Purcahse of 10 cases of cooking oil & white spoon suqar

Veronica

Kitwe, Zambia

100% repaid

Entrepreneur

Name

Veronica

Member since

July 2020

On-time repayments

54 installments  •  69%

About Me

My name is Veronica Phiri and am 36 years of age.I completed my high and at Ndeke Secondary School in Kitwe and i did obtain very good results.I hold a Diploma in business management.Due to jobs that are scarce nowdays i have decided to engage myself in entrepreneurship.

My Business

I ran a grocery in our community and i sale a variety of goods, where my source of income comes from.I sale home essential goods mainly groceries and cosmetics in the shop.This kind of business is highly profitable all it needs is good capital to stock up the people's needs.my typical cost is over 35,000 ZMW, of which i make over 4,500 ZMW weekly profits meant for restocking of new stock and some of it for home improvement.

Loan Proposal

I have ran out of the cooking oil stock and white spoon suqar in the grocery shop.This commodities sell very fast and their are most basic needs that customers mostly buy in the shop and the profit margin very good.From two items am able to make 600 ZMW twice per week.

Income Source

Despite economic climate essential needs for home use people are able to buy for consumption.This type of business has not been heavily effected though some times business is slow but am able to sell and make good income for my business.

My Videos

Jan 8, 2021: Grocery business

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$27.00

Date disbursed

Aug 4, 2020

Repayment status

On Time

Projected term

1 week

Lenders

Paul Buchheit

Mountain View, United States

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  • Veronica    Aug 6, 2021

    The business is a bit slow at the moment but I will increase my repayment once the business pick up.Thank you my lender for your patience.

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  • Veronica    Jun 19, 2021

    Dear lenders my business a bit slow at the moment and I can only start repaying the adjusted amount as business improves I will increase my repayment.Thank you so much for patience.

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  • Veronica    May 22, 2021

    I will buy 2 deep refrigeration for stocking more fish products, dressed chickens, beef, sausages and pork product in my grocery shop for sell.The demand for fish and chickens is very high and I see it as opportunity for me to generate more turn over or profits to make my business prosperous and grow very big this time around.As for the fish products I will be making more than 15,000 thousand ZMW and for the chickens 20,000.00 bring the total turn over to 35,000.00 ZMW per week.

    Therefore I would like to thank you all my lenders for making it possible for me to have this loan funded, am really humbled and am so grateful to you, because my business since joining or applying for the loan from Zidisha through all of you my lenders in the past and now, you have made it possible for the success of business to prosper and grow.

    I thank you all for all your efforts, may God keep you and protect you from Covid 19, may he cover you under his might wings with your families, may you find favor in whatever you do.May God richly bless you all, thank you.

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  • Veronica    May 16, 2021

    Dear my lenders , all the the lenders in the past and current, I would like to appreciate you all for making my business a good success, am so grateful my business today is really doing fine because of your efforts during this period which have I seen and witnessed so many companies and businesses closed down due to the pandemic Covid 19 , through you via Zidisha loans your support for me has very awesome to me , my family and community to you I say, thank you so much may the almighty God richly bless you and I would like to encourage you to support me once again and make my grocery business prosperous.Thank you to you Zidisha team and staff for making this possible for me, family and Community.

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  • Veronica    May 9, 2021

    Dear am very grateful for your support, am very much aware of my past due installment, I will repay double amount this week, kindly bear with me I settle it I have not forgotten I will repay it without fail, of late business has been very slow.Please sorry for the delay but in no time I will settle my weekly past installment.Thank your for patience

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  • Veronica    Mar 30, 2021

    The business is a bit slow at the moment the income am generating at the moment is amounting to I should repay on my loan installment, should business sales increase I will increase my repayment.Thank you to you all my dear lenders for supporting me I really appreciate.

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  • Veronica    Feb 23, 2021

    Dear lenders I have received the total amount successfully in MTN payment account and it has reflect today 23rd February, 2021.The amount received is 18,764 ZMW.
    I will now make a budget to buy building materials to construct a large wholesale shop to restocking more goods in the shop thereby increasing income revenue on sales.Thank you so much Zidisha is really improving my business, lifestyle and in short my business has tremendously improved through your support.Thank you to all my renders for supporting me.

