Additional capital to buy more healthcare products to sell

Arsen

Wonogiri, Indonesia

100% repaid

Entrepreneur

Name

Arsen

Member since

March 2015

On-time repayments

64 installments  •  64%

About Me

I work in a healthcare business. I am selling healthcare products, my target consumer are teachers. Since the payments are usually done by installment, I like to find a consumer with a fixed salary.
I am married and have 2 kinds. I want my business to develop, since I believe that my job is my adventure.
Every month, I have to move from one place to another to find costumers. But for me, this is fun. I would like to request a loan from Zidisha to expand my business.

My Business

My main income is the monthly payment from the costumer who bought my products. That's why, I need to get as many customer as I can. I am requesting a loan to increase my capital so that my business can get bigger.
To improve my family's condition, I would like to expand my business and known by many people. I would also like to have a staff, so that I can divide my time to also taking care of my kids. Since now, only me and my husband are running the business.

Loan Proposal

To buy the products that I marketed. I sell those products with 50% markup from the initial price. Payments are made by installment, hence I receive a monthly income from my customers. I am requesting a loan to increase my capital and develop my business.

Show original Bahasa Indonesia  

About Me

Asalamualaikum zidisha.......Perkenalkan nama saya Puput ayu novianti,saya bertempat tinggal diwonogiri. Saya sudah berkeluarga dan sudah mempunyai 2 orang anak.Usaha sya dibidang kesehatan.....saya menjual alat2 kesehatan. Produk utama saya adalah BIOTEK,yaitu mineral water pot.Sasaran konsumen saya adalah guru2. karna sistem pembayaran saya angsuran. jadi saya mencari konsumen yang berpenghasilan tetap. Modal yang saya keluarkan untuk 1 produk yaitu 150 ribu dan saya jual dengan harga 800 ribu. Hal yang menarik dalam usaha saya adalah saya selalu bekerja ditempat yang berbeda dan bertemu dengan orang yang berbeda juga setiap harinya karena pekerjaan saya adalah memperkenalkan produk ke guru-guru dari satu sekolah kesekolah lain dan saya rasa itu sangat menyenangkan. Sebab dengan bertemu banyak orang saya bisa tau apa yang disuka dan diminati konsumen untuk usaha saya selanjutnya.

My Business

Sumber pendapatan saya adalah angsuran perbulan dari konsumen yg sudah mengambil produk saya....sehingga saya harus memdapatkan konsumen sebanyak-banyaknya. saya mengajukan pinjaman kepada zidisha untuk menambah modal.dan mohon bantuannya.agar usaha saya bisa berkembang.untuk mensejahterakan keluarga saya.saya ingin usaha saya berkembang dan dikenal banyak orang. mempunyai karyawan sehingga saya dapat merawat anak-anak saya.karna saat ini saya dan suami sendirilah yang menjalankan usaha ini. Pendapatan saya perbulan sudah mencapai 7 jt dan untuk modal 3 juta. Harga perprodak 150 ribu dan saya menjualnya 800 ribu kalau kes,kalau kredit saya jua 150x8 bulan jadi totalnya 1 juta 2 ratus ribu. Bulan ini saya ingin kelombok karna saya sudah mencoba menawarkan teman disana dan responnya sangat baik. Semoga bulan ini usaha saya lebih baik lagi.

Loan Proposal

Untuk pembelian produk yg akan saya pasarkan.saya menjual dengan harga 50% dari harga beli. sistem pembayaran angsuran.saya memperoleh pendapatan perbulannya dari angsuran konsumen.karna itu saya mengajukan pinjaman kepada zidisha untuk menambah modal dan mengembangkan usaha saya....

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Apr 6, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

sebastienrosa

Quebec, Canada

McJulio

New Jersey, United States

Kyle Hoback

Omaha, United States

Cathy

Melbourne, Australia

SK

Stefan Kruell

Muenster, Germany

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  • Arsen    Nov 19, 2022

    Financial Problem. Please understand for late installments.

