Merchandise inventories

Novita

Minahasa Utara, Indonesia

43% repaid

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Entrepreneur

Name

Novita

Member since

September 2017

On-time repayments

45 installments  •  64%

About Me

When I worked for a private company engaged in construction consulting, I also ran an online business. I enjoy interacting with new people. I love to share stories.

My Business

At the same time when I work in a private company as a Tax consultant, I also go online. In Indonesia, online business is growing rapidly not only among teenagers but also up to the parents. One chose the online business because I can run it with a capital that can be spelled out very small and whenever I can sell online. I Sell some household appliances and Gold is dropship. My biggest income is through the sale of gold either gold necklace, gold earrings, gold rings and even precious metals. I get a sizable profit from this business, so from every time I make a profit, I immediately pay off my installment in Zidisha. My friend owns a gold shop, while I have an online customer who is always gold shopping to me. The profit I get from one gold sale transaction is around 100,000 IDR. Suppose I buy a gold necklace to my friend who has a gold shop for 490,000 IDR (1 gram), then I offer the gold necklace to my customers for 590,000 IDR ( paid cicil within 1 week). Why do my customers want to buy gold from me? The answer is because I gave the installment facility for 1 week, and I can ask the tempo to my friend who owns the shop. Pelanggam I want to buy gold because the gold model I offer is very interesting and rarely found in other stores of gold shops. The results of my efforts are little by little I set aside for my school costs later at the master level.

Loan Proposal

My goal to apply for a loan is to increase my merchandise inventory online so that there will be more choice of motifs and gold models that will catch my customers" attention. I can advertise my product product in Online and they can buy it through merchant with my account

Show original Bahasa Indonesia  

About Me

Pada saat saya bekerja di salah satu perusahaan swasta yang bergerak di bidang konsultan konstruksi, saya juga menjalankan usaha online.
Saya senang berinteraksi dengan orang orang baru. Saya senang berbagi cerita.

My Business

Disaat yang bersamaan pada saat saya bekerja di perusahaan swasta sebagai konsultan Pajak, Saya juga menjalani usaha Online.
Di Indonesia, bisnis online sangat berkembang pesat bukan hanya dikalangan remaja tetapi juga sampai pada kalangan orang tua.
Salah memilih bisnis online karena saya bisa menjalankannya dengan modal yang bisa dibilang sangat kecil dan kapanpun saya bisa berjualan secara online. Saya Menjual beberapa peralatan rumah tangga dan Emas secara dropship. Pendapatan terbesar saya adalah lewat penjualan emas baik itu kalung emas, anting emas, cincin emas bahkan Logam mulia. Saya mendapatkan keuntungan yang lumayan besar dari usaha ini, maka dari itu setiap kali saya mendapat keuntungan, saya langsung melunasi cicilan saya di Zidisha.
Teman saya memiliki toko emas, sementara saya memiliki pelanggan online yang selalu belanja emas kepada saya.
Keuntungan yang saya dapat dari satu kali transaksi penjualan emas adalah sekitar 100.000 IDR
Misalkan, saya membeli 1 kalung emas kepada teman saya yang memiliki toko emas seharga 490.000 IDR (1 gram), lalu saya menawarkan kalung emas tersebut kepada pelanggan saya dengan harga 590.000 IDR (dibayar cicil dalam waktu 1 minggu).
Kenapa pelanggam saya mau membeli emas dari saya? Jawabannya adalah karena saya memberikan fasilitas cicilan selama 1 minggu, dan saya bisa meminta tempo kepada teman saya yang pemilik toko tersebut.
Pelanggam saya mau membeli emas karena model emas yang saya tawarkan sangat menarik dan jarang di temukan di toko toko emas lainnya.
Hasil usaha saya ini sedikit demi sedikit saya sisihkan untuk biaya sekolah saya nanti di tingkat master.

