Fish farming

Karuniawan

Bogor, Indonesia

100% repaid

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Entrepreneur

Name

Karuniawan

Member since

July 2017

On-time repayments

68 installments  •  85%

About Me

I graduated from Bogor - JABAR, I graduated from SMAN 1 Madiun, after graduating from school, I moved / work in Bogor & stayed in Bogor until now, Hoby I play music & fishing, Now I live in Cireureup-Bogor, from small I like to play with cattle animals, like chickens, birds, especially freshwater fish ...,

My Business

I have some ponds / ponds to keep the fish, my pond filled with catfish, pomfret, mujair ... I fill each pond with seeds that are not the same enter, so the fish can be harvested in turns ... I am very happy with Zidisha loan program, although I just get a small limit, but enough help to play money for shopping fish feed .., I hope Zidisha more advanced & limit my credit cepet increases so that more can maximally help my freshwater fish enlargement business ...

Loan Proposal

Buy fish seeds

Show original Bahasa Indonesia  

About Me

Saya, Karuniawan ( iwan ), lahir di Madiun - JATIM, besar di Bogor - JABAR,
Saya tamatan SMAN 1 Madiun, setelah lulus sekolah, saya pindah/kerja di Bogor & menetap di Bogor sampai sekarang, Hoby saya bermain musik & memancing,
Sekarang Saya tinggal di Cireureup-Bogor, dari kecil saya senang bermain-main dengan binatang2 ternak, seperti ayam, burung, terutama ikan air tawar...,

My Business

Saya punya beberapa kolam/empang untuk memelihara ikan, kolam saya isi dengan ikan lele, bawal, mujair...
Saya isi tiap kolam dengan bibit2 yg tidak sama masukinnya, sehingga hasil ikan bisa di panen secara bergiliran..., saya sangat senang dengan program pinjaman Zidisha, meskipun saya baru mendapatkan limit kecil, tapi cukup membantu memutar uang buat belanja pakan ikan.., saya berharap Zidisha lebih maju & batas kredit saya cepet meningkat sehingga lebih bisa maksimal membantu bisnis pembesaran ikan air tawar saya...

Loan Proposal

Membeli bibit ikan & makanan ikan. sebenarnya jumlah pinjaman ini terlalu kecil, sebab untuk bibit ikan, misalnya ikan bawal per kg nya +/- 18.000 IDR, ikan lele +/- 22.000 IDR, mujair +/- 20.000 IDR sehingga untuk kekurangannya saya pakai uang hasil penjualan pulsa + hasil kerja di pabrik, Dengan ternak ikan ini selain punya untung hasil jualnya, juga sebagian bisa saya konsumsi sendiri. hasil laba/keuntungan penjualan rata2 +/- 30 % dari modal setelah di kurangi pembelian bibit + pakannya

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Loan Info

Project Type

Classic Loan

Disbursed amount

$23.00

Date disbursed

Aug 15, 2017

Repayment status

On Time

Projected term

6 weeks

Other loans

Jul 2017:  $23

Jul 2017:  $23

Jul 2017:  $23

Sep 2017:  $47

Sep 2017:  $93

Oct 2017:  $186

Nov 2017:  $321

Jan 2018:  $560

Mar 2018:  $847

Lenders

Suman

Gold Coast, Australia

Jan

Netherlands

DH

Diane Hamilton

United States

Donald Major

United States

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  • Karuniawan    Oct 6, 2018

    It hasn"t rained for a while, the weather is not good, the water supply that flows into the pond is not good enough so that many fish seeds die ..., hopefully this doesn"t drag on so I can pay off my loan faster ..., thank you for understanding ... Success for Zidisha is always ...

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  • Karuniawan    Sep 1, 2018

    It hasn"t rained for a while, the weather is not good, the water supply that flows into the pond is not good enough so that many fish seeds die ..., hopefully this doesn"t drag on so I can pay off my loan faster ..., thank you for understanding ... Success for Zidisha is always ...

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  • Karuniawan    Jul 28, 2018

    The weather again is not good, the water supply flowing into the pond is less good so that many fish seeds are dead .., hopefully this is not protracted so I can pay off my loan faster .., thanks for penertiannya .., Success for Zidisha always ...

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  • Karuniawan    Jun 22, 2018

    I sell the fish is usually at the end of the month, the fear fits weekly maturity is not enough for payment ..., but as usual if there are more rizki I definitely try to pay off early. thanks Zidisha ...

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  • Karuniawan    May 18, 2018

    I sell his / her fish distribution spinning +/- once a month ..., make jaga2, .takutnya there are obstacles so I am late / lack of funds fits every payday installment per week, but as already, I still try to pay off earlier as more rizki ..., thanks Zidisha & the lenders for the understanding .. hope Zidisha more advanced & growing ...

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  • Karuniawan    Apr 10, 2018

    I sell fish2 on average 1-2 months, while installment pay per week (so 4 x), make jaga2 afraid I can not pay on time, so while lower my installment value, but as usual / before, if I exist rizki more definitely I pay off before maturity. Thank you Zidisha & lenders for your confidence, hopefully Zidisha is more advanced & growing, thanks to the "credit risk expense" it can be smaller ...

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  • Karuniawan    Apr 2, 2018

    I sell his / her fish distribution spinning +/- once a month ..., make jaga2, .takutnya there are obstacles so I am late / lack of funds fits every payday installment per week, but as already, I still try to pay off early as there are more rizki ..., thanks Zidisha & the lenders for the understanding .. hopefully Zidisha more advanced & growing ...

