Phone accessories and prepaid "Pulse" cards (selling online)

Fitri

Kota Surabaya, Indonesia

100% repaid

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How it Works

Entrepreneur

Name

Fitri

Member since

September 2015

On-time repayments

171 installments • 100%

About Me

My name is Fitri Fauziyah. I have been joined this community since 2015. So many changes in this community, hopefully for the better. I can not find the forum anymore. I was thinking looking for information on the forum first.

My Business

I am working freelance at the moment and have been around far away from my hometown for awhile. Looking for new environment, adventure and new people.

Loan Proposal

This loan again is for capital for my side businesses.
I would use the loan for the following:

1.) Cases for smartphones and for basic phones.
I would use IDR 2.500.000 to buy the cases.
I get at least IDR 50.000 to IDR 100.000 ($3.80 to $7.60, if $1 = IDR 13.150) for selling one smartphone case. I would sell online in a Facebook group to people in and around my city, as well as on other online-shop platforms, such as Kaskus, Olx, etc.

2.) Capital deposit for my prepaid "Pulse" card business.
I would use IDR 1000.000 as a capital deposit.
I get revenue of at least IDR IDR 1000 in this business.

3.) Capital deposit for my business facilitating online payments.
This business helps people to pay their electricity bills (or to buy prepaid electricity vouchers), to pay their water bills, to buy airplane or train tickets online, etc.
I would use the remainder of the loan (IDR 1618.940) for this business.
I get revenue of at least IDR 2000 from this business.

I hope the lenders understand why I have chosen the smallest repayment amount allowed. It's because I would be using all of the capital for my businesses first, and then I hope to make adjusments to increase my installment payments as time goes on. I would try my best to repay my loan on time.

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About Me

My Business

I am working freelance at the moment and have been around far away from my hometown for awhile. Looking for new environment, adventure and new people.

Loan Proposal

I wanna apply another loan, basically this loan are the same like my first loan, I need capital for my business. I will use the money to buy:
1. smartphone and phone cases.
I will use IDR 2.500.000 to buy smartphone and phone cases. I get at least IDR 50.000 to IDR 100.000 ($3.8 to $ 7.6 , with $1= IDR 13.150) for selling one smartphone. I will sell it online in group of facebook around my city and another platform onlineshop such as kaskus, olx,
2. Deposit for my prepaid pulse/ voucher.
I will use IDR 1000.000 for deposit. I get revenue at least IDR IDR 1000.
3. Deposit for my online payment system.
this online payment such as paying electricity bill, prepaid electricity voucher, ticketing online (plane,train) water pdam bill.
I will use the remaining money IDR 1618.940 to deposit in online payment. i get revenue at least 2000.

I hope the lender understand why I choose the smallest repayment. I will use all the capital for my business first, and by then I hope I can make adjusment to increase my repayment. I will try my best to pay my loan ontime.