Phones & accessories for phones

James Banda

Mazabuka, Zambia

Funds disbursed

$0 to go

100% funded of $346 goal

0

days left

Entrepreneur

Name

James Banda

Member since

November 2016

On-time repayments

44 installments  •  84%

About Me

My names are James Banda i was born in 1986 mazabuka,completed my grade 12 in 2007 and I also did auto motive mechanics / steel fixer hand.life was so hard as an orphan that I have to do smaller jobs find a school fees but by the grace of God I completed.by the year of 2009 to 2010 I was working with mtn,airtel main agents in mazabuka town as a dsa by the year 2011 to 2012 its when I started my own business as sub agent for mtn & airtel main agents in mazabuka town I utilized my capital from the commission's I use to get.we have a very unique ceremony known as gonde ceremony for the tonga people,My children I would like them to become anything they wants its their choice I can only guide them,my hobby is watch football.

My Business

I sale phones,airtime,sim cards for mtn, zamtel and airtel & am getting my stocks from the same people i used to work for,I provide the services to my community of selling talk time & phones & these services their on demand because a lot of people they need them for communication,I choose this kind of business because it's a daily making profit.My typical costs is $100 & revenue is $30 every after two days, I use some of the money for business use & home use.I have even started another business it's called money mobile or money tratransfer which is making my business to boom.

Loan Proposal

I want to add more products in my outlet like New earphones on amarket which will cost about $80
Small cell phones about 10 of them will cost $120
& not forgeting the sim cards for all networks three boxes in Zambia will cost $110.from all of this I will benefit alot & they will be no stock out for my customers & am expect an increase of about 35%.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$346.26

Date disbursed

Aug 22, 2018

Repayment status

Late

Projected term

4 weeks

Cost to entrepreneur

Service fee: $9.94

Credit risk payment: $44.84

Upon joining Zidisha, James paid a lifetime membership fee of $5.62.

Lenders

Pere

Barcelona, Spain

athomas

Chevy Chase, United States

Cloudways

Malta, Malta

G

glh25

Winooski, United States

MichaelOsburg

Hochheim, Germany

T

thegreek1020

San Jose, United States

B

bugdaniel

Switzerland

Mike and Jacqui

United Kingdom

JP

James Parker

Sacramento, United States

Peter R

Fulda, Germany

Family Mueller

Petershagen, Germany

Kate Courteau

United States

Max Lettenberger

Madison, WI, United States

TB

Taylor Brown

United States

George

Corvallis, Oregon, United States

G

Gianni

Venice, Italy

AH

ajay hampapur

United States

A

Andrei

United States

Arnaud M

Sydney, Australia

RT

Rob Torti

United States

AS

Aida Smith

United States

Benjamin Kniaz

Boston, United States

Ken

Mequon, WI, United States

D

Dalton

San Francisco, United States

Salvatore Martello

New York, New York, United States

LM

Laurie Menke

United States

BG

Bruce Garretson

Portland, Oregon, United States

S

SmartDoDo

Utrecht, Netherlands

DY

David Yang

Vancouver, Canada

P

Peter

Germany

AC

Adri C

United States

B

Ben

United States

Ask James a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...