Poultry house expansion

Reginah Mumbi    Apr 15, 2017

hallo lenders,carol will be up to date in payment soon.she was just having some medical issues to deal with.be blessed

Caroline    Dec 7, 2016

To allow me repay on time.

Caroline    Oct 12, 2016

I received the loan requested, i realy appreciate the lenders for your support so far. it has realy been a major milestone since i joined zidisha. May God bless you all.

Caroline    Jul 11, 2016

The loan offered will realy help in upgading the poutre structure which will inturn help increasing produce. Thank you very much lenders God bless you all.

Caroline    Jul 6, 2016

I do appreciate the lenders for the support offered to me so far.
I have expanded my poultry house and my profits has increased because of improved quality of eggs and meat.
Am still in the process of building a permanent structure as this will prevent predators like rats and cats from invading the structure.
My next loan if approved will be of great help as it will assist in buying materials.
Thanks a lot for your continued support.

Caroline    Apr 28, 2015

am very grateful to the lenders .I received 12,200 the money has realy assisted me to renovate my poultry house.May God bless you all.

Caroline    Dec 2, 2014

The reason for change is because the funds i had was diverted to buying poultry medicine due to certain illness.Am grateful to zidisha for now my profit has increased due to increased productivity.I humbly request the credit team to increase my credit limit so as to be able to establish a poultry shop where i can sell poultry products.

Caroline    Oct 22, 2014

I would like to change repayment schedule so that i can repay the loans much faster and apply for another.I will be proceeding on leave in December where i plan to travel upcountry and look for a reliable supplier of fish.I plan to open a fish market in January to supplement the profit i earn from poultry business. I thank zidisha team for your support .it is because of you that my dream is turning into a reality.My God bless you all.

Lisbeth    Aug 21, 2014

I had the chance to briefly talk to Caroline Ngesa when I recently met her at her friend, colleague and fellow Zidisha member, Reginah Njiri’s house.
After completing a Diploma in Tourism and Travel, Caroline has been working for ground handling companies at the international airport in customer service roles for many years. For several years she also had a shop selling and repairing mobile phones and offering photocopying services but she closed this last year due to poor returns.
Caroline owns a small plot of land in the outer Nairobi suburb of Githunguri which she has fenced and built a small house on where she lives. On her property she buys chicks, rears them and then sells the adult chickens after around three months and she also sells the eggs they lay. She currently owns around 100 chickens and she says it’s a profitable business selling this local chicken breed, kienyeji.
Caroline has used her Zidisha loans to purchase a solar panel which she uses to provide electricity for her home and chicken house as it is too expensive for her to get connected to the electricity grid at the moment. The solar panel has provided her with cleaner, cheaper and safer heating and lighting than the paraffin lamps and charcoal burners she previously used.
Caroline is aiming to repay her current Zidisha loan earlier than scheduled so she can use a further loan, as well as the money she currently saves from her salary and business, to open a chicken butchery selling non-kienyeji chicken meat. In the longer term she is also interested in opening a fish monger as these other types of meat are becoming more popular in Kenya to supplement the traditional diet of goat meat and beef.
Caroline’s parents and six siblings also live in Nairobi and she sometimes assists her brother, who is in his final year of high school, and sister, who is in college, with money for tuition fees.
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Lisbeth Overheu, Kenya Client Relationship Volunteer
Photograph 1. Caroline updating her Zidisha loan profile.

Caroline    Aug 12, 2014

I realy thank zidisha team for the support given so far.I have managed to buy solar panel and i now dont have a to use paraffin and ordinary lamp for lighting .My chicken house is totally safe as i have managed to light it and to keep it warm.My God bless you all.

• G

  guenter    Aug 12, 2014

  Dear Caroline, thank you for your update! Glad to hear that you were able to buy the solar panel. Also thank you for paying back regulary! I wish you and your beloved ones a good time.

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Caroline    May 15, 2014

Thank you everyone for trusting me again.I pray that the good God will bless you abundantly.you are God sent angels zidisha people.thank you again

Caroline    May 11, 2014

Praying really hard that my Ioan is funded.today I went to church and the message was trust in the good God that everything will be ok.so I said a prayer for my lenders and all zidisha team.may the good God continue blessing you as you help the marginalized people Iike me achieve financial freedom

Caroline    May 10, 2014

hallo Morten.
thanks a lot for your your concern. i have updated to 7% i hope this will interest lenders.
thanks

Mårten    May 7, 2014

Dear Caroline,
first of all congratulations on a great project - using the sun is def. the way to go! - but I think there's a real danger of the loan not getting funded, unless there's at least some interest on offer. Are you sure you can't stretch your budget to include 1 or 2% of interest for the lenders? They/we have the risk of exchange rate changes to think of.

All the best,
Mårten

• Caroline    May 10, 2014

  hallo Morten
  Thanks a lot for your concern .I have increased to 7% .I hope this will interest lenders.

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Caroline    May 7, 2014

please please fund my project

Caroline    May 7, 2014

hallo zidisha team.its arainy season in kenya and my small chicks are feeling the effect of the weather.a solar panel would make work so easy because currently i a charcoal bunner to warm the room and at times the chicks move too close to the heat that they get burned.one the room is solar enabled i will buy energy saving bulbs to save energy for the cold season

Caroline    May 3, 2014

zidisha is a God sent organizations it has given hope to kenyan youths who cant access loans from financial institutions because they dont have security for the loans.am one of the beneficiary of the zidisha loan and i can only say thank you entire zidisha team and always be blessed.what can i say other than pray to God to keep you well so that you can be part of my success story on my journey to financial freedom

Caroline    May 3, 2014

still looking forward to a good working relationship with zidisha and my lenders.i hope that i get funded soon.zidisha is my only hope