Loan Proposal

Tujuan saya mengajukan pinjaman adalah untuk menambah persediaan barang dagangan saya secara online agar akan lebih banyak pilihan motif dan model emas yang bisa menarik perhatian pelanggan saya. Saya bisa mengiklankan produk produk saya di Online dan mereka bisa membelinya lewat merchant dengan akun saya

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$305.00

Date disbursed

May 26, 2018

Repayment status

Late

Projected term

2 months

Other loans

Sep 2017:  $12

Sep 2017:  $41

Sep 2017:  $61

Sep 2017:  $91

Sep 2017:  $136

Oct 2017:  $204

Oct 2017:  $519

Lenders

T

Tmann

Los Angeles, United States

N

NordBeraht

Germany

P

Phanillia

France

SR

Samuele Rudelli

France

JA

Joshua Axtell

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

B

Bastiaan

Germany

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  • Novita    Jul 1, 2018

    We apologize for the late payment I made. I chose to reduce my installments because I was in a difficult economic situation due to some things I could not tell. Please understand. Thank you

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  • Novita    Jun 4, 2018

    Thanks to the funders, I feel progress in my efforts because it is assisted by the funders. For the first installment I have paid it, but by the system has not been posted. Thank you

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  • Novita    May 26, 2018

    Thanks to the funders who have trusted me with this lending. I will use this fund in accordance with my needs is to increase my business capital and will return it in accordance with the tempo that has been specified. Thank you

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  • Novita    May 25, 2018

    Thanks to the funders who have taken the time and their funds to fund me even though it is still 3%. Please help it to be full and I can get additional capital and I will return it according to the date that has been agreed together

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  • Novita    May 18, 2018

    Thanks the funder who has entrusted the funds to me to manage in my business. Hopefully will be up to 100% funding. Thank you

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  • Novita    May 11, 2018

    Dear Pendana, please support me so I can get a loan and I can use to stock the goods. I will return it according to the time it has been specified. My business is developing it all does not escape the help of the funders. Thank you

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  • Novita    Apr 29, 2018

    Dear Pendana, Thank you for all forms of support to me, I am very helpful with the Zidisha. I have refunded or paid all of my loans in Zidisha earlier, even though I am late in payment but I am responsible for everything I have received. now I want to apply for a loan back for the development of my business, happy if the fund still gives me confidence. Thanks and God bless you all

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  • Novita    Apr 26, 2018

    Thank you Zidisha Team for the support I gave you. Thanks to the patient pending. God bless you all

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  • Novita    Mar 30, 2018

    I have made a payment for my arrears. Thanks to the zidisha team and the pending yabg patiently waiting for my payment. Thank you

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  • Novita    Mar 23, 2018

    A good afternoon. I will pay my arrears on March 31, 2018. Thank you for your patience and trust. Thanks Tim Zidisha and the funders. Fig

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  • Novita    Mar 17, 2018

    I apologize for the delay in my payment, I am fixing my finances. I will pay it off as soon as possible. Thanks to the funders who still gave me a chance.

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  • Novita    Mar 12, 2018

    Thanks for the patience, please forgive me there are other activities outside and I forgot to pay the mortgage. I"ll finish it soon. Thank you

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  • Novita    Feb 26, 2018

    Thanks for the support and assistance of the funds. I will pay off my installment as soon as possible.

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  • Novita    Feb 5, 2018

    Thank you for helping me and giving me a lot in doing this business.

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  • Novita    Jan 25, 2018

    Thanks for the funders who gave me a chance to expand my business, and thanks zidisha who already trust me

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  • Novita    Nov 4, 2017

    I apologize to the zidisha and the funder for the delay in my installment payment. All not intentionally. I was on a trip to my hometown and I forgot to record my installment payment schedule. Hopefully after this I can pay the installments on time, because Monday I have returned to regular activities. Thanks

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  • Novita    Nov 4, 2017

    I did a reduction in the number of installments because I did not want my timely installment scores to be bad. Furthermore I can make installment payments at once for two installments

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  • Gresia Meriana    Nov 4, 2017

    Because mbak novita is in the village (back home) because work leave has not been checked, yesterday I contacted and I reminded about the loan that has matured, monday tomorrow mita novita is back and finished the leave so can be paid the loan as soon as possible .. hopefully the funders and zidisha are pleased to understand

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  • Novita    Oct 16, 2017

    Thank you to the lenders. I"m thankful that this fund is very helpful. I will be responsible and will pay it according to the set time.

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  • Novita    Oct 5, 2017

    This is one of the Gold Pendant orders from my customers.

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