Purchase an electric sewing machine

Peris

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Peris

Member since

September 2016

On-time repayments

77 installments  •  61%

About Me

Peris Nazi Kalama was born and raised in kilifi. I am the fort born in a family of two boys and six girls. I attended mwarakaya primary school and completed primary e ducation. However, i did not manage to go to secondary school. Life was tough in the village so in early 2010 I relocated to mombasa where i enrolled for a course in dress making. I then managed to get employed asa a house help thats when i saved enough cash to purchase my own sawing machine and started making garments fo my friend and neighbours. The uniqueness of mombasa is the loving attitude of residents here unlike other cities in kenya, the swahili culturre is also very good and how most of women dress the vitenge and dera. Also the good sand beaches and hotels make mombasa good and unique.
I am blessed with two children who both want to become nurses. My hobbies is swimming, eating and travelling.

My Business

Dear Zidisha Team and all Lenders, kindly allow me to take this opportunity to thank you again for supporting my Tailoring Business. Your generosity has enabled me purchase my Electric Sewing Machine which has greatly improved my business. I now have alot of customers which has increased my work. Once again, I seek your support in lending me so that I buy more garment materials, deras and lessos which are mostly worn by females here in Mombasa. I need these products so that I make clothes and sell the deras and lessos during the Idd celebrations which are very near as my muslim brothers and sisters are in the month of Ramadhan and the celebration of Idd is just comming in a few days. This business is good for me as it makes me interact with alot of people from diffrent tribes and all walks of life. I believe I will make good profit to enable me offer the best for my family as I repay the loan. I will also use the profit to pay school fees for my two children, Evangeline and Quincy. I thank you much more for the trust and support that you have been giving me. I wish you and your families all the best.

Loan Proposal

I will use this loan to buy an electric sewing machine. This will ensure improvement of my efficiency and increased productivity. It will also ensure my customer satisfaction thus retaining them and attracting more. This machine will be an upgrade from the manual one I am currently using. My productivity will improve from three dresses per day to six per day. The machine costs $250. I will use the balance of $50 from this loan to clear outstanding fee balances for my two school going children.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$302.00

Date disbursed

Dec 16, 2016

Repayment status

On Time

Projected term

61 months

Lenders

davelowe100

Perryville, United States

JimVandegriff

Trinidad, California, United States

JA

Jorge Alagon

Munich, Germany

KO

Kevin OBrien

Denver, CO USA, United States

Daniel Hammarberg

Gothenburg, Sweden

WE

Wendy Emlyn

Devon, United Kingdom

Humble Bundle Community

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Katja

Switzerland

B

Bartl

United States

Ask Peris a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mary    May 15, 2018

    Please make a payment on your loan Peris, so I can continue to lend to others.

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  • Mary    Feb 7, 2018

    Please reduce your payment if you need, to to keep up with your loan. As a lender I have 21 loans where the borrowers have not made payments, some for close to a year. This affects everyone. I cannot lend what I am not paid back. Making regular payments even small ones helps everyone have access to the funds they need to grow their businesses.

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    • Peris    Feb 8, 2018

      I am behind with Ksh. 1600. I plan to make repayment of half the amount, Kindly have patience on me Mary as I organize for the repayment soon. I will not abandon repayment of my loan as it has assisted me. I will clear this loan, Thanks for understanding Mary and all my lenders.

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  • Peris    Jan 12, 2018

    Dear Lenders, things has been tough but i am promising to resume repayments soon. Thanks for your kind patience.

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    • Mary    Jan 12, 2018

      Thank you for the update Peris. Try to make the smallest possible payments to keep your repayment rate in good standing, when possible. This will help for funding your future loans.

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      • Peris    Jan 27, 2018

        Thanks Mary, Its that I had some financial issue with my family in the village to assist and this really destablised my revenue. I am looking forward to resume my normal repayments.

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  • Alex    Dec 7, 2017

    I have talked to Peris. She promises to resume repayments..

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  • Philip    Nov 15, 2017

    hey peris this is to inform you that i have reached a credit limit of 1200 thank you for tour mentorship am proud.

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  • Peris    Oct 15, 2017

    Zidisha Team. You had reversed my repayment of October 12 as errornious. I feel frustrated because this was a rightful repayment. I have posted the repayment details in the support ticket. I hope you will address me soonest and correct my on time repayment percentage. Thank you and have great time.

