Theresa
Nkoranza, Ghana
19% repaid
Name
Theresa
Member since
March 2016
On-time repayments
53 installments • 77%
My name is Theresa Boahemaa, I am 24 years and the second born in a family of six, i have two sisters. My parents are Mr. and Mrs. Osei Boateng, i grew up in Kyeremasu in Dormaa East District. I went to Freeman primary and junior high school. Due to lack of money i was not able to finish senior high school and so i moved to stay with my elder brother in Techiman to sell second hand clothes. Techiman is a big market town and many people come there to trade and so after six months working with my brother, I began collecting different food items that make price in the season from people to sell for commission. I was earning some money from the sale of the different items such as plantain, cassava, green pepper, onions and many more at the end of every market week and i saved the money because i wanted to have a business of my own. I am not married and i don’t have kids but I hope to get married and have kids in the future. The food I like most is banku and okro stew and i love dancing to local music.
I started working with my brother in Techiman market three months after I have stopped senior high school. After some years trading, i saved some money that enabled me to start buying food items from farmers and reselling them in the market. I usually sell pepper, tomatoes, onions, cabbage and sometimes plantain and cassava when they get market. That is I don’t sell one item. I chose this kind of work because they are much needed by the customers every day. I started this work with GHS 550 which I used to buy half bag of green pepper and 2 bags of onions. After some months of sales I was able to use the profit to buy a half box of tomatoes in addition and i make a profit of GHS 100 every week. I use my profits to reinvest growing my business and sometimes support my parents with part of it.
My dear lenders i wish to apply for a loan of $200 to expand my sales of food crops. When this loan is given to me i will use it to buy more food items in addition to my existing stock. I will buy products like a bag of green pepper, box of tomatoes, onions and some other items required to improve my trading. When this loan is given to me it will help me provide clean and fresh food items to my customers also increase my profit margin by 55% so my lenders help me boost my work and increase my profit margin and I promise to repay regularly, Thank you .
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Apr 13, 2016
Repayment status
Late
Projected term
64 months
Amount repaid
$39.62
Amount remaining
$170.42
Expected completion
Apr 22, 2017
Status
Repaying late
Installment amount
$0.53
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 23, 2016 | $5.32 | Apr 23, 2016 | $5.32 |
Apr 30, 2016 | $1.33 | Apr 30, 2016 | $1.33 |
May 7, 2016 | $1.33 | Apr 30, 2016 | $1.33 |
May 14, 2016 | $1.33 | May 15, 2016 | $1.33 |
May 21, 2016 | $1.33 | May 15, 2016 | $1.33 |
May 28, 2016 | $1.33 | May 15, 2016 | $1.33 |
Jun 4, 2016 | $1.33 | May 15, 2016 | $1.33 |
Jun 11, 2016 | $1.33 | Jun 5, 2016 | $1.33 |
Jun 18, 2016 | $1.33 | Jun 5, 2016 | $1.33 |
Jun 25, 2016 | $1.33 | Jun 5, 2016 | $1.33 |
Jul 2, 2016 | $1.33 | Jun 5, 2016 | $1.33 |
Jul 9, 2016 | $1.33 | Jul 9, 2016 | $1.33 |
Jul 16, 2016 | $1.33 | Jul 9, 2016 | $1.33 |
Jul 23, 2016 | $1.33 | Jul 9, 2016 | $1.33 |
Jul 30, 2016 | $1.33 | Jul 9, 2016 | $1.33 |
Aug 6, 2016 | $0.53 | Aug 6, 2016 | $0.53 |
Aug 13, 2016 | $0.53 | Aug 6, 2016 | $0.53 |
Aug 20, 2016 | $0.53 | Aug 6, 2016 | $0.53 |
Aug 27, 2016 | $0.53 | Aug 6, 2016 | $0.53 |
Sep 3, 2016 | $0.53 | Aug 6, 2016 | $0.53 |
Sep 10, 2016 | $0.53 | Sep 9, 2016 | $0.53 |
Sep 17, 2016 | $0.53 | Sep 9, 2016 | $0.53 |
Sep 24, 2016 | $0.53 | Sep 9, 2016 | $0.53 |
Oct 1, 2016 | $0.53 | Sep 9, 2016 | $0.53 |
Oct 8, 2016 | $0.53 | Sep 9, 2016 | $0.53 |
Oct 15, 2016 | $0.53 | Oct 16, 2016 | $0.53 |
Oct 22, 2016 | $0.53 | Oct 16, 2016 | $0.53 |
Oct 29, 2016 | $0.53 | Oct 16, 2016 | $0.53 |
Nov 5, 2016 | $0.53 | Oct 16, 2016 | $0.53 |
Nov 12, 2016 | $0.53 | Oct 16, 2016 | $0.53 |
Nov 19, 2016 | $0.53 | Nov 23, 2016 | $0.53 |
Nov 26, 2016 | $0.53 | Nov 23, 2016 | $0.53 |
Dec 3, 2016 | $0.53 | Nov 23, 2016 | $0.27 |
Dec 6, 2016 | $0.27 | ||
Dec 10, 2016 | $0.53 | Dec 6, 2016 | $0.53 |
Dec 17, 2016 | $0.53 | Dec 6, 2016 | $0.27 |
Dec 22, 2016 | $0.27 | ||
Dec 24, 2016 | $0.53 | Dec 22, 2016 | $0.53 |
Dec 31, 2016 | $0.53 | Dec 22, 2016 | $0.53 |
Jan 7, 2017 | $0.53 | Jan 11, 2017 | $0.53 |
Jan 14, 2017 | $0.53 | Jan 11, 2017 | $0.53 |
Jan 21, 2017 | $0.53 | Jan 11, 2017 | $0.53 |
Jan 28, 2017 | $0.53 | Mar 4, 2017 | $0.53 |
Feb 4, 2017 | $0.53 | Mar 4, 2017 | $0.53 |
Feb 11, 2017 | $0.53 | Mar 4, 2017 | $0.53 |
Feb 18, 2017 | $0.53 | Mar 4, 2017 | $0.53 |
Feb 25, 2017 | $0.53 | Mar 4, 2017 | $0.27 |
Mar 4, 2017 | $23.40 | ||
Mar 11, 2017 | $23.40 | ||
Mar 18, 2017 | $23.40 | ||
Mar 25, 2017 | $23.40 | ||
Apr 1, 2017 | $23.40 | ||
Apr 8, 2017 | $23.40 | ||
Apr 15, 2017 | $23.40 | ||
Apr 22, 2017 | $6.38 |
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