Expanding my small cafe business

Jumiatin

Surabaya, Indonesia

100% repaid

Entrepreneur

Name

Jumiatin

Member since

May 2015

On-time repayments

213 installments  •  34%

About Me

I am a housewife with two children, my husband work in a smal firm. But sometimes, it is not enough, so i start to open small cafe, it is located in the Cafetaria of Dr Soetomo University, this location is served by city goverment of Surabaya.

I am a simple person, originally from village in Tuban Regency. I got married after graduating from high school. Even so, I dont want my children becoming like me. I really want to send my children to the university.

My hobby is travelling, but now i could not to do my hobby a lot becsuae of limited time and income. I do my hobby only once a year, in the time Idul Fitri Holiday.

I am a soft person but i never give up something even sometimes i cry and feel sad, but i never show about this to my husband and my children.

My Business

my business is small cafe in the canteen of Dr Soetomo university. My funds at the first time was only about $300, i opened the cafe in the edge of street for 2 years. But city goverment relocated me to the better place, it is in that canteen. I feel so lucky, cause my business run well in this place.

The first funding i have ever had was from my husband, he gave me about $300, i bought ingredients of cafe, such as sugar, instant coffee, tea and more. I open the cafe from 12 pm till 9 pm, 6 days a week: monday to saturday. The income i had is $15 /day in average. The profit is 50%. The nett profit during 6 days : $7.5 X 6 = $45. The netto profit per mont is: $45x 4= $180/month. It is enough to help my husband's living cost.

Loan Proposal

If i got the loan, i am going to use for expanding my business cafe. i will open the new cafe in other place such as in the canteen of university or firm. and i will hire the employee for that.

Show original Bahasa Indonesia  

About Me

Saya adalah ibu rumah tangga dengan 2 anak, suami bekerja sebagai karyawan di perusahaan swasta. Untuk mencukupi kebutuhan hidup saya juga bekerja. Membuka warung kopi di kantin Universitas Dr Soetomo Surabaya yang difasilitasi Pemkot Surabaya. Saya orangnya sederhana, berasal dari kampung di Tuban Jawa Timur, lulusan SMA lalu menikah, walau begitu, saya tidak mau anak-anak saya hanya lulus SMA, saya ingin nanti mereka bisa sampai di Perguruan Tinggi. Hobi saya sebenarnya jalan-jalan, tapi disaat sudah mempunya dua anak dan mengurus suami, tentunya hobi saya tidak tersalurkan setiap saat, hanya sesekali jalan-jalan keluar kota dengan mengajak anak-anak dengan naik kereta api. Sedikitnya sekali dalam setahun, disaat Hari Raya Idul Fitri saja. Saya orangnya lemah lembut, tetapi saya tidak mudah menyerah walau memang sering menangis sendirian tanpa diketahui suami dan anak-anak disaat ada masalah.

My Business

Usaha saya adalah membuka warung kopi di kantin universitas Dr Soetomo Surabaya yang familiar di sebut UNITOMO. Dengan modal sekitar Rp 3 juta, saya membuka usaha dipinggir jalan selama 2 tahun, namun Pemerintah Kota Surabaya memandang hal ini bisa merusak pemandangan kota dan membuat kondisi jalan raya semrawut, akhirnya usaha saya digusur. Tapi alhamdulillah, tidak berselang lama, saya mendapat tempat baru lagi, karena Pemkot memberi solusi dengan merekolasi tempat usaha saya, yaitu di area kantin universitas Dr Soetomo Surabaya, tempatnya sangat strategis, karena kantin ini diapit 2 universitas besar yaitu universitas Dr Soetomo Surabaya (Unitomo) dan Universitas 17 Agustus (Untag) .

Modal 3 juta diawal tadi saya peroleh dari suami, dibelikan kebutuhan warung kopi seperti gula, kopi instant, mie instatant, teh celup dan lain-lain, saya buka mulai jam 12 siang hingga jam 9 malam, rata-rata mendapatkan uang 150ribu sehari, profit nya adalah 50 persen dari pendapatan itu. Sehingga laba bersih adalah Rp.75ribu/hari selama 6 hari kerja, jadi selama seminggu saya mendapatkan sedikitnya 450ribu atau 1,8juta per bulan. Sedangkat sewa tempat hanya Rp.200ribu per bulan. Pendapatan ini lumayan buat saya, mengingat hal ini bisa membantu kebutuhan suami dan anak-anak. Kedepan saya ingin membuka usaha seperti ini lagi ditempat yang lain dengan menyewa karyawan. Selain membuka warung kopi, saya juga berjualan online dengan berjualan sepatu kets,

Loan Proposal

Jika dapat pinjaman ini, maka akan saya gunakan mengembangkan usaha warung kopi ini, dengan membuka usaha sejenis ditempat lain dan mempekerjakan karyawan. Ada banyak kesempatan membuka usaha seperti, mengingat banyak area Kampus atau Pabrik di sekitar Surabaya.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 7, 2015

