Internet expenses for my online business

Kapambwe Kapepula

Lusaka, Zambia

20% paid forward



Kapambwe Kapepula

Member since

October 2018

On-time repayments

20 installments  •  50%

About Me

Hi, future lender, its pleasure to be in contact with you. My name is Kapambwe Kapepula and I am a 24 year old who is soon to be a Marketing Graduate from the Copperbelt University in Kitwe, Zambia. I am the last born in a family of six who is pressuring his university degree in order to booster my CV for Job applications. I originally used Zidisha back in 2018 in order boost a client's marketing appeal towards they're guitar students and through Zidisha I managed to buy guitar picks that aided a lot in the student's experience. But the business didn't grow as expected so I stopped getting loans from Zidisha.

I currently live in Kitwe, Zambia near the University campus and one of the most accessible services a person can access are the mobile money booths surrounding the area. Which is what inspired the idea to create a Mobile Money Agent network surrounding the growth of student entrepreneurship.

Aside from learning about how businesses are run, I am also a novice artist who wishes to create a media marketing company of my own.

My Business

My business involves a community of Mobile money agents that work together to fund it's members with a business plan, business startup requirements as well as management support for their business. Together with my partners we wish to build an interdependent group of mobile money agents that corporate as one large firm that distributes resources whenever an agent is in need.
Further we wish to use the mobile money business model as a saving system that allows the members of the group to focus on other businesses while their Mobile money business acts a support towards their various business ideas.

My team and I are currently working on a range of projects, including putting our developing professional talents to the test by selling a variety of online digital services on and extending our local companies, which include the hosting of minor video game tournaments. Finally, proceeds from all of our enterprises will be directed into the expansion of our mobile money businesses.

Project Proposal

With the help of this loan, I intend to start a petty cash journal for my small online business as I have been experiencing difficulties separating personal money with business money. As a result, by obtaining this loan, I will be able to better organize my finances and better understand my business needs. The petty cash will primarily be used to cover the company's internet and advertising costs.






Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Feb 15, 2022

Cost to entrepreneur

Service fee: $2.31




Bremen, Germany

Wairimu Gathii

Nakuru Rhonda Estate, Kenya

Ask Kapambwe a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Kapambwe Kapepula    Feb 15, 2022

    Greetings, Marcelitohb, Wairimu and Titus. I'd like to express my gratitude for the opportunity you have given me by funding this loan. With it I'll be able to connect to the internet and setup more accounts on online platforms hence increasing my income stream.

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  • Kapambwe Kapepula    Feb 9, 2022

    Good day, prospective lenders and fellow entrepreneurs! I'd want to thank my former backers on the previous loan back in November; that loan truly helped build my business, and now I'm able to bring in more business into my online business with the help of that loan and future loans

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  • Kapambwe Kapepula    Nov 8, 2021

    Hello there, Zidisha. I'm asking a loan repayment adjustment since I've been unable to maintain a consistent income stream due to certain issues with my business.

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  • Kapambwe Kapepula    Sep 26, 2021

    Good day, lenders! I'd like to take this opportunity to express my gratitude for your support on my project. I took out this loan to help me expand my online business, and I've already paid back half of it. However, I would like an extension on this loan because I would like to use the funds for at least another 2-3 weeks to pay for my online expenses, primarily internet costs, because my profession requires me to be online the majority of the time in order to complete tasks and communicate with clients. I hope that the above message is taken into account, as I aim to continue paying my loans on time while making the most of the chance that these loans provide businesses in the Pay it Forward Community that have a great deal of potential. Thank you.

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  • Kapambwe Kapepula    Sep 17, 2021

    Greetings Mr Okero and Mr Malunde. I'd like to thank you for giving me the opportunity to continue pursuing my online businesses through this project you have funded. With these funds I will be able to pay for an Annual subscription on where I will obtain knowledge on a diverse number of topics but more specifically on how to improve my online freelancing , marketing skills as well as my art skills. I like to take the opportunity to thank you again for your support and I hope to be of some support to someone else when I repay this pay it forward loan.
    Your Faithfully,
    Kapambwe Kapepula.

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  • Kapambwe Kapepula    Sep 13, 2021

    Greetings, future lenders. I am delighted to be able to continue working with Zidisha and its community, which has had such a significant impact on my life. I'm hoping to increase my pay it forward impact with this upcoming loan by first increasing my credit limit. With that in mind, I intend to use this loan to continue supporting my internet enterprises while also extending my community involvement. Thank you very much.

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  • Kapambwe Kapepula    Aug 16, 2021

    Beyata Mulenga and Deh Susana, greetings! I'd would like to express my gratitude for your help as a fellow entrepreneur. With this loan, I'll be able to reactivate my bank account, allowing me to connect it to internet platforms like and PayPal. Furthermore, by repaying this Pay it Forward loan, I will be able to have a positive impact on the community by assisting other entrepreneurs in the same way that you have assisted me, as well as having the potential to invite new members. Thank you very much.

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  • Kapambwe Kapepula    Aug 13, 2021

    My fiverr team

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  • Kapambwe Kapepula    Aug 13, 2021

    Greetings, lenders. It gives me great pleasure to express my appreciation to you for giving me the chance to expand my business and business ideas. I was able to do a series of research and tests related to my company of organizing video game tournaments with a previous loan of k351 ($18).
    Unfortunately, I was unable to host any with the loan I received from my lenders, mostly owing to the current political and environmental situations in Zambia, as the majority of my client base, who are students at The Copperbelt University, have not returned to continue their studies.
    However, I was able to direct these funds toward research as well as the formation of a team dedicated to doing a range of online jobs such as writing, coding, bookkeeping, data entry, marketing, and graphic design.
    Our approach is to channel our local clients through online platforms such as in order to develop a portfolio of work done as well as to collect reviews that will help us get recognition on these websites as genuine specialists in our fields of work.
    With my next loan, I intend to organize my banking information so that I may link my bank account as a payment option on several online job platforms like,, and Furthermore, I want to welcome members of my team to Zidisha, and in order to do so, I need to have an effect in the Pay it Forward community, which this next loan will help me with.
    I'd like to thank Lindsey (United States), Sundstroms (Sweden), Jason (United States), and CMB (Germany) for their assistance with my prior loan, and I hope to get your assistance again in the future. With that said, I'd want to extend an invitation to more lenders to assist me in the future.
    Thank you.

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  • Kapambwe Kapepula    Jul 11, 2021

    The propose of this loan will be to help my business create a good credit score with Zidesha so as help us get to higher loan limits that help us with expenses like renting consoles to hold our local Video Game Tournaments.

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  • Kapambwe Kapepula    Oct 8, 2018

    Greetings Lenders! Thanks to you guys, I managed to purchase not just one but two Guitar Pick! Cheers!

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