Seed and fertilizer to grow local vegetables

Koskey

Kaptembwo, Kenya

100% repaid

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Entrepreneur

Name

Koskey

Member since

June 2014

On-time repayments

19 installments  •  16%

About Me

I am an Information Technology Support Technician with years’ experience in help-desk support, I have acquired demonstrated ability in all aspects of troubleshooting, installations, and configuration for a variety of desktops, laptops, hardware, and software. I’m highly skilled in delivering very complex technical information. In addition, I am task oriented, get pleasure from accepting challenges, and persistently keep pace with the most recent advancements in the IT field.
I am also and a Small scale farmer majoring in Cereals and Vegetables Within Nakuru County. I would like to increase my farming activities gradually as soon as possible starting with traditional vegetables which are scarce and very marketable in the urban areas.

My Business

I have been a small scale farmer for several years now. The fruits of farming are Solid and predictable despite the tough economic times in our country. I realize a substantial amount of profits annually from farming and i would like to increase the profit channels and resources with the Help of the Zidisha Loans, i intend to setup a Kienyeji Poultry project and venture into Beef Animal Husbandry.
In future i would like to setup a Computer Shop and computer accessories i.e (Hardware and Software) retail shop in one of the major towns in Kenya.

Loan Proposal

I am a small scale farmer majoring in Maize, beans and vegetable crops in Nakuru county. I intend to extend my indigenous vegetable plantation by quarter an acre. I will use the zidisha loan to purchase the seed, 25 KG DAP Planting fertilizer, and make payments for the tilling and planting labor charges. Loan repayment will be on time as this is not a new project but an extension of what is already running.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jun 13, 2014

Repayment status

On Time

Projected term

4 months

Other loans

Nov 2021:  $13

Lenders

JimVandegriff

Trinidad, California, United States

K

kosatka

Slovakia

N

netsirkd

Highland, United States

wallymountz

Fort Lauderdale, United States

N

naranburgos

Madrid, Spain

Sarasota

Sarasota, Fl, United States

M

marymarrs

North Bend, United States

J

jaytodd

New Orleans, United States

T

thebonseung

Republic of Korea

S

Syncret

Romania

Q

qmorgan

United States

Ask Koskey a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Koskey    Jun 9, 2015

    Dear lenders, i would like to ask a question about the one time deduction from the amount i get. I remember the amount i got initially was plus a 1,000 Kenya Shilling One-time deduction. However, today as i was about to Request for a new loan, i MUST agree to be deducted 3,000 Shillings One time deduction. Is this normal? Must i be deducted a fee in every loan i apply for?

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    • Alex Graniere    Jun 9, 2015

      Hi Koskey,

      The 3,000 ksh you are referring to is a new one-time payment that goes towards a Loan Loss Reserve. This will only be applicable for your next loan and will not be asked for again. Zidisha recently switched to zero interest loans, and this fee helps maintain faith with our lenders.

      Regards,
      Alex, Zidisha Team

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  • Koskey    Nov 6, 2014

    Thank you ladies and gentlemen for bearing with me. I cleared the loan yesterday.
    God bless you

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  • Koskey    Sep 29, 2014

    I wish to reschedule my loan as you saw last week i paid three Installments at once. I plan to pay the remaining amount in one installment in a weeks time. Kindly bear with me,
    Thanks in advance.
    I wish to reschedule my loan as you saw last week i paid three Installments at once. I plan to pay the remaining amount in one installment in a weeks time. Kindly bear with me,
    Thanks in advance.

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  • Koskey    Jul 21, 2014

    My esteemed lenders, i wish to reschedule my loan payments due to personal UN-avoidable circumstances that i cannot state herein. I am very grateful for the loan as it helped me a lot in my endeavors in the budgeted project. I will pay my remaining balance before the end of two weeks starting today. Kindly bear with me.
    Yours very sincerely,
    Koskey Kibet

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    • Koskey    Aug 12, 2014

      Hi guys, i would like to again re-schedule my loan for several days or weeks because my plans did not work as expected. I have to come up with another strategy as the crops dried up during the dry spell witnessed some months ago. I Will pay the remaining balance as soon as i am stable and settled. Kindly bear with me guys.

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  • Koskey    Jun 23, 2014

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  • Koskey    Jun 23, 2014

    The transaction screenshot is here

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  • Koskey    Jun 23, 2014

    Hey guys, i paid my weekly installment on Saturday but it is not reflecting on my loan page. What's the problem?

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  • wallymountz    Jun 16, 2014

    Good news Koskey! Happy to hear it.

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  • Koskey    Jun 16, 2014

    Over the weekend i purchased seeds, and fertilizer. i will be planting in the course of the week. Thanks once again

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  • Koskey    Jun 13, 2014

    I would like to take this opportunity to thank all guys who funded my Proposal. Thanks a lot and God Bless you.

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