Repayment status

On Time

Projected term

15 months

Other loans

Lenders

PG

Paul Graham

United States

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Summary

Amount repaid

$105.00

Amount remaining

$0.00

Date repaid

Sep 2, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jun 14, 2015 $2.28 Jun 16, 2015 $2.28
Jun 21, 2015 $2.28 Jun 21, 2015 $2.28
Jun 28, 2015 $2.28 Jun 27, 2015 $2.28
Jul 5, 2015 $2.28 Jul 5, 2015 $2.28
Jul 12, 2015 $2.28 Jul 12, 2015 $2.28
Jul 19, 2015 $2.28 Jul 19, 2015 $2.28
Jul 26, 2015 $2.28 Jul 28, 2015 $2.28
Aug 2, 2015 $2.28 Aug 5, 2015 $2.28
Aug 9, 2015 $2.28 Aug 11, 2015 $2.28
Aug 16, 2015 $2.28 Aug 17, 2015 $2.28
Aug 23, 2015 $2.28 Aug 25, 2015 $2.28
Aug 30, 2015 $2.28 Aug 29, 2015 $2.28
Sep 6, 2015 $2.28 Sep 8, 2015 $2.28
Sep 13, 2015 $2.28 Sep 16, 2015 $2.28
Sep 20, 2015 $2.28 Sep 23, 2015 $2.28
Sep 27, 2015 $2.28 Sep 29, 2015 $2.28
Oct 4, 2015 $2.28 Oct 7, 2015 $2.28
Oct 11, 2015 $2.28 Oct 13, 2015 $2.28
Oct 18, 2015 $0.77 Oct 22, 2015 $0.77
Oct 25, 2015 $0.77 Oct 28, 2015 $0.77
Nov 1, 2015 $0.77 Nov 5, 2015 $0.77
Nov 8, 2015 $0.77 Nov 14, 2015 $0.77
Nov 15, 2015 $0.77 Nov 19, 2015 $0.77
Nov 22, 2015 $0.77 Nov 26, 2015 $0.77
Nov 29, 2015 $0.77 Dec 4, 2015 $0.77
Dec 6, 2015 $0.77 Dec 22, 2015 $0.77
Dec 13, 2015 $0.77 Dec 22, 2015 $0.77
Dec 20, 2015 $0.77 Dec 22, 2015 $0.77
Dec 27, 2015 $0.77 Dec 30, 2015 $0.77
Jan 3, 2016 $0.77 Jan 8, 2016 $0.77
Jan 10, 2016 $0.77 Jan 15, 2016 $0.77
Jan 17, 2016 $0.77 Jan 21, 2016 $0.77
Jan 24, 2016 $0.77 Feb 12, 2016 $0.77
Jan 31, 2016 $0.77 Feb 12, 2016 $0.77
Feb 7, 2016 $0.77 Feb 12, 2016 $0.77
Feb 14, 2016 $0.77 Mar 2, 2016 $0.77
Feb 21, 2016 $0.77 Mar 2, 2016 $0.77
Feb 28, 2016 $0.77 Mar 2, 2016 $0.77
Mar 6, 2016 $0.77 Mar 7, 2016 $0.77
Mar 13, 2016 $0.77 Mar 11, 2016 $0.77
Mar 20, 2016 $0.77 Mar 11, 2016 $0.77
Mar 27, 2016 $0.77 Mar 18, 2016 $0.77
Apr 3, 2016 $0.77 Mar 26, 2016 $0.77
Apr 10, 2016 $0.77 Apr 1, 2016 $0.77
Apr 17, 2016 $0.77 Apr 12, 2016 $0.77
Apr 24, 2016 $0.77 Apr 16, 2016 $0.77
May 1, 2016 $0.77 Apr 25, 2016 $0.77
May 8, 2016 $0.77 Apr 30, 2016 $0.77
May 15, 2016 $0.77 May 6, 2016 $0.77
May 22, 2016 $0.77 May 16, 2016 $0.77
May 29, 2016 $0.77 May 23, 2016 $0.77
Jun 5, 2016 $0.77 May 30, 2016 $0.77
Jun 12, 2016 $0.77 Jun 6, 2016 $0.77
Jun 19, 2016 $0.77 Jun 16, 2016 $0.77
Jun 26, 2016 $1.53 Jun 29, 2016 $1.53
Jul 3, 2016 $1.53 Jul 4, 2016 $1.53
Jul 10, 2016 $1.53 Jul 12, 2016 $1.53
Jul 17, 2016 $1.53 Jul 19, 2016 $1.53
Jul 24, 2016 $1.53 Jul 28, 2016 $1.53
Jul 31, 2016 $1.53 Aug 8, 2016 $1.53
Aug 7, 2016 $1.53 Aug 10, 2016 $1.53
Aug 14, 2016 $1.53 Aug 17, 2016 $1.53
Aug 21, 2016 $1.53 Aug 21, 2016 $1.53
Aug 28, 2016 $7.66 Aug 27, 2016 $7.66
Sep 4, 2016 $14.89 Sep 2, 2016 $14.89

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