Purchase

Grace

Eket, Nigeria

Funds disbursed

$0 to go

100% funded of $362 goal

0

days left

Entrepreneur

Name

Grace

Member since

September 2019

On-time repayments

23 installments  •  22%

About Me

I am Grace Wilson, 31 years old and a graduate from the university of calabar with a second class upper division Bs.c. in Biochemistry. I live in Akwa Ibom State, Nigeria. I am a very creative and innovative person and really wants to be the boss of my own that is why I need enough funds to build my business.

My Business

Currently I'm into pastry and chops. I prepare assorted snacks ranging from meats pie, doughnuts, samosa, Puff Puff, egg Scotch, egg roll, Chin chin and cakes. I mostly make much sales on demand, then I make supply to small food outlets and eateries. In addition, I also make chips of all kinds.

Loan Proposal

When I got my last loan, I had plan to hire a few more hands to make production more efficient, but couldn't meet up. So now, I will make sure to hire a few hands, buy oven for baking cos all the while I've been using locally constructed oven which takes a longer time and can't produce more than one pan of cake at a time.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$362.00

Date disbursed

Oct 15, 2019

Repayment status

Late

Projected term

4 months

Lenders

Paul Buchheit

Mountain View, United States

Ask Grace a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ukachi    Apr 17, 2020

    phone of the applicant and rerfs are switched off,

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  • Ekpoboredefe    Mar 6, 2020

    I called all her line, it wasn't connecting so I called the mom Mrs Comfort Assam, she said she will make sure her daughter clear off her debt after speaking with her

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  • Chinyere Darlington    Feb 26, 2020

    Both her phone and that of all her references are all switched off

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  • Grace    Dec 4, 2019

    Hello my benevolent Zidisha team, I'm heartily very sorry that this information is coming to you later than it should have. Shortly after I received my last loan, I purchased all my goods in good conditions of which i tried to upload some photos for prove of purchase but could not because of the photos resolution which i could not adjust and successfully started out for my regular productions. Unfortunately I got into an incident which rendered my health a little incapacitated for some time now. I thought I would be able to meet up with my payment even after I adjusted my installments amount. Please I just want you to know that I didn't get this money which has been of great help to me with any intention of not repaying. This is an unforeseen circumstance which I never envisaged. Please I beg of you to just be a little more patience with me and give me some time. On my honour, I promise I will never fail to repay my loan as soon as I recuperate. I also beg of you not to mete out my setback on anyone who would need your help at any point in time.

    I will call my mentor as soon as possible to inform him of this.

    Please be kind to me and consider my request.

    Thank you in anticipation.

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  • Grace    Oct 30, 2019

    Shortly after I took out the loan I fell sick and was hospitalized for two weeks. Considering the nature of my business, I haven't been strong enough to make much produce enough to supply and repay my initial loan installment. Pls it's better to reduce the installment to what I can afford to pay than to fail to pay completely. I'm even thankful to zidisha for giving a favourable opportunity like this to reduce to what I can pay. I will always be more than grateful.

    Thank you Zidisha Team.

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  • Grace    Oct 17, 2019

    Thank you very much my kind lenders. I received the sum of 79,000 and have used a part of it to buy a half bag of groundnut and a full bag of all purpose flour for my peanut and other snack production.

    Thank you very very much for lending me a helping hand to grow in my business.

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  • Grace    Oct 15, 2019

    I will use this new loan to hire a few more hands to increase efficiency in production. I will also buy oven to substitute the locally made one.

    The hired labour will reduce the stress exerted on me, while the industrial oven will help me produce at least 3-5 pans of cake at a time

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  • Grace    Oct 14, 2019

    Hello lenders, again thanks a million for the last loan offer I received. I was able to buy a half bag of groundnuts and a bag of corn seeds. I tried out a different kind of production with fried groundnuts mixed with fried corn seeds, a combination of these two in my locality is called MAN-POWER. You see, people in my area value this very much especially during this raining season, they consider it a very good stimulant and also act as an aphrodisiac which is completely safe in its natural form. In other words, the fiber and carbohydrates in corn, the protein and the rich natural oil found in groundnuts enriches and increases their nutritional value in combination.

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    • (Comment deleted by author)

      • Grace    Oct 14, 2019

        Hi beautiful Laurie, I'm sorry, I can't really assure of any contraceptive effects regarding these combination.

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        • (Comment deleted by author)

          • Grace    Oct 14, 2019

            Thank you for this compliment Laurie. Aside having my first degree in Biochemistry four years ago, I'm also a medical student 300L, but I'm currently on deferral due to the fatal accident I had twice confining me to two arm crutches now. That not withstanding, my spirit is not in the least crushed, my dreams, visions and ambitions still drives me head on.

            However, I'm home now trying to recuperate, but while doing that, I decided to venture into the entrepreneurial world with my diverse ideas staring right on my face. Nevertheless, while I'm still hoping to return to med school someday, there is this business PLAN/PROPOSAL I'm trying to write now with which I would establish my dream company. This very business idea is one of a kind, from all my feasibility studies, it's something I've never come across in my state. I'm not even sure if it's found anywhere in my country. So I plan to remain faithful to this zidisha loan scheme and get to the top of the limit in order to kick start my plans

            Zidisha is the ladder of hope, I will definitely hold on tight.

            ZIDISHA Rocks!!!!!!!!!!

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    • (Comment deleted by author)

      • Grace    Oct 14, 2019

        Thanks Laurie for your kindness and benevolence. I'm beyond gratitude.

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        • (Comment deleted by author)

  • Grace    Sep 30, 2019

    My dear Lenders, I have received the sum of #23,373 in my account and I'll continue to remain grateful to you all for boosting my financial confidence. Again thank you

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  • Grace    Sep 30, 2019

    This money will go a long way to help me buy a bag of groundnut for my peanut and a half bag of sugar. Thank you a million times my beloved lenders for your benevolence.

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  • Grace    Sep 28, 2019

    Hello my kind hearted lenders out there, I'm super grateful for all your help in giving me the loan I got last time. I used the money to add with the little I had already to purchase the necessary materials I needed for my snacks production and it helped me to meet up with my costumer's demands. Thanks a million

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  • Grace    Sep 11, 2019

    Thank you very much zidisha. I recently applied for a loan of 5,002 and received it immediately, I'm beyond gratitude for the help you rendered. I was able to purchase at least a few out of what I needed for my snacks production

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