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  • Karuniawan    Mar 24, 2018

    I thank the borrowers who have trusted me by giving a loan .., so it can help organize & promote my freshwater fish farming business ..., hopefully Zidisha more advanced & growing ...

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  • Karuniawan    Mar 23, 2018

    Alhamdulillah .., even though the last week I have difficulties because the pool flooded so that some of my fishing fish drifting, finally I can pay off the loan before maturity, I am very grateful to Zidisha (lenders) who have believed for give me a loan, I hope that I can pay off my loan sooner, the sooner big loan limit will be given to me, so my freshwater fish enlargement business can be more developed ..., my plan to apply for more loan for Buy fish seeds & fish food. for fish seedlings, for example pomfret per kg +/- 18,000 IDR, catfish +/- 22,000 IDR, mujair +/- 20.000 IDR so I can shop more fish seeds ..., With these fish cattle in addition have a profit selling, also some I can consume myself. profit / profit return on average +/- 30% of capital after deducting purchases of seeds + feed THANK YOU ZIDISHA & LENDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Mar 16, 2018

    I apologize to Zidisha, I temporarily lowered my installment payment to 200000, because the pool was flooded, so some of the fishes that I keep drifted .., hopefully in the future I can raise my installment payments again & speed up my repayment, thanks Zidisha. , hopefully Zidisha is more advanced & growing ...

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  • Karuniawan    Jan 22, 2018

    Alhamdulillah my loan has been approved and funded by the lenders so I can add to the purchase of fodder and fish seeds, I am very grateful to Zidisha (the lenders) who have believed to lend to me, so that the business of fish aquatic enlargement my bargaining can be further developed in the future ..., THANK YOU ZIDISHA & LADDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Jan 19, 2018

    Alhamdulillah yesterday I can pay off my loan faster (before maturity), I am very grateful to Zidisha (the lenders) who have believed to lend to me, I hope that I can repay my loan faster, faster also big limit the loan that will be given to me, so that my freshwater fish enlargement business can be more developed again ..., THANK YOU ZIDISHA & LADDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Dec 29, 2017

    because there is a problem with the water in my fish enlargement pond, so the fish is partially dead, so I need funds for the repair + the fish seeds again. And for that part of the money planned for the payment of installments Zidisha used. Hopefully I can solve all this so I can improve my installment again again & can pay off my loan more quickly / on schedule.

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  • Karuniawan    Dec 6, 2017

    After waiting for +/- 12 days, until I had time to think maybe my loan application was rejected, because usually +/- 5 days usually already liquid, but Alhamdulillah finally my loan is liquid too, so I can increase the purchase of fodder. I am very grateful to Zidisha (the lenders) who have believed to lend me, I hope that I can repay my loan faster, faster also big limit of loan that will be given to me, so that the business of freshwater fish enlargement I can further develop ..., I hope for my next loan is not too long wait ..., THANK YOU ZIDISHA & LADDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Nov 24, 2017

    Alhamdulillah I have paid my loan more quickly (before maturity), I am very grateful to Zidisha (the lenders) who have believed to lend me, I hope that I can repay my loan faster, faster also the limit loan that will be given to me, so that my freshwater fish enlargement business can be more developed again ..., THANK YOU ZIDISHA & LENDERS, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Oct 24, 2017

    Alhamdulillah my liquid loan amounted to 2,299,000 IDR (after cutting 5%), so I can add to the purchase of fodder. I am very grateful to Zidisha (the lenders) who have believed to lend me, I hope that I can repay my loan faster, faster also big limit of loan that will be given to me, so that the business of freshwater fish enlargement I can be more developed again ..., THANK YOU ZIDISHA & THE LENDER, SEMOGA ZIDISHA MAKIN MAJU ... !!!

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  • Karuniawan    Oct 21, 2017

    Alhamdulillah my loan at ACC ..., so can make my purchases of fresh food / raising of freshwater fish .., thank you very much to lenders who have believed me .., thank you Zidisha .., hopefully add forward ... Zidisha is the best ... !!!

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  • Karuniawan    Oct 13, 2017

    Alhamdulillah my loan was paid faster (before maturity), I am very grateful to Zidisha (lenders) who have believed to lend me, I hope with I can pay off my loan faster, faster also big loan limit which will be given to me, so my freshwater fish growing business can grow further ..., THANK YOU ZIDISHA & LOAN PROVIDERS, SOMETHING ZIDISHA MAKIN ... !!!

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  • Karuniawan    Sep 28, 2017

    To Mr. Markus Oma, I say many thanks for my loan application has been approved ... ,, the funds will I use to buy fish seeds & fish food. actually the amount of this loan is too small, because for fish seedlings, for example pomfret per kg its +/- 18.000 IDR, catfish +/- 22.000 IDR, mujair +/- 20.000 IDR so for the shortcomings I use money from the sale of pulses + the work in the factory, With this fish livestock in addition to profit from the sale, also some I can consume myself. profit / sale proceeds averagely +/- 30% of the capital after reducing the purchase of seeds + feed ..., I hope Zidisha will continue to grow more advanced & my credit limit increases faster ..., Thanks Zidisha ... !!!

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  • MO

    Markus Oma    Sep 28, 2017

    good luck! (skit fiske!)

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