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  • Veronica    Feb 19, 2021

    With this current loan am requesting, am looking buying building material to build a large wholesale because the shop am currently in is too small and am finding it difficulty to stock both retail and wholesale goods, there is too much demand and I want ensure that am stocked fully to avoid losing business.Therefore I need at least 30,000.00 ZMW to help purchase ;
    1.3000 building Blocks
    2.100 pockets of Cement
    3. 50 tone worthy of building Sandy
    4. 25 tone Quarry Dust
    5. Roofing sheet.
    Thank you so much my lenders for supporting my Business projects, really so happy.I also thank Zidisha staff for for working so hard and ensure that Zidisha is delivering good service to here in Zambia and the rest of African.To all I say may God bless you so greatly.

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  • Veronica    Feb 19, 2021

    The loan was a great success and my business surprisingly has done well this period more than I expected. Zidisha has made a huge difference in life, business and family.My business is developing steadily despite economic climate and the pandemic.The Zidisha loan has made me to work extra harder because without financial support I dont think my business would have a success and developed has it now.Am grateful to your my lenders for supporting every projected have requesting for financial support.Thank you very much and may God bless you so much.
    In my next loan I want your full support once and I will see it that the loan is repaid in good time.Thank you.

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  • Veronica    Jan 16, 2021

    I have opened two grocery shops and I need to increase grocery stock by buy all the essentials and basic need the customers want to increase revenue.This will help to grow and increase revenue and expand the business this year.
    Am very thankful for each one of you my dear lenders for supporting me to grow my business in this era or period were the is battling out with economic changes and many people world over are looking for survival, Thank you very much through Zidisha the first international lending Institution that has made this possible for me.

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  • Aaron    Jan 14, 2021

    Hello can you please help me to confirm my account it's on review

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  • Veronica    Jan 7, 2021

    I called and spoke to Mercy, she will repay this week and complete her loan.Thank you so much my lenders for your patience.

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  • Veronica    Dec 24, 2020

    I will buy the following goods to stock up in my grocery;
    1. 20 cases of 5l cooking oil and 10 cases 2.5l
    2.10 case of baby diapers and 5 cases of tissue
    3.5 cases of juice
    4. 25 cases white spoon sugar
    5.15 case washing powder and detergent soaps for washing
    6.20 chicken dressed chickens
    7.2 cases butter cup margarine and many other essential basic needed by customers to buy during this and next week of the festive season.
    Thank you so much my lenders for supporting and God bless you

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  • Veronica    Dec 22, 2020

    Dear lenders with zidisha loan which i got a few months ago i managed to improve my business and the ice cream machine made a difference in business.My profits have increased.My children were able to pay their school fees, i have also improved the living standard of the family and we are living a happy family through what zidisha loan has done.I really appreciate and i want to remain committed with zidisha and also invite good and trusted friends to benefit from Zidisha loans.Thank you so much and God bless you.

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  • Veronica    Dec 18, 2020

    I spoke to Alex Katete to repay an upfront and the adjust to an amount he can afford weekly than letting the outstanding amount accumulating without repaying anything.Thank you dear lenders for your patience.

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  • Veronica    Dec 18, 2020

    Dear lenders i spoken to Idah Tembo through Gondwe Nicholas the guarantor of the loan that she will repay the loan this week, thank you.

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  • Veronica    Dec 18, 2020

    I spoke to Catherine and that her business is not doing fine but resume repaying her after adjustment on her weekly repayments.Thank you.

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  • Veronica    Dec 18, 2020

    I called Duncan and said he will adjust and repay this week. Thank you

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  • Veronica    Dec 18, 2020

    Dear lenders i called Mary Nalukui and said that she has repaid already waiting crediting or the funds to reflect in her account.Thank you

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  • Veronica    Dec 18, 2020

    Dear lenders i have spoken to Juliana Lungu and she repaid waiting the repayment to be credited on account thank you.

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