Joanes
Obambo-siaya, Kenya
100% repaid
Name
Joanes
Member since
April 2014
On-time repayments
128 installments • 38%
i am a young married man with 2 children . i never made it to continue with school due to poverty in our family so i only went up to class 8 my talent was mostly i wanted to be an electric engineer but my dream died due to poverty . i went to avillage polytechnic which igot some knowledge on electric wiring i got basic only so i decided to start a business on electric goods since in my village nobody had that vision my dream is to grow and assist my young brothers who are behind me get better education . imet afriend from zidisha who encoraged me to join mr obare and i saw my dreams come true iwant to register for adult education and pasue my education through my business zidisha help me please
MY BUSINESS ; i started my business some 4 years ago after my parents lacked fees to pay fees for my secondary education i decided to go to a village polytechnic where i did my some short course on electric wiring i had a talent of electricals and so decided to do it so that i could begin reparing electric goods for people like i looked round i saw the demand was big . sand people in my village use to take and buy electric materials from kisumu and siaya town so i so it good to bring the services near hence high demand and few competition in the market . my business picked i repair radios tvs computers and i also sell electric spare parts for the same . my daily income is around 1300/=profit my monthly sells are 39000/= after geting the costs like transport rent tax licence i remain with a profit of 21000/= this is what i normaly use to buy food pay fees and other small house needs. my risks are sometimes i repair iteims and my customers delay to pay me this affects my business.
purchase a second-hand computer that will help me do my job better the computer will cost me 15000/= which is about 140us dollars i have 3000/=which i will use the loan i get to add on and buy a computer, this will help me install programs for my clients who bring after installing my computer i can use it to install programs for my customers.this will make me more money and be more effecient in my work help me lenders buy this second-hand computer
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jul 15, 2014
Repayment status
On Time
Projected term
4 months
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Amount repaid
$155.35
Amount remaining
$0.00
Date repaid
Jan 3, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 24, 2014 | $7.77 | Jul 23, 2014 | $7.77 |
Jul 31, 2014 | $7.77 | Aug 3, 2014 | $7.77 |
Aug 7, 2014 | $7.77 | Aug 13, 2014 | $7.77 |
Aug 14, 2014 | $7.77 | Aug 15, 2014 | $7.77 |
Aug 21, 2014 | $7.77 | Aug 21, 2014 | $7.77 |
Aug 28, 2014 | $7.77 | Aug 31, 2014 | $7.77 |
Sep 4, 2014 | $7.77 | Sep 16, 2014 | $7.77 |
Sep 11, 2014 | $7.77 | Sep 24, 2014 | $7.77 |
Sep 18, 2014 | $7.77 | Sep 26, 2014 | $7.77 |
Sep 25, 2014 | $7.77 | Oct 8, 2014 | $7.77 |
Oct 2, 2014 | $7.77 | Nov 13, 2014 | $7.77 |
Oct 9, 2014 | $7.77 | Nov 13, 2014 | $7.77 |
Oct 16, 2014 | $7.77 | Nov 13, 2014 | $7.77 |
Oct 23, 2014 | $7.77 | Nov 13, 2014 | $7.77 |
Oct 30, 2014 | $7.77 | Nov 30, 2014 | $7.77 |
Nov 6, 2014 | $7.77 | Nov 30, 2014 | $7.77 |
Nov 13, 2014 | $7.77 | Dec 24, 2014 | $7.77 |
Nov 20, 2014 | $7.77 | Dec 30, 2014 | $7.77 |
Nov 27, 2014 | $7.77 | Dec 31, 2014 | $7.77 |
Dec 4, 2014 | $7.77 | Jan 3, 2015 | $7.77 |
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