Provision for resale

John Oby

Elmina, Ghana

100% repaid



John Oby

Member since

June 2016

On-time repayments

150 installments  •  70%

About Me

Am John Oby Iwerumor I am fifth born of the family of seven and am the second son of my parents. life in business has never been easy but in all I never gave up . I attended my senior high school at Peter B.A HoldBrook Smith Academy Complex and I attended the University of Cape Coast. I started life of business way back in 2007 when I first migrated to being myself. Business is not easy until when I heard of Zidisha to whom I ran to for financial assistance but before that I started my first trading with about thirty-two Ghana cedis and now am making a head way to success Thanks be to God most high for this great opportunity given to me and thanks to Zidisha and their representatives

My Business

My business was a trade I acquired from my late mother who I learnt it from and today I am in. Am into trading specifically provision store at my village were I started with about thirty-two Ghana cedis and some of the item I sell at my store are foodstuffs like tin tomatoes, Milo milk, biscuit and many more Item's and the returns from the business that's my profits are used to support my education and the rest too are also reinvested. One thing I must say is that by the end of 2018 September I would be done with my university course .So that I can now flow in the field of trading very well. Thanks to Zidisha

Loan Proposal

I would use it to purchase some of my goods for resale, I believe its going to add up to my capital,to promote my business, so as to once my out put or sales to bring about profit to deal with my school issues and get some also to save





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 26, 2017

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $2.53

John opted to pay $45.07 into the Zidisha Members Loan Fund in return for a higher starting credit limit.



Paul Graham

United States

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