Planting

Entrepreneur

About Me

I'm a single male parent of two lovely kids. The harsh economic climate in this country has led me to venture into different small scale businesses to give my children and I a comfortable life.
I grew up in a family of four where I'm a third born. Growing up was not a walk in the park, from an early age we were taught responsibility and life skills in many aspects of life. We learnt to respect property and earn through hard work. We had a small retail shop and through it and my education I learnt a bit of business which I have later applied to earn a supplementary income to support my small family and take them through school. I always enjoy implementing ideas and seeing them grow, hard work and earning an honest living.
My children are my life. I live and work so they can achieve their dreams. The girl is the oldest at 11years and she endeavours to venture into business and also become a big time actress. The boy is 9 and is very bright in school, he says he will become a famous athlete when he grows up. I have noticed both their talents and I support and encourage them through whatever means I can.
Kenya is my beautiful country and offers a lot from beautiful sceneries, wildlife, sports, infrastructure, entrepreneurship opportunities and much more. We're rich in agriculture and innovations.
Every year as a hobby, I and my kids save up to visit some of these places and just enjoy the beauty and diversity in our country. When not working, in school or visiting, we like to sit around, interact and enjoy each others company over a board game or cooking.

My Business

I'm trying out two ventures currently; agriculture and clothing. 
I have leased a small piece of land which I'm cultivating green vegetables to sell to retailers and final consumers. I'd wish to expand this and supply more. Currently this is a big challenge for me because the little resources I get from the sales I have to divide it between the farm and home expenses since currently I've been put out of work. The farm really helps a lot as I get food for my house and also sell to the markets. I'd like to expand on this to help meet my needs without hurting the farm returns. At the moment, I have to rent a water pump to pump water to the Shamba, fuel for the pump, fertilizers and manure and also pesticides. I'd wish to buy a pump and more pipes to avoid this costs and this will help pump water regularly and thus increasing my yields. 

My second venture is a clothing stall which I started with some money I saved from my last job. I buy and sell second hand baby clothes and beddings and it does fairly well. I use the revenue I gain from this to restock on more clothes to meet my customers' demands, pay rent and also fend for my home. This leaves little or nothing for savings or much needed expansion. 
I intend to partition the space to make room for a mobile money outlet as well as prepaid electricity tokens. This will provide a much needed service to the local residents and also supplement on the revenues from the clothing business. In turn, it will improve life for everyone around.

Loan Proposal

I needed a loan of USD. 249
I've since been working hard to raise build trust and raise my loan limit buy investing and paying off the loans I get promptly.
I will plough the loan I get into more farming practices and add different seeds to sell to farmers as seedlings so as to cultivate more from it. 
I will use the USD.18 and buy hybrid seeds and plant them on a nursery, nurture them for a couple of weeks then sell the seedlings to other farmers within my area. This will give me a return gross of about 3 times more than the input.
Through this, I will not only be able to pay the loan but also earn some extra profits which I can plough back to the land towards achieving the funds I need.

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