Davies

Lang'ata, Kenya

100% repaid

Entrepreneur

Name

Davies

Member since

January 2014

On-time repayments

179 installments  •  26%

About Me

I am 29yrs old.Raised from a humble background in Nairobi,Kenya i grew up with my four siblings i.e 2brothers and a twin sister.I am blessed with a lovely daughter called Kayla Monique.
In Kenya i live in Langata,Nairobi area and that is where i run my business too.I am an enterprenuer by profession hence i decided to venture in business because that's one field that people have neglected so much since they've been stereo-typed that the only way to get successful is to run for a white collar job.Business has great potential in kenya.
I have studied business management at the Kenya Institute of management I believe that spending less and investing more is the key to financial success.

My Business

I own a Cybercafe called RightClick Technologies that is registered under the Kenyan Government.RightClick Technologies is my main source of income and It is Located in Langata, Nairobi.
There is rising demand of my service because information and technology is fast rising thus nowadays internet is one of the most important things in life.The main reason why my business is profitable is because it doesn't have a peak or off-peak season because people must browse, print, photocopy, scan e.t.c
My typical monthly costs can go up to kes40,000 thus my monthly sales on average is kes70,000 leaving me with a net of kes30,000.
I intend to invest my loan fully in business so that my sales can increase and i can maximize profit which is my main objective. Thanks to zidisha for always supporting the small and medium sized businesses.

Loan Proposal

Planning to invest in an oven.I want to introduce pastries like cakes,pizzaz e.t.c so as to increase the sales and to maximize profits.By introducing varieties in the business I'll be entitled to have more clients and also be unique in my area since no one does cakes and pastries so to say.Pastries have less expense and high returns and i believe that with this investment,the business will go to another level.
Thank you.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$235.00

Date disbursed

Jan 16, 2014

Repayment status

On Time

Projected term

10 months

Lenders

investor

Candiac, Canada

Silver

Steiermark, Austria

Kjartan

Oslo, Norway

A

anonymus

Moon, United States

T

ToddK

Indianapolis, IN, USA, United States

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

Pierfausto

Rome, Italy

B

bopsquod

Seattle, Wa, United States

T

Texas

Houston, United States

yosefchayim

Bournemouth, United Kingdom

joaoferraz

RINCHOA, Portugal

A

anagnan

BRUXELLES, Belgium

T

tlsbreck

United States

Sarasota

Sarasota, Fl, United States

Giucca

Indjija, Yugoslavia

I

inips

Oslo, Norway

C

CZC

Lake Zurich, United States

TuveTheDog

Helsinki, Finland

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  • Davies    Oct 23, 2017

    I'd like to reduce my installment for a while since business is quite low because of political instability.Kindly bear with me. Thank you.

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  • Davies    Sep 26, 2017

    Thank you so much for believing in me.I really appreciate and i'll keep on updating you.God bless you.

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  • Davies    Aug 30, 2017

    Thank you so much Lenders. Im glad to say that i have fully settled my loan. Thanks again.

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  • Davies    Jun 8, 2017

    Hey lenders, i have reduced my installments by half because i want to catch up with my arrears thus maintain a good percentage record. God Bless.

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  • Davies    Mar 25, 2017

    Dear Lenders,
    I take this time to sincerely thank you for funding my loan. I have no real words to express this and all I can do is just to appreciate you much. Lets continue working as a team.Thank you so much.

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  • Davies    Mar 21, 2017

    Thank you so much my well and able lenders.May God bless you all abundantly. I will keep you all updated. Many thanks.

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  • Davies    Mar 17, 2017

    Many thanks lenders for giving me the opportunity to better my life. I was offline for a very long time. Reason being is that i had a mild stroke. My vein raptured in the brain thus causing blood to clot. My issue was even highlighted on national newspaper and i was even interviewed to encourage and inspire young guys not to loose hope.
    I am glad to say that i have fully recovered and im back to business. If there is any further query kindly don't hesitate to mail me at [email protected]

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  • Davies    Aug 17, 2015

    Hey Lenders...
    My sincere apologies for being silent.Really had a very rough time at the beginning of this year as my assets got stolen from my premises.It really messed me up since i had to close down.At least for now i i'm back to business and im planning to resume with my payments.I need to pay my loan by mid October and so i have to discipline myself and be time conscious.
    Otherwise i hope you are all fine.God bless.

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  • Davies    Mar 17, 2014

    Hey Lenders..hope all is well.I'm glad to tell you that my business is picking up and I'm planning to offset my loan asap.
    Regards,
    Davies.

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  • Davies    Feb 24, 2014

    I kindly need to reschedule my loan since business is abit slow and i need to catch up with my on time repayments.Last month was challenging for me because i had to travel for my late dads anniversary for 2weeks thus making it hard for me to make payments.
    The money funded really helped me a lot hence i really want to be loyal to my lenders and to create a good reputation so as to get future loans and attract more lenders.Thanks for understanding and i'm assuring my lenders that i'll be back on track soon.
    God bless Zidisha.

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    • CZC    Feb 24, 2014

      Davies,

      I'm glad to see you rescheduled. I'm sure you'll be back on track soon.

      Best of luck,
      Cris

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  • CZC    Feb 12, 2014

    Davies,

    Thank you for your first repayment. Just make sure to either make all further repayments on time or else reschedule your payments. It would be a pity if your on-time repayments score went below 100% by being just a few days late. A less than 100% score also makes it a bit harder to get a second loan financed.

    Cris

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    • Davies    Feb 14, 2014

      Thanks so much for your advice.I'll take it positively.Hope you are doing great.

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  • TuveTheDog    Jan 29, 2014

    Hello Davies. Is everything ok with your life and business, because we have not received any repayments yet?

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    • Davies    Jan 31, 2014

      Hey Tuve,
      I'm sorry i had traveled for my late dad's 2nd anniversary.But i'm yet to start making my payments this Monday.Business is okay and i know that i'll be able to clear my loan before time.
      Thank you so much for your concern.
      Regards,
      Davies.

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  • Davies    Jan 18, 2014

    THANK YOU SO MUCH! I really appreciate all of you who took that step of faith to believe in my course.I'll be making updates on how the business is fairing on and looking forward to work with y'all.
    God bless.

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  • Giucca    Jan 16, 2014

    Hi Davies, I've just noticed that your name on your Facebook profile is Joshua Davies. It's different from your name Davies Owino here on Zidisha. Could you please let us know more about that? Thanks!

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    • Davies    Jan 16, 2014

      Hey Guicca...my official names in my Identity card is Davies Owino.Joshua is a name that was given to me after my late grandfather hence i grew using it from childhood.So no worries about it.
      Many thanks.

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      • Giucca    Jan 17, 2014

        Hey Joshua, thank you for the reply and congratulations on your loan. Wishing you the best of luck!

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  • Davies    Jan 13, 2014

    Thank you Lenders for believing in me.Great progress I'm seeing.With teamwork,success is always guaranteed.God bless you.

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