Selling mobile phone credits and electricity vouchers

Dini

Bogor, Indonesia

100% repaid

Entrepreneur

Name

Dini

Member since

July 2015

On-time repayments

98 installments  •  17%

About Me

Hello,

My name is dini herdiyani. I have 8 years old daughter and 2 years old son.

Since 5 years, i am a full house wife. I run a small business as an ellectricity and handphone voucher seller. My business running well after zidisha gave the first loan.

I like cooking. I have a dream to have a restaurant someday. I want to give my children a better life in a future.

My Business

As you know i have additional income from selling voucher.

In 1 day i get 10 to 30 customer buying electricity or handphone voucher from average $1 to $5 price voucher. From 1 customer i get $0,2 profit. So in 1 day i get from $2 to $6 profit. Means in 1 month my income from selling voucher is betwen $60 to $180. Thanks to zidisha and lenders for making my business going well.

I like cooking and recently i sell roigut. Its a kind of snack made from milk, chicken, carrot, celery wraped and fried. Many people aroud my neighbour like it.

I want to seriously selling rougut snack to become my main income in a future, beside selling voucher.

I have reasonable calculation and i hope there was lenders who can help my plan.

Thank you

Loan Proposal

I"m going to run a business selling pulses hp and an electric pulse in my home environment. During this time I have run but with minimal capital .

In my home environment, no one sells pulses hp and an electric pulse. People have to walk as far as one kilometer to buy credits. If they buy from me, they benefited with no need to go further to buy pulsa

With $ 50 I can buy a deposit balance with the same value. The pulse I started jua__ Retail $ 0.5 to $ 4 per transaction depending on the wishes of the buyer. Profit per transaction is $ 0.1. in 1 day occurred 20 transactions. So the profit per one day for $ 2. In 1 month accumulated 30 x $ 2 = $ 60. I can pay the loan smoothly

With this businness, i just use my cell phone for transaction. No need to go out from home, no need to rent places.

I have a dream to build bigger business. Hoppefully this is my firs step to make it come true.

Thank you

Show original Bahasa Indonesia  

About Me

Hello,

My name is dini herdiyani. I have 8 years old daughter and 2 years old son.

Since 5 years, i am a full house wife. I run a small business as an ellectricity and handphone voucher seller. My business running well after zidisha gave the first loan.

I like cooking. I have a dream to have a restaurant someday. I want to give my childrean a better life in a future.

My Business

As you know i have additional income from selling voucher.

In 1 day i get 10 to 30 customer buying electricity or handphone voucher from average $1 to $5 price voucher. From 1 customer i get $0,2 profit. So in 1 day i get from $2 to $6 profit. Means in 1 month my income from selling voucher is betwen $60 to $180. Thanks to zidisha and lenders for making my business going well.

I like cooking and recently i sell roigut. Its a kind of snack made from milk, chicken, carrot, celery wraped and fried. Many people aroud my neighbour like it.

I want to seriously selling rougut snack to become my main income in a future, beside selling voucher.

I have reasonable calculation and i hope there was lenders who can help my plan.

Thank you

Loan Proposal

Saya akan menjalankan usaha jual pulsa hp dan pulsa listrik di lingkungan rumah saya. Selama ini sudah saya jalankan namun dengan modal minim.

Di lingkungan rumah saya, tidak ada yang menjual pulsa hp dan pulsa listrik. Orang harus jalan sejauh 1 kilometer untuk membeli pulsa. Jika mereka membeli dari saya, mereka diuntungkan dengan tidak perlu pergi jauh lagi untuk membeli pulsa

Dengan 50$ saya dapat membeli deposit pulsa dengan nilai yang sama. Pulsa tersebut saya jua
Eceran mulai 0.5$ sampai 4$ tiap transaksi tergantung keinginan pembeli. Keuntungan tiap transaksi adalah 0.1$ . dalam 1 hari terjadi 20 transaksi. Jadi keuntungan per 1 hari sebesar 2$. Dalam 1 bulan terkumpul 30 x 2$ = 60$. Saya bisa membayar pinjaman dengan lancar

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jul 26, 2015

Repayment status

On Time

Projected term

6 weeks

Other loans

Lenders

poorinvest

Sandefjord, Norway

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  • andyfletcher    Feb 14, 2016

    Hello Dini,
    Do you have any news for us?