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  • Arsen    Sep 10, 2022

    Sorry in advance for the delay in paying installments for so long. It's a problem in my life. For now my life has improved a bit and I intend to repay my loan. Thank you and sorry in advance

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  • A Nurjaman    Sep 5, 2016

    Brother Arsen Prahastha you immediately contact the nearest freeway gallery from your city to process your hilang.semoga numbers can be quickly completed the process in order to pay your installments and send email to the service zidisha about obstacles until you are late paying installments .__ Thanks.

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  • Arsen    Jun 23, 2016

    Dear zidisha ...... forgive me for being late to pay off the bill. There are several problems that I experienced, but I will soon finish it all. And I will settle my overdue installment. Please understand. Thank you

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    • Fitri    Sep 4, 2018

      Hello Arsen, Currently Zidisha"s installment payment has been changed to BNI No Virtual account, to find out your virtual account number, please log in and check your payment instruction page. Payment can be made through any bank, as long as the BNI bank"s destination is then your virtual account number.

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  • A Nurjaman    Mar 31, 2016

    Brother Arsen Prahastha you immediately contact the nearest freeway gallery from your city to process your hilang.semoga numbers can be quickly completed the process in order to pay your installments and send email to the service zidisha about obstacles until you are late paying installments .__ Thanks.

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  • Arsen    Mar 29, 2016

    Sorry in advance for the delay of my installments. There is a little problem. HP and noe I was missing. I process my indosat noe digrapari. Please understand.

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  • Arsen    Mar 3, 2016

    Thank you for a loan that I have received. May be useful for my future business.

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  • Arsen    Feb 21, 2016

    For funders yes please help to fund my loan application.

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  • Arsen    Feb 20, 2016

    Dear zidisha. Please help to fund my loan application again. I will use the loan for the purchase of office equipment.

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  • Arsen    Feb 14, 2016

    Thank you for lending me yesterday and I alhamdullilah installments already paid. I applied for a loan to buy the office supplies. Hopefully zidisha can always help me.

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  • Arsen    Jan 27, 2016

    I can pay my installments. Thank God my income also increased at this time.

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  • Arsen    Jan 19, 2016

    Alhamdullilah could buy a new motor again. Thank you for Economic zidisha ..... I getting better now.

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  • Arsen    Jan 19, 2016

    Alhamdullilah could buy a new motor again. Thank you for Economic zidisha ..... I getting better now.

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  • Arsen    Nov 26, 2015

    Dear zidisha ..... I want menanyaka n about my installments. My installment tanggl 17 keakun why not credited me. While the installment date instead sikresitkan ketnggal 22 15. Meaning I lost 1 × installments. Please check again. I"ve been trying to smooth in my installments. I fear with kesalhan this affects my next loan application. Thank you.

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  • Arsen    Nov 26, 2015

    Dear zidisha ..... I want menanyaka n about my installments. My installment tanggl 17 keakun why not credited me. While the installment date instead sikresitkan ketnggal 22 15. Meaning I lost 1 × installments. Please check again. I"ve been trying to smooth in my installments. I fear with kesalhan this affects my next loan application. Thank you.

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  • Arsen    Oct 28, 2015

    Dear zidisha ..... I want to apologize for the delay of my installment. Not that I underestimate installment I have to pay. But obstacles disarana purchase balance. Rarely there alfamart providing purse. Again I ask pengertiaanya. Thank you

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  • Arsen    Oct 23, 2015

    Dear zidisha ...... why I always report late installment payment acceptance. There is always a report due, even though I already paid. I"m just afraid of the future be a problem if I apply for a loan again. Thank you

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  • Arsen    Oct 18, 2015

    Dear zidisha ...... greetings success always for us all. This month I am very thankful because my sales increased dramatically. Until the outposts desapun now know my product. Future plans I want to set up an office. Where customers are more confident with the products that I sell.

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  • Arsen    Oct 9, 2015

    Dear zidisha ...... I already make installment payments. But why do I still get a sms maturity. Already the second time like this. Please check back. Thank you

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  • Arsen    Sep 25, 2015

    This is my proof of payment

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