in the form of frozen food. hopefully with this loan my desire to open a shop can be achieved. so for the future my ideals to open the store everyday needs providers can be achieved

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  • Candra Widya    Nov 10, 2017

    3 weeks I am in arrears due to late payment from my customer. and also from Thursday the 26th of October yesterday I was quite busy because my mother-in-law passed away. with the existence of these two problems, finally I just can pay my arrears on this day. and also finally I can change the amount of my installment and can pay off my loan ahead of schedule

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  • Candra Widya    Oct 11, 2017

    thank you to say to the lender. with this loan I will manage it well. and trying to pay the installments on time. I will use this loan as an additional capital for my business. recently there is a request from my customer will xiaomi x4 brand mobile phone that cost IDR 1.999.000 so this loan can I use to buy the mobile phone

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  • Candra Widya    Oct 3, 2017

    my business 2 weeks ago is going downhill. therefore my loan installment in zidisha is delayed. but the next week I can pay all my delays because my customers start paying credit cargo to me. therefore I can repay my loan more quickly so I can apply for a new loan again. with this loan which reaches a nominal 3,000,000 can help me to provide a more diverse and bigger variety of household necessities. with a nominal loan of that size, I am able to provide my customer"s goods for a larger purchase price. in the future I hope to be smooth in paying my loan installment in zidisha. so I can expect to get a bigger loan in the hope that I can expand my business. my goal is to have a place to open my own store

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  • Candra Widya    Oct 3, 2017

    I began to be able to provide quite large items such as refrigerators, washing machines needed by my customers

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  • Candra Widya    Oct 3, 2017

    with the growth of my business, automatically my family"s life level began to settle

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  • Candra Widya    Oct 3, 2017

    with the new loan I am proposing now that amounting to 3,000,000 I started to make plans to expand my business to move forward. with an estimated 2x more loans I can start thinking about searching for an established business venue so as to provide more and more complete items

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  • Candra Widya    Oct 3, 2017

    after a bit stuck in paying the 2nd installment yesterday due to late payment from my customers. started a week ago my business started to improve and started to advance so that I was able to pay my installments on time

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  • Candra Widya    Oct 3, 2017

    with the increasing amount of loans provided by zidisha, I was able to expand my business with my ability to provide the items that my customers needed that I had not been able to meet. such as demand for goods that cost above 1,500,000

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  • Candra Widya    Oct 3, 2017

    My hope with this loan from zidisha I was able to rent a house or stand to start opening a household utility store so as to be able to provide more and more items that my customers needed

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  • Candra Widya    Oct 3, 2017

    With a loan from zidisha, my business began to grow from only initially able to provide electronic goods that only around 500rb price, now I am able to provide mobile phone credits with prices above 1.500.000

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  • Candra Widya    Oct 3, 2017

    After 2 weeks ago I had a delay in paying the installments, starting last week my business started to stabilize and I was able to pay the installments on time. My business began to stabilize thanks to the timeliness of my customers in paying credit installments to me

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  • Candra Widya    Oct 3, 2017

    With the zidisha loan limit offered quite substantially, then I intend to start buying some household necessities if my customers buy it. I want to buy some clothes for Muslim women who are getting a lot of interest from my customers. With the hijab trend that is now starting to rise, hopefully the clothes can be quickly sold

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  • Candra Widya    Sep 28, 2017

    My installment was delayed for 2 weeks because my efforts for 2 weeks decreased because my customers were too late to pay the installment. Now my business is starting to improve so next week I can pay off my loan at zidisha

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  • Candra Widya    Aug 29, 2017

    Thank you finally my loan has been availed. With this money one of my customer requests I can fulfill so that my business can run smoothly

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  • Candra Widya    Aug 16, 2017

    Thanks to zidisha so my efforts started to progress. My customers more and more and the demand for electronic goods started a lot too. But I hit with a capital that is not too big. With the help of borrowing from zidisha this helped my problem in the matter of capital

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  • Candra Widya    Aug 2, 2017

    My business started to run well. By changing installments I can apply for new loans faster and smoothen my business

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