Stock of phone accessories and plastic bags
Jacinta
Nairobi, Kenya
77% repaid
Entrepreneur
Name
Jacinta
Member since
June 2014
On-time repayments
95 installments • 64%
About Me
My names are Jacinta Mutanu Musau and I am 46 years old. I live in Kenya. I am married with 2 children. My first born is 24 years old and working, and my second is 6 years old; he is in class one. I was born in Nairobi and went to my primary and secondary school in the Rift Valley. After finishing school, I did accounting and computer engineering. I have traveled wide in Europe and Africa. I currently live in Ruai in Nairobi.
My Business
I was employed for a number of years, but when I became sick I decided to start my own business. Currently, I teach computer packages to people joining university and people without prior knowledge who need advancement. I also sell packaging papers to shop owners in my neighborhood.
My typical costs are electricity bills and traveling. It my wish to expand my business and hopefully start a cybercafe and computer workshop where I will be able to repair people's computers. My revenue is on average KES 20,000 ($194 USD) per month. My profits normally go to school fees, clothing, shelter and maintenance and also reinvesting back.
The previous story was my story years back. Currently, I operate a shop whereby I sell plastic bags and operate M-Pesa services. It is a new business and at the moment everything is as I had envisioned. My dream is to be able to sustain myself and expand and open another shop.
Loan Proposal
I will buy stock of plastic bags worth KES 3,500 ($34 USD), phone accessories worth KES 3,000 ($29 USD), and airtime to sell at my shop worth KES 2,000 ($19 USD). Increasing my stock will improve my profits by approximately 20% and I will increase and attract more customers. This will be because one can get all they need under one roof -- and choice, too.
About Me
My names are Jacinta Mutanu Musau and i am 46 yrs old,i live in Kenya.I am married with 2 children my first born is 24yrs and working, and my second is 6 years old, He is in class one. I was born in Nairobi and went to my primary and secondary school in the rift valley.After finishing school i went and did accounting and computer engineering. I have traveled wide in Europe and Africa.I currently live in ruai in Nairobi.
My Business
I was employed for a number of years but when i became sick i decided to start my own business.Currently I have a shop where I sell packaging papers n operate mpesa services.My typical costs are rent n electricity cost at the shop.It my wish to expand my business by increasing my stock n adding more float to mpesa.My revenue is on average KES 20000 per month.My profits normally go to school fees, clothing,shelter and maintenance and also reinvesting back.
It is a new business and at the moment everything is as i had envisioned. My dream is to be able to sustain myself and expand and open another shop.
Previously in my repayment I fell short but now it will be different because I have been able to expand business wise n experience.
Loan Proposal
I will buy stock on plastic bag worth KES 3500 and phone accessories KES3000 and airtime to sell at my shop worth KES.2000. By increasing my stock it will improve my profits by approximately 20% and i will increase and attract more customers. This will be as result one can get all they need in one roof and choice too.This will also enable me to pay my loan promptly as agreed.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$88.00
Date disbursed
Jun 7, 2017
Repayment status
Late
Projected term
11 months
Other loans
Lenders
United States
United States
Kuala Lumpur, Malaysia
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$67.70
Amount remaining
$20.42
Expected completion
May 12, 2018
Status
Repaying late
Installment amount
$1.98
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 17, 2017 | $2.96 | Jun 17, 2017 | $2.96 |
| Jun 24, 2017 | $2.96 | Jun 17, 2017 | $1.98 |
| Jun 24, 2017 | $0.99 | ||
| Jul 1, 2017 | $2.96 | Jun 24, 2017 | $1.68 |
| Jul 1, 2017 | $1.28 | ||
| Jul 8, 2017 | $2.96 | Jul 1, 2017 | $0.69 |
| Jul 8, 2017 | $2.27 | ||
| Jul 15, 2017 | $2.96 | Jul 8, 2017 | $0.89 |
| Jul 24, 2017 | $2.08 | ||
| Jul 22, 2017 | $2.96 | Jul 24, 2017 | $2.96 |
| Jul 29, 2017 | $2.96 | Aug 5, 2017 | $2.96 |
| Aug 5, 2017 | $2.96 | Aug 5, 2017 | $2.96 |
| Aug 12, 2017 | $2.96 | Aug 12, 2017 | $2.96 |
| Aug 19, 2017 | $2.96 | Aug 12, 2017 | $0.40 |
| Aug 26, 2017 | $2.57 | ||
| Aug 26, 2017 | $2.96 | Aug 26, 2017 | $2.96 |
| Sep 2, 2017 | $2.96 | Sep 8, 2017 | $2.96 |
| Sep 9, 2017 | $2.96 | Sep 8, 2017 | $2.96 |
| Sep 16, 2017 | $2.96 | Sep 23, 2017 | $2.96 |
| Sep 23, 2017 | $2.96 | Sep 23, 2017 | $2.96 |
| Sep 30, 2017 | $2.96 | Sep 30, 2017 | $2.96 |
| Oct 7, 2017 | $2.47 | Oct 16, 2017 | $2.47 |
| Oct 14, 2017 | $0.00 | ||
| Oct 21, 2017 | $0.00 | ||
| Oct 28, 2017 | $0.00 | ||
| Nov 4, 2017 | $0.00 | ||
| Nov 11, 2017 | $0.00 | ||
| Nov 18, 2017 | $0.00 | ||
| Nov 25, 2017 | $0.00 | ||
| Dec 2, 2017 | $0.00 | ||
| Dec 9, 2017 | $0.00 | ||
| Dec 16, 2017 | $0.00 | ||
| Dec 23, 2017 | $0.83 | Oct 16, 2017 | $0.49 |
| Nov 18, 2017 | $0.34 | ||
| Dec 30, 2017 | $1.98 | Nov 18, 2017 | $1.98 |
| Jan 6, 2018 | $1.98 | Nov 18, 2017 | $1.98 |
| Jan 13, 2018 | $1.98 | Nov 18, 2017 | $0.65 |
| Dec 16, 2017 | $1.32 | ||
| Jan 20, 2018 | $1.98 | Dec 16, 2017 | $1.98 |
| Jan 27, 2018 | $1.15 | Dec 16, 2017 | $1.15 |
| Feb 3, 2018 | $1.98 | Apr 16, 2018 | $1.98 |
| Feb 10, 2018 | $1.98 | Apr 16, 2018 | $1.98 |
| Feb 17, 2018 | $1.98 | Apr 16, 2018 | $0.99 |
| Jun 6, 2018 | $0.99 | ||
| Feb 24, 2018 | $1.98 | Jun 6, 2018 | $1.98 |
| Mar 3, 2018 | $1.98 | ||
| Mar 10, 2018 | $1.98 | ||
| Mar 17, 2018 | $1.98 | ||
| Mar 24, 2018 | $1.98 | ||
| Mar 31, 2018 | $1.98 | ||
| Apr 7, 2018 | $1.98 | ||
| Apr 14, 2018 | $1.98 | ||
| Apr 21, 2018 | $1.98 | ||
| Apr 28, 2018 | $1.98 | ||
| May 5, 2018 | $1.98 | ||
| May 12, 2018 | $0.65 | ||
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