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  • Strong    Jan 8, 2016

    Hello Dini,

    Was just thinking about you.. How is your son doing? I hope he is all well again?
    Sweet greetings,
    Strong

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  • Dadi Irwan    Dec 30, 2015

    thanks zidisha and funders, loan I have received, and will be disbursed within a week. Thanks for everything

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  • Dadi Irwan    Dec 27, 2015

    assalamualaikum . Early mother. I want to ask about my loan disbursement process in zidisha. if you see the value of my dash was already funded approximately 58%. Whether it should be 100%, newly funded. and the like which way liquefaction process. please directives and guidance. thank you

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  • Dadi Irwan    Dec 22, 2015

    Ass. Designation. Mother early, I just happened to join and mentored by the mother at an early age. Please guidance yes. Thanks

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  • Dadi Irwan    Dec 22, 2015

    Assalamualaikum . Wr. Early evening Herdiyani Wb__Selamat bu. Kindly On Help For Submissions I In Zidisha

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  • Strong    Dec 13, 2015

    Hello Dini,
    Your startled me, will your boy be o.k.? I'm worried for you... ofcourse your children come first, thank you for keeping us posted. Hope your son will get well soon!
    Strong

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  • Dini    Dec 12, 2015

    Dear lenders,____I just made payment less than it should. I am sorry. Its because my boy finally have to stay at hospital since friday and i cannot go outside to make a payment. But i have a little money in dompetku indosat account (local provider for payment) . if i have a xhance to go outside, i will pay more. Thank you lenders. I hope you understand my situation.

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  • Strong    Dec 10, 2015

    Hello Dini,
    Thank your for the update, I know it's not easy running a household with the flu :(
    Hopefully now everything will get back to normal for you and your family!
    Warmest greetings,
    Strong

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    • Dini    Dec 10, 2015

      Thank you strong. Everybody healthy now except my 2 yrs boy, get fever again. It looks like every 2 weeks he got ill.. Fiuh... I have to wait until he sleep to do other thing... But its ok. Everything going well.. Thanks again strong

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  • Dini    Nov 30, 2015

    Dear strong, sigrid and all lenders. I made payment of 3 weeks yesterday. Sorry for the late payment. Its happen because all member of house got bad cough and flu. First my 2 years boy, continue with my girl and continue with my mom who live in 1 house with me and than the last, my husband. And i have problem with provider to make a payment. I have to go to a supermarket to transfer to provider to make a payment, but the supermarket always said offline. I dont know wheter the problem is from supermarket or problem from the provider. My business still going even in a slow motion. Once aagain, sorry for the late payment... Thank you

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  • Strong    Nov 30, 2015

    Hello Dini,
    I see you've missed 2 payments, can you please inform us? I don't mind waiting, but would like to hear from you...
    If you intend to start repayment in the future you can rescedule, I have faith in you!
    Greetings,
    Strong

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  • Sigrid    Nov 25, 2015

    Hello Dini,
    You spook of a problem. I hope everything is okay?
    Are you still doing well with your business?
    Good luck!
    Greetings
    Sigrid

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  • Anastasia    Nov 25, 2015

    Early mba Greetings ,, Can I have an email address mba ,, there who want me to discuss with mba ,, thanks :)

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  • Putra    Nov 15, 2015

    Ass. Designation. Mother early, I just happened to join and mentored by the mother at an early age. Please guidance yes. Thanks

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    • Dini    Nov 16, 2015

      Welcome to join ... Hopefully quickly funded proposal .. Regards

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  • Dini    Nov 1, 2015

    Personal problem, i will repay more next week.. Thank you

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  • Dini    Oct 28, 2015

    Thank you sigrid, thank you strong.____Its my comitment from the begining of loan, i will repay on time. Because here in indonesia, as an non working mother, it so hard to get loan from bank. Even if i get loan from bank, the interest is so high. In zidisha, i get loan with no interest, low fee, and flexible to schedule the repayment. I hope everything going ok here and i can keep repay on time and gain trust from lenders around the world.

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  • Strong    Oct 27, 2015

    Hello Dini,

    Nice to hear your business is going well! Thank you for repaying on time, helps me gain trust as a new lender here on Zidisha :-)
    Love and good wishes to the kids and you!
    Strong

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  • Sigrid    Oct 20, 2015

    Happy for you Dini! Product looks good.
    Greetings
    Sigrid

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  • Dini    Oct 20, 2015

    My second payment, business going well, thank you..

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  • Dini    Oct 13, 2015

    I just made the first payment. Thank you

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