Entrepreneur
Name
Joseph
Member since
April 2015
On-time repayments
48 installments • 56%
About Me
I am joseph gikunda. I was born on 21st February 1987. I was 7 years old when i started my primary education at katheri Primary School where i completed my primary education in 2002.i joined Meru high school education and completed my Kenya Secondary Certificate Education 2006.
The main hardship i have encountered after completing high school is the raising of capital to start my agribusiness which was about KSh. 60,000 that includes the cost of putting piped water and acquiring hybrid potato seeds.
The idea came to me when i needed money to look pay my college tuition ,i needed 43,400ksh which would be readily acquired if i had some income generating project . I started buying and selling potatoes but due to high cost it was not successful and that's when i was introduced to potato farming by a neighbor.
My home place has a cool and wet climate which promotes potato and vegetables farming.
I want my children to get quality education and have all the resources to see them succeed in life.
In my past time i like reading books on business including agribusiness,business and entrepreneurship articles.
My Business
I am currently doing agribusiness, with my main crops being potatoes, cabbages, kales and onions.I prefer these crops since they a short maturity period of between 2 to 4 months. Again, I plant on different parcels of land such that at any give month, there's a crop I am harvesting. Through this, I am able to generate income every month, and through this, I am able to take care of my family.
Loan Proposal
following my unfortunate encounter with my business i wish to acquire a loan to buy water pipes each costing about1 USD and potatoes for planting with each tin costing 6USD . the potatoes should by four months have matured and with an average of 6 bags per tin i will get total of 30 more bags this will will greatly help to raise the capacity of the potatoes needed at the store . it will also improve on the fodder capacity production which is my major source of maintenance income as its used in dairy farming this will provide me with a monthly revenue increase of about 112USD which is about 23% . and within the end of year i will be in capacity to supply orders of hotels and schools.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 21, 2015
Repayment status
On Time
Projected term
11 months
Lenders
Summary
Amount repaid
$100.13
Amount remaining
$0.00
Date repaid
Oct 15, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 3, 2015 | $2.19 | May 2, 2015 | $2.19 |
| May 10, 2015 | $2.19 | May 2, 2015 | $0.03 |
| May 9, 2015 | $2.16 | ||
| May 17, 2015 | $2.19 | May 9, 2015 | $0.07 |
| May 16, 2015 | $2.12 | ||
| May 24, 2015 | $2.19 | May 16, 2015 | $0.10 |
| May 27, 2015 | $2.09 | ||
| May 31, 2015 | $2.19 | May 27, 2015 | $2.19 |
| Jun 7, 2015 | $2.19 | May 27, 2015 | $0.17 |
| Jun 6, 2015 | $2.02 | ||
| Jun 14, 2015 | $2.19 | Jun 6, 2015 | $0.20 |
| Jun 14, 2015 | $1.99 | ||
| Jun 21, 2015 | $2.19 | Jun 14, 2015 | $0.23 |
| Jun 20, 2015 | $1.96 | ||
| Jun 28, 2015 | $2.19 | Jun 20, 2015 | $0.27 |
| Jun 27, 2015 | $1.92 | ||
| Jul 5, 2015 | $2.19 | Jun 27, 2015 | $0.30 |
| Jul 4, 2015 | $1.89 | ||
| Jul 12, 2015 | $2.19 | Jul 4, 2015 | $0.33 |
| Jul 12, 2015 | $1.86 | ||
| Jul 19, 2015 | $2.19 | Jul 12, 2015 | $0.37 |
| Jul 19, 2015 | $1.82 | ||
| Jul 26, 2015 | $2.19 | Jul 19, 2015 | $0.40 |
| Jul 29, 2015 | $1.79 | ||
| Aug 2, 2015 | $2.19 | Jul 29, 2015 | $2.19 |
| Aug 9, 2015 | $2.19 | Jul 29, 2015 | $2.19 |
| Aug 16, 2015 | $2.19 | Jul 29, 2015 | $0.28 |
| Aug 16, 2015 | $1.91 | ||
| Aug 23, 2015 | $2.19 | Aug 16, 2015 | $0.87 |
| Aug 28, 2015 | $1.32 | ||
| Aug 30, 2015 | $2.19 | Aug 28, 2015 | $2.01 |
| Aug 31, 2015 | $0.18 | ||
| Sep 6, 2015 | $2.19 | Aug 31, 2015 | $2.19 |
| Sep 13, 2015 | $0.02 | Aug 31, 2015 | $0.02 |
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $3.33 | Oct 2, 2015 | $3.33 |
| Oct 11, 2015 | $3.33 | Oct 30, 2015 | $3.33 |
| Oct 18, 2015 | $3.33 | Oct 30, 2015 | $3.33 |
| Oct 25, 2015 | $3.33 | Oct 30, 2015 | $3.33 |
| Nov 1, 2015 | $3.33 | Oct 30, 2015 | $3.33 |
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $2.22 | Dec 4, 2015 | $2.22 |
| Dec 6, 2015 | $2.22 | Dec 21, 2015 | $2.22 |
| Dec 13, 2015 | $2.22 | Dec 21, 2015 | $2.22 |
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $2.78 | Jan 27, 2016 | $2.78 |
| Jan 17, 2016 | $2.78 | Jan 27, 2016 | $2.78 |
| Jan 24, 2016 | $2.78 | Jan 27, 2016 | $2.78 |
| Jan 31, 2016 | $2.78 | Feb 23, 2016 | $2.78 |
| Feb 7, 2016 | $2.78 | Feb 23, 2016 | $2.78 |
| Feb 14, 2016 | $2.78 | Mar 13, 2016 | $2.78 |
| Feb 21, 2016 | $2.78 | Mar 13, 2016 | $2.78 |
| Feb 28, 2016 | $2.78 | Mar 31, 2016 | $2.78 |
| Mar 6, 2016 | $2.78 | Mar 31, 2016 | $1.31 |
| May 4, 2016 | $1.47 | ||
| Mar 13, 2016 | $2.78 | May 4, 2016 | $2.78 |
| Mar 20, 2016 | $2.78 | May 4, 2016 | $1.31 |
| Oct 15, 2018 | $1.47 | ||
| Mar 27, 2016 | $2.78 | Oct 15, 2018 | $2.78 |
| Apr 3, 2016 | $1.86 | Oct 15, 2018 | $1.86 |
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