Private laboratory

Emmanuel

Nsawkaw, Ghana

100% repaid

Entrepreneur

Name

Emmanuel

Member since

August 2016

On-time repayments

66 installments  •  64%

About Me

My name is Dery Emmanuel. I am a Ghanaian of 22 years .I was born at Nsawkaw in the Brong Ahafo Region . I was born to the family of Mr.Yeti Dery and Mrs. Afia Paulina. As a child I used to be very adventurous. Whenever something is baffling me I would go all length and breath to find solution or understanding of it . I became more adventurous as I was growing up . I remember one time I needed a mobile phone so badly that I dedicated all my time to working in the farm until I could get enough money to buy a phone.

My Business

when I graduated from Senior High school, I was teaching and at the same time doing all kinds of businesses to get money. When I had enough money I went for a laboratory course. I came out and established a small laboratory where I run all kinds of tests . Some are HIV test, Pregnancy, test cholera, malaria glucose level and so on.
My service is very useful because I'm the only private laboratory unit where people come for services apart from the hospital. I intend to use this loan to expand my business.

Loan Proposal

When I receive this loan, as a young entrepreneur I will reinvest it back into my laboratory business. I lack a lot of things in the laboratory. So in addition to the money I already have, I will acquire more laboratory equipment to run some additional tests and diagnosis. I will also buy lab coats for the workers and use some to buy test kits. I also need to employ more staff as the business is growing day in day out. Currently, I have only two workers and there is constant pressure on them as many people visit the facility. I could not employ many workers because I will not be able to pay them with the current profit. The salary for the two workers is not so good. So this loan will help me render good services and employment as well to many people. I intent to repay this loan as early as allowed so that I will be able receive huge amount for my next loan. This will help me realize my dream of building an ultramodern laboratory for the diagnosis of all kinds of diseases and infections, providing quality services, employment, and in effect change live for others.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$13.00

Date disbursed

Aug 8, 2017

Repayment status

On Time

Projected term

3 months

Lenders

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  • Emmanuel    Sep 10, 2018

    Pls things have been hard a bit and I find it difficult paying the huge instalment amount. I'm not happy at all for skipping payment and disappointing lenders. I'll like to reduce my installment amount so that I can remain faithful and regular as usual. Thank you all for the support

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  • Gideon    Jul 12, 2018

    You have an arrears payment to make, kindly settled all the arrears Dept you own

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  • Gideon    Jul 9, 2018

    Please make sure to settle your old dept

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  • Emmanuel    Jun 27, 2018

    I'm very sorry for this but I have met a serious family problem that has caused me a lot of money. I'm still recovering from the financial loss. Thanks

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  • Emmanuel    May 28, 2018

    Please I have encountered a severe damage in my facility. It rained and the heavy wind took off the roof and some other damages occurred. I'm having a hard time financially in repairing the damage caused. I will pay everything immediately I'm back on my feed. Thanks a lot

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  • Gideon    May 27, 2018

    Reminder.
    You have unpaid installment to make that is 18 April and 23 May .

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  • Emmanuel    Apr 22, 2018

    I have made some few losses in my business so things are somehow bad right now.
    I have put some strategies in place in order to get back to normal. I decided to reduce my installment amount to stay loyal to zidisha. Thanks

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  • Emmanuel    Apr 2, 2018

    payment received from zidisha. I want to express my heartfelt gratitude to my lenders for their kindness. You are a blessing to me. Gradually gradually my dream is being realized. God bless you

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  • Emmanuel    Mar 30, 2018

    wow, I cannot believe it. My loan request has finally been funded fully. A very big thanks to John Rawski for your kindness and motivation you have given me. It has really boosted my morale. i will do my best. Thanks a lot

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  • John Rawski    Mar 30, 2018

    Best of luck in your lab. You actually started something that I've wanted to do. Labs are important. Keep a safe work environment. John

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  • Emmanuel    Mar 23, 2018

    Indeed you are making my dream cone true. Now I'm able to provide quality service to my people do to the generosity of my lenders. I thank you a lot and I continue to count on you for my future loans

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  • Emmanuel    Mar 12, 2018

    All thanks to Zidisha and my lenders for the loan. I just received it in my account. It will help to buy the things I need for expansion of my private laboratory. Thanks once again

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  • Emmanuel    Mar 9, 2018

    I am really overwhelmed with joy for getting funding for my loan. I am very grateful to my lenders; Patrick, Andrew Taitanoo, Jsbisa, Jamal and Miles for you generosity.
    This loan will help me to expand my lab for more services to be able to be carried out. Thank you very much.

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  • Emmanuel    Mar 8, 2018

    I am so happy that I for getting this loan for my project. It has really helped me to develop my business. Thin gs are now going on well. I thank all my lenders and may God bless them all. I am hoping to get funding for my next loan so that I can continue to develop my business. Thanks

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  • Emmanuel    Mar 6, 2018

    My income has increased tremendously. I therefore see it beneficial to increase my installment amount so that i can get my next loan quickly.

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  • Emmanuel    Jan 14, 2018

    All thanks to my lenders, I have been able to renovate my private laboratory unit . It is generating more income as many people are attracted to visit the facility. Once again, I thank you a lot

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  • Emmanuel    Dec 20, 2017

    I am grateful onto you for your benevolence . This loan will help me to buy paint to renovate my lab unit and also buy some chairs. More people will get assistance from the facility. Once again thank you very much.

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