Portable wi-fi kit for my online freelancing services

Alex

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Alex

Member since

December 2017

On-time repayments

73 installments  •  47%

About Me

I am the firstborn in a family of six children. All of us are in various levels of education, two of us in college, one about to join college, one in high school and two in primary school. I am pursuing a BA degree in Literature, Linguistics and Sociology at the University of Nairobi.

I have had a rough time in education due to financial constraints. I overcome these hurdles by leaving school for a year or two to do menial jobs and save some money for my fees and upkeep.

As part of my efforts to generate income and better my life and that of my family, I bought a dairy cow worth 500 USD in May 2017 out of my savings.

I have also invested some money in small-scale rabbit rearing. Currently I keep local rabbits which I usually sell to neighbours.

I also engage in small-scale vegetable farming, selling vegetable seedlings to neighbours.

I engage in these activities during the holidays. When I get back to school, I stop the vegetables business but continue with the dairy cow and rabbits business with the help of my parents.

In the village where I come from, the land is fertile and suitable for dairy farming on a commercial scale. There is very ready market for milk at reasonable prices. The area is also developing fast and hotels and restaurants are coming up. This means there will be more demand for milk and rabbit meat as well as organically grown vegetables. My vegetables are unique in that I grow them organically. The people here like supporting their own by buying products grown or made locally especially if they are of high quality and offer great value for their money.

I like writing as a way of sharing information with others. As such, I am a blogger on two free WordPress blogs. I am making one of the blogs, an agriculture-based blog on the dairy farming niche so I can share my dairy keeping experience with others.

I intend to self-host the two blogs and commercialize them so as to supplement my income streams.

Farming is a great pastime for me. I derive great joy and fulfilment from watching crops or farm animals grow from tiny ones, and increasing in value and production with time.

My Business

From the one-dairy cow agribusiness, I make about 50 USD per month. The main product I sell is raw milk to neighbours and milk cooperatives. My milk is liked by most neighbours because it has high fat content, despite the fact that mine is a Fresian/ Holstein cow. Once in a while I sell surplus cow manure. Daily costs include labour, commercial animal feeds and supplements such as mineral salts, and outsourced fodder or forage.

From the rabbit agribusiness I make about 20 USD per month by selling out young ones for rearing, or adults for meat. The rabbits are liked because they are local and have lean, tender meat. They are also more clean compared to those of other farms. Daily costs include labour and commercial feeds (rabbit pellets and maize bran).

The vegetables business brings in about 20 USD per month. The main product is the vegetable seedlings, which are greatly liked because I grow them organically. Major costs include labour, water for irrigation, and seeds purchases.

I chose these three agribusinesses because the products are usually in high demand, and because they complement each other. I use the manure from the cow and the rabbit droppings to grow the vegetables. I also harvest rabbit urine to use as pesticide and fertilizer on the vegetables. I feed any damaged vegetable parts to the rabbits.

When I get back to college, I offer online freelancing services in the English language content proofreading and editing niche. I also do article writing for clients or sell out pre-written articles on personal finance and social issues that are trending in the society. Once in a while I take up transcription jobs to diversify my income sources.
Online freelancing is a business I practice on a part-time basis as I have to balance between it and my studies. In a good month, I make at least 50 USD by selling out my services to both international and local clients. The biggest problem in freelancing has always been finding a stable, affordable, and reliable internet plan. I intend to overcome this by buying a home internet package at a cost of 60 USD in the near future.

Most of my income goes to supporting my education. I also help my parents with some of it in running the home so we can better our financial situation.

Loan Proposal

I will use the loan money to buy a portable home WI-FI internet kit for my online freelancing business at a cost of 54USD. I will top up the remaining 18USD to the loan amount of 36USD to be able to purchase the kit.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$36.00

Date disbursed

Mar 8, 2018

Repayment status

On Time

Projected term

8 months

Lenders

A

Anonymous

United States

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  • Alex    Jan 26, 2023

    Thank you all! This will go a long way in my online work endeavors, especially in helping my friend get started on the same.

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  • Grace    Jan 26, 2023

    You really do need that office chair Alex. I wish you all the best in your online work

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  • Noviandri    Jan 21, 2023

    Go To Online and Mobile Working

    Translated by Google     Show original

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  • Alex    Jan 11, 2023

    Thanks a bunch for the last loan. It was highly useful towards meeting my overall goals. Thanks.

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  • Alex    Dec 15, 2022

    Thanks a bunch, Michael! This is highly welcome. It will help me enhance my online freelancing activities.

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  • Alex    Dec 14, 2022

    Hi. I loved the last loan. It was successful. Thanks for it. Hoping for more progress soon with the next loan. Thank you.

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  • Alex    Nov 3, 2022

    Now I'll be able to access stronger and more reliable Internet service to help me continue my online work more smoothly. Thanks!

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  • Alex    Nov 3, 2022

    Thanks a bunch, Michael! This will help. It will go a long way.

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  • Alex    Nov 2, 2022

    I loved the last loan. It enabled me to boost my business and acquire a few more items and equipment. Thanks for the facilitation.

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  • Alex    Oct 15, 2022

    Thanks. This is great. It will go a long way in helping get better.

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  • Alex    Oct 15, 2022

    Thanks Michael.
    Thanks Teresa.

    This will go a long way.

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  • Teresa Fs    Oct 14, 2022

    sucsees

    Translated by Google     Show original

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  • Alex    Oct 12, 2022

    The last loan was a welcome contribution to my ongoing project. The next one will also help a great deal to make the project even better and progress faster. Thank you!

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  • Alex    Sep 3, 2022

    Last project was successful. Now seeking funds to continue with it.

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  • Alex    Jul 30, 2022

    Last loan was helpful. I was able to fulfill several biting needs in my work. Thank you.

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  • Alex    Jul 13, 2022

    Last loan was highly helpful. I was able to clear some business expenses. Thanks!

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  • Alex    Mar 26, 2019

    Last loan fully cleared. It played part in the realisation of my dreams. Thanks to my lenders for the continued support.

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  • Alex    Mar 6, 2019

    I have managed to clear my outstanding loan today. Thank you for the good service.

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  • Alex    Feb 25, 2019

    I recognize I have lagged behind on my payments. I have had an extremely rough time financially since June last year. I will resume repayments very soon. Thanks to my lenders for the patience.

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  • Annbel    Jun 21, 2018

    Hello, I just called Alex. He has informed me that he paid Kes100 today and he promised to pay tomorrow another

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