Entrepreneur
Name
Risma
Member since
November 2013
On-time repayments
19 installments • 42%
About Me
I am an undergraduate student at Public University of Makassar (UNM) studying management. Currently I am in my 7th semester.
In addition, I cultivate my own business, usually in the form of a part time job.
In the beginning, I saw a sudden growth of hijab (Muslim headscarf) fashion, which led me to think to sell hijab accessories (like decorated pins, badges etc.). I am pushed by the survey result that clearly show an increase of market in handmade accessories for various models and types of hijab.
I am marketing my product by walking from door to door, with friends, and utilize some online tools.
My Business
My income source:
1. from my own business
Handmade hijab (Muslim headscarf) accessories have become more popular among women as hijab has become produced in more and more variety. Decorated pins and badges for hijab can make women look more beautiful. Neatly designed, strongly knitted, my product is offered with tons of shapes and colors.
This business gains great amount of profits as the main market of hijab is soaring and produces more variety. Of course, the hijab would be better with decorated pins and badges on hijab that women are wearing.
Loan Proposal
Loan will be spent wisely
Details are as followed:
Basic Cost :
20 sheets of linen with different colors, glue, beads, pearls : Rp 500.000
Additional Cost :
Camera, Transport : Rp 150.000
Advertisement :
Online and offline : Rp 250.000
Others : Rp 100.000
Show original Bahasa Indonesia
About Me
Saya seorang mahasiswa di salah satu universitas di makassar (UNM/Universitas Negeri Makassar) jurusan manajemen semester 7. Selain mengembangkan bisnis/usaha sendiri, saya juga biasanya bekerja paruh waktu. Awalnya saya melihat adanya perkembangan fashion jilbaba yang sangat pesat, karena itu saya terpikir untuk memulai usaha di bidang aksesoris jilbaba( Bros). dengan hasil survei tentang perkembangan pasar aksesoris handmade yang semakin diminati dengan adanya bergam model2 jilbab.
saya memasarkan produk saya mulai dari door to door, sesama teman, baik online maupun ofline.
My Business
Sumber pendapatan saya:
1. Dari usaha sendiri.
Handmade aksesoris jilbab (bros) semakin diminati utamanya kaum wanita. seiring dengan perkembangan model2 jilbab yang beragam, dengan hadirnya bros akan mempercantik penampilan setiap kaum wanita. Didesain dengan sangat rapih, kuat dengan tekhnik pembuatan yaitu dengan menjahit dan mengelem. tersedia dalam beragam bentuk dan warna.
Usaha ini sangat menguntungkan dengan melihat adanya perkembangan fashion utamanya jilbab yang semakin pesat. munculnya berbagai macam model model jilbab, dengan gaya bros yang tentunya berbeda-beda stiap jenis jilbab yang dikenakan setiap wanita.
Loan Proposal
Pinjaman akan di pergunakan dengan sebaik baiknya
Berikut perincian pinjaman:
Biaya bahan baku :
Pembelian kain untuk 20 warna,lem, manik-manik, mutiara,: Rp 500.000
Biaya penunjang
Karmera, transportasi: Rp 150.000
Beban Iklan
Iklan online dan Offline:Rp 250.00
Biaya lain-lain Rp 100.000
Feedback
Positive
2
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$89.00
Date disbursed
Nov 21, 2013
Repayment status
On Time
Projected term
11 months
Other loans
Lenders
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