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  • Mary    Sep 21, 2017

    Hi Peris, Please contact [email protected] to adjust your loan repayment. Lenders would rather see very small repayments rather than skipped or missed payments. I hope you and your family are well and that your business picks up soon.

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  • Peris    Jul 4, 2017

    Business has not picked, I'll adjust back once it picks up.

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  • Peris    Jun 27, 2017

    I received my loan anounting ksh. 69,972. I am really happy because i will now proceed to buy the marchandise. I dont have many this to say but what i can say for now is a big thank you to all my lenders.

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  • Kitty    Jun 22, 2017

    Good luck with your business

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  • Peris    Jun 22, 2017

    Dear Zidisha family and all Lenders from each corner of this universe, I say thank you for your kindness and love in funding me at the right time. I am going to buy garments fabrics, deras and lesso with this loan amount. target to make good business in this Idd festivities by making more clothes at my Tailoring workshop, and also selling the Deras and Lessos to the many women and customers who visit my workshop. I intend to use the accrud profit in providing the best for my family, pay school fees and also in repaying this loan. I am very happy for you all. I wish you ally the best with your families as you continue with your good Heart in helping our businesses. Thank you Zidisha and Long live All Lenders.

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  • Peris    Jun 22, 2017

    Dear Lenders, Its my sincere hope that you are fine. I take this opportunity to thank you all whom you have so far contributed in funding this loan. I wish to however call upon all other Lenders to support me in funding my loan as at the moment it is 23% funded with only 6 days remaining/left for this loan to expire. Please assist me as I appreciate and thank you in advance, be blessed.

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  • Peris    Jun 14, 2017

    Dear Lenders, thanks for your support towards bettering my business. I have completed repaying my second loan which I used to buy an Electric Sewing Machine for my Tailoring business. The machine has enabled me attract many more customers as I am able to do their job faster and of greater quality. My earnings have also improved greatly. I can now make upto $ 15 on average in a day and all this is due to your support! I have used the profit in mostly paying school fees for my children and take care of my family expenses. I have now taken them in a good school since I wish to offer them the best education. I thank you very much.

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  • Peris    Jun 6, 2017

    Dear Zidisha Lenders, I appreciate your contributions in funding my loans that have really improved my Garment making business. Due to good and improved business, i am now capable of proving the best for my family. i am really happy because my clients are happy and they continue bringing to me continued business and contributing to good profit and customer loyalty. As promised, I will make sure to always repay my loans so as you continue assisting many more people. I love and appreciate you always.

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  • Peris    Mar 19, 2017

    Dear Lender, thankyou for elevating my life. my children, Quincy and Evangeline are appreciative too. i wish you all a nice time.

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  • Peris    Mar 16, 2017

    My Dear Mentees, i hope you are all fine. i wish to take this chance and bring it straight to you that i am proud to be your mentor and i will readily assist you in any issue concerning zidisha. i hope that this organization has been good to both your businesses and life as it has been to me. Mentees, i kindly remind you to heed your obligation to repay, it is never my intention to always call anybody to remind him/her on this noble obligation. i however wish to congratulate and thank you all who responded to my call to repay your loans. it is my desire to see that we grow together here. thank you.

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  • Alex    Mar 9, 2017

    Dear Peris, I hope you are ok. How are your finances now since you called me last week notifying on some challenges. If you won't mind, kindly call me we discuss.

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  • Peris    Feb 28, 2017

    I hope you are all well, here iam ok too. i can see greenlight now in my business. it is gradually moving to the better. i wish to continue repaying my loan moderately since it allows me to take care of other issue of raising my family without straining. thank you zidisha and lenders.

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  • Peris    Jan 5, 2017

    Dear Lenders, Thank you for lending me. I have already purchased the machine and everything is moving on right however, I am facing some few financial challenges at the moment due to various financial committments. I therefore please ask your understanding and allow me to adjust my repayment upto March 2017 where I will have completed some of my financial obligation and I promise to revert back to my normal repayment amount thereafter. Thank you very much for your understanding and may you be blessed even more.

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  • Peris    Dec 20, 2016

    Dear Zidisha Family, i wish you a merry xmass for the christians and a blessed 2017 for all